NOT LISTED FOR SALE

5481 Ridge Dr Ludington, MI 49431

Estimated Value: $213,000 - $404,000

2 Beds
1 Bath
855 Sq Ft
$344/Sq Ft Est. Value

Last Sold October 30, 2020

Last sale price $195,000 $228 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $1,864/month

64 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Boat Ramp
  • Traditional Architecture
  • Lakeview Elementary School Rated A-
  • Deck
  • 2 Car Attached Garage

About This Home

As of October 2020

Hopkins Lake waterfront - 2015 custom built home located between Pentwater & Ludington. Lower level walkout offers you a two stall heated garage & a full bedroom (behind the 3rd faux garage door on the right). Welcoming entry way with pellet stove for accessory heat to the electric baseboard heat. In floor radiant heat in lower level bedroom & upper level custom bathroom. Custom Decora cabinetry in the kitchen w/quartz counter tops & Koehler fixtures. Open floor plan w/solid wood floors in living/dining room/kitchen & stainless steel appliances. 2nd bedroom & laundry closet with combo W/D unit complete the upper level. This energy efficient home would make a great vacation, rental or primary home. 400 sq ft deck and path down to the waterfront. All Info/measurements to be verified by buyer

Last Agent to Sell the Property

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 05/27/2020

Last Buyer's Agent

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 05/27/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,099

Year Built

  • Built in 2015

Lot Details

  • 1.87 Acre Lot
  • 50 Feet of Waterfront
  • Property fronts a private road
  • Flag Lot
  • Property is zoned AR, AR

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Mason
  • Composition Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 855 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Low Emissivity Windows
  • Insulated Windows
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Window Unit Cooling System
  • Heating System Uses Wood
  • Window Unit Heating System
  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic System
  • Phone Available

Community Details

Recreation

  • Boat Ramp
  • Community Boat Launch

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,099

Year Built

Built in 2015

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2015
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 217x240x206x387x50x726 IRR
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 855.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 2098.75
  • Tax Info:Zoning3: AR
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Substructure:Partial: Yes
  • Waterfront Options:Water Frontage3: 50.0
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Air Conditioning:Window Unit(s): Yes
  • Lot Description:Flag Lot: Yes
  • Heat Type:Baseboard: Yes
  • Water Heater:Electric3: Yes
  • Heat Type:Wood3: Yes
  • General Property Info:SqFt Above Grade: 668.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace: No
  • Total Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Partial, Walk-Out Access
  • LivingArea: 855.0
  • Window Features: Low-Emissivity Windows, Insulated Windows
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Stone, Vinyl Siding
  • List Price: 197000.0
  • Lot Features: Flag Lot
  • Patio and Porch Features: Deck
  • Road Frontage Type: Private Road
  • Roof: Composition
  • Water Body Name: Hopkins Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Stone: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Baseboard, Wood
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Condo/Co-op/Association

  • Association Amenities: Boat Launch
  • Association Fee: 400.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 400.0
  • Association Info:Assoc Fee Payable: Annually
  • Assoc Amenities:Boat Launch: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 1.87
  • Lot Size Area: 1.87
  • Lot Dimensions: 217x240x206x387x50x726 IRR
  • Lot Size Sq Ft: 81544.0
  • Zoning Description: AR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2098.75
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 4, 2024
Sold by
Nichols Lynnette and Nichols Kyle
Bought by
Nichols Lynnette and Nichols Kyle
Current Estimated Value
$294,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,000
Outstanding Balance
$284,480
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
-$8,913

Purchase Details

Closed on
Dec 30, 2014
Sold by
Rands Ronald W and Rands Brenda J
Bought by
Hacker Mark W and Hacker Rhonda L

Purchase Details

Closed on
Aug 12, 2014
Sold by
Rands Ronald W and Rands Brenda J
Bought by
Rands Ronald W and Rands Brenda J

Purchase Details

Closed on
Jun 15, 2011
Sold by
Roach William L and Severance Roach Roberta
Bought by
West Shore Community College Foundation

Purchase Details

Closed on
Sep 22, 2005
Sold by
Hopkins Lake Deve
Bought by
William L Roach and William Reoberta Seve

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.88%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nichols Lynnette -- None Listed On Document
Hacker Mark W -- None Available
Rands Ronald W -- None Available
West Shore Community College Foundation -- None Available
William L Roach $55,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nichols Lynnette $287,000
Previous Owner Sweet Kristy K $20,000
Previous Owner Hacker Mark W $45,000
Previous Owner Hacker Mark W $90,000
Previous Owner Hacker Mark W $50,000
Previous Owner Hacker Mark W $30,500
Previous Owner William L Roach $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/30/2020 10/30/20 Sold $195,000 -1.0% $228 / Sq Ft
07/30/2020 07/30/20 Pending -- -- --
05/27/2020 05/27/20 For Sale $197,000 -- $230 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,720 $91,800 $91,800 $0
2024 -- $98,000 $98,000 $0
2023 -- $79,900 $79,900 $0
2022 -- $64,600 $0 $0
2021 -- $59,600 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debby Stevenson

    Seller's Agent in 2020

    Debby Stevenson

    Greenridge Realty S Rath

    (231) 510-5727

    477 Total Sales

    Debby Stevenson
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20018591

Southwestern Michigan Association of REALTORS®

APN: 010-750-000-019-00

Michigan Mason County Ludington 49431

5481 Ridge Dr, Ludington, MI

This home is located at 5481 Ridge Dr, Ludington, MI 49431 since 27 May 2020 and is currently estimated at $294,318, approximately $344 per square foot. This property was built in 2015. 5481 Ridge Dr is a home located in Mason County with nearby schools including Ludington Elementary School, Lakeview Elementary School, and O.J. DeJonge Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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