NOT LISTED FOR SALE

5481 Ridge Dr Ludington, MI 49431

Ludington Area

Estimated Value: $180,000 - $378,000

2 Beds
1 Bath
855 Sq Ft
$319/Sq Ft Est. Value

Sale Details

Date Sold: October 30, 2020

Last sale price $195,000 $228 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $1,744 / mo

64 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Deck
  • 2 Car Attached Garage
  • Boat Ramp
  • Traditional Architecture
  • Brick or Stone Mason

About This Home

As of October 2020

Hopkins Lake waterfront - 2015 custom built home located between Pentwater & Ludington. Lower level walkout offers you a two stall heated garage & a full bedroom (behind the 3rd faux garage door on the right). Welcoming entry way with pellet stove for accessory heat to the electric baseboard heat. In floor radiant heat in lower level bedroom & upper level custom bathroom. Custom Decora cabinetry in the kitchen w/quartz counter tops & Koehler fixtures. Open floor plan w/solid wood floors in living/dining room/kitchen & stainless steel appliances. 2nd bedroom & laundry closet with combo W/D unit complete the upper level. This energy efficient home would make a great vacation, rental or primary home. 400 sq ft deck and path down to the waterfront. All Info/measurements to be verified by buyer

Last Agent to Sell the Property

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 05/27/2020

Last Buyer's Agent

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 05/27/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,099

Year Built

  • Built in 2015

Lot Details

  • 1.87 Acre Lot
  • 50 Feet of Waterfront
  • Property fronts a private road
  • Flag Lot
  • Property is zoned AR, AR

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Mason
  • Composition Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 855 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Low Emissivity Windows
  • Insulated Windows
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement

Outdoor Features

  • Water Access
  • Property is near a lake
  • Deck

Utilities

  • Window Unit Cooling System
  • Heating System Uses Wood
  • Window Unit Heating System
  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic Tank
  • Septic System
  • Phone Available

Community Details

Recreation

  • Boat Ramp
  • Community Boat Launch

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,099

Year Built

Built in 2015

Lot Details

1.87 Acres

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2015
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 294.91
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 217x240x206x387x50x726 IRR
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 855.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 2098.75
  • Tax Info:Zoning3: AR
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Substructure:Partial: Yes
  • Waterfront Options:Water Frontage3: 50.0
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Air Conditioning:Window Unit(s): Yes
  • Lot Description:Flag Lot: Yes
  • Heat Type:Baseboard: Yes
  • Water Heater:Electric3: Yes
  • Heat Type:Wood3: Yes
  • General Property Info:SqFt Above Grade: 668.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace: No
  • Total Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Partial, Walk-Out Access
  • LivingArea: 855.0
  • Window Features: Low-Emissivity Windows, Insulated Windows
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Stone, Vinyl Siding
  • List Price: 197000.0
  • Lot Features: Flag Lot
  • Patio and Porch Features: Deck
  • Road Frontage Type: Private Road
  • Roof: Composition
  • Water Body Name: Hopkins Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Stone: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Baseboard, Wood
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Condo/Co-op/Association

  • Association Amenities: Boat Launch
  • Association Fee: 400.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 400.0
  • Association Info:Assoc Fee Payable: Annually
  • Assoc Amenities:Boat Launch: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 1.87
  • Lot Size Area: 1.87
  • Lot Dimensions: 217x240x206x387x50x726 IRR
  • Lot Size Sq Ft: 81544.0
  • Zoning Description: AR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2098.75
  • Tax Year: 2020

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 4, 2024
Sold by
Bought by
Current Estimated Value
$273,077

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,000
Interest Rate
0.0678%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 31, 2023
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
0.0681%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 30, 2014
Sold by
Bought by

Purchase Details

Closed on
Aug 12, 2014
Sold by
Bought by

Purchase Details

Closed on
Jun 15, 2011
Sold by
Bought by

Purchase Details

Closed on
Sep 22, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
0.0588%
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
$276,000 Chicago Title Of Michigan
-- None Available
-- None Available
-- None Available
$55,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $287,000
Previous Owner $255,000
Previous Owner $20,000
Previous Owner $45,000
Previous Owner $90,000
Previous Owner $50,000
Previous Owner $30,500
Previous Owner $60,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/30/2020 10/30/20 Sold $195,000 -1.0% $228 / Sq Ft
07/30/2020 07/30/20 Pending -- -- --
05/27/2020 05/27/20 For Sale $197,000 -- $230 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,720 $91,800 $91,800 $0
2024 -- $98,000 $98,000 $0
2023 -- $79,900 $79,900 $0
2022 -- $64,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debby Stevenson

    Seller's Agent in 2020

    Debby Stevenson

    Greenridge Realty S Rath

    (231) 510-5727

    453 Total Sales

    Debby Stevenson
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Map

Source: MichRIC

MLS Number: 20018591

MichRIC

APN: 010-750-000-019-00

Michigan Mason County Ludington 49431

5481 Ridge Dr, Ludington, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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