NOT LISTED FOR SALE

5463 Ridge Rd Pentwater, MI 49449

Estimated Value: $472,000 - $1,315,777

3 Beds
1 Bath
1,064 Sq Ft
$765/Sq Ft Est. Value

Sale Details

Date Sold: September 30, 2020

Last sale price $390,000 $367 Per Sq Ft

Est. 109% increase in value since last sale

Current estimated payment $5,999 / mo

12 Days on Market

Highlights

  • Private Waterfront
  • Recreation Room
  • Eat-In Kitchen
  • Deck
  • Den
  • Laundry Room

About This Home

As of September 2020

Low Bluff Lake Michigan Beach house on 67 ft of sandy walk-able frontage! Set back from the water this cottage offers great potential. There is a full basement, elec baseboard heat, and great views from in front of the fireplace. Home is being sold is. All offers must be in writing and include proof of funds or preapproval Consider making your offer now, it will not last! All contracts and offers are subject to final review and approval of seller, all offers or contracts are not binding unless the entire agreement is ratified by all parties. Buyer to verify all information.

Last Agent to Sell the Property

Monica Owens

Coldwell Banker Anchor-Pentwater License #6501302785 Listed on: 08/29/2020

Coldwell Banker Anchor-Pentwater

Last Buyer's Agent

Nonmember Agent

Non Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,327

Year Built

  • Built in 1950

Lot Details

  • 15,232 Sq Ft Lot
  • Lot Dimensions are 88x202x70x135x65
  • Private Waterfront
  • 68 Feet of Waterfront
  • Property fronts a private road

Parking

  • Unpaved Driveway

Home Design

  • Cabin
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,064 Sq Ft Home
  • 1-Story Property
  • Replacement Windows
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Recreation Room
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Water Access
  • Property is near a lake
  • Deck

Utilities

  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic Tank
  • Septic System
  • Phone Available

Community Details

  • Recreational Area

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,327

Year Built

Built in 1950

Lot Details

0.35 Acres

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cabin
  • Stories: 1
  • Year Built: 1950
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 338.35
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 88x202x70x135x65
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1064.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 2327.35
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Waterfront Options:Water Frontage3: 67.57
  • Driveway:Unpaved: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • General Property Info:Fireplace: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Sale Conditions:REOBank Owned: Yes
  • Heat Type:Baseboard: Yes
  • Water Heater:Electric3: Yes
  • General Property Info:SqFt Above Grade: 1064.0
  • General Property Info Garage YN: No
  • Architectural Style Cabin: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Range
  • Interior Amenities: Eat-in Kitchen
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full, Walk-Out Access
  • LivingArea: 1064.0
  • Window Features: Replacement
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 1064.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Fireplace:Living: Yes

Exterior Features

  • Construction Materials: Aluminum Siding
  • List Price: 360000.0
  • Lot Features: Recreational
  • Patio and Porch Features: Deck
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Baseboard
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available, Electricity Available
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:View: Yes

Lot Info

  • Lot Size Acres: 0.35
  • Lot Size Area: 0.35
  • Lot Dimensions: 88x202x70x135x65
  • Lot Size Sq Ft: 15232.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2327.35
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2020
Closed on
Sep 24, 2020
Sold by
American Advisors Group
Bought by
Manley Francis J
Seller's Agent
Monica Owens
Coldwell Banker Anchor-Pentwater
Buyer's Agent
Nonmember Agent
Non Member
List Price
$360,000
Sold Price
$390,000
Premium/Discount to List
$30,000
8.33%
Current Estimated Value
$813,592

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$423,592
Avg. Annual Appreciation
14.17%

Purchase Details

Closed on
Dec 19, 2019
Sold by
Walker Donna H and The Walker Family Trust
Bought by
American Advisors Group

Purchase Details

Closed on
Sep 30, 2015
Sold by
Walker Donna H
Bought by
Walker Donna H and The Walker Family Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$697,500
Interest Rate
3.84%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Closed on
May 26, 2006
Sold by
Walker John E and Walker Donna H
Bought by
Walker John E and Walker Donna H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Manley Francis J $390,000 Attorney Only
Manley Francis James $390,000 Sargents Title Co
American Advisors Group $255,777 None Available
Walker Donna H -- Title Source Inc
Walker John E -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Walker Donna H $697,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2020 09/30/20 Sold $390,000 +8.3% $367 / Sq Ft
09/10/2020 09/10/20 Pending -- -- --
08/29/2020 08/29/20 For Sale $360,000 -- $338 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,867 $603,300 $603,300 $0
2024 $13,419 $556,600 $556,600 $0
2023 $8,671 $357,300 $357,300 $0
2022 $8,671 $236,300 $0 $0
2021 $8,445 $195,200 $195,200 $0
2020 $2,388 $191,600 $191,600 $0
2019 $2,308 $168,900 $0 $0
2018 $2,207 $178,400 $0 $0
2017 $2,207 $179,600 $0 $0
2016 -- $179,500 $0 $0
2013 -- $178,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Monica Owens

    Seller's Agent in 2020

    Monica Owens

    Coldwell Banker Anchor-Pentwater

    (231) 750-2393

    316 Total Sales

    Monica Owens
    Section Image

  • N

    Buyer's Agent in 2020

    Nonmember Agent

    Non Member

See All Agents

Map

Source: MichRIC

MLS Number: 20035803

MichRIC

APN: 001-586-005-00

Michigan Oceana County Pentwater 49449

5463 Ridge Rd, Pentwater, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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