$120,000
SOLD JUL 15, 2025

5489 Forest Ridge Rd Garrison, MN 56450

1.33 Acres
$90,226 Price per Acre
57,935 Sq Ft Lot

Recently Sold

25% Below List Price

22 Days on Market

Highlights

  • 135 Feet of Waterfront
  • No HOA
  • Many Trees
  • Brainerd Senior High School Rated 9+

About This Lot

As of July 2025

Skip the resorts and campgrounds and bring your ATVs, lake toys & boat to this private Camp Lake lot with 1.3 Acres of woods that features a 10x12 bunk house and 2003 Jayco camper that sleeps 7 on a hill that overlooks the lake plus level lakeshore by the dead end road to stick your feet in and easily install a future dock! Electricity and drilled well ON SITE not yet connected. Amazing views and setting with easy access to Hwy 2 and 169. Have fun with the ATV trail access on the same road or jump in the lake and boat or fish all day on Camp Lake a 519 Acre quiet, secluded lake - a real hidden treasure!

Last Agent to Sell the Property

Angie Petersen

Central MN Realty LLC Listed on: 05/29/2025

Central MN Realty LLC

Last Buyer's Agent

Angie Petersen

Central MN Realty LLC Listed on: 05/29/2025

Central MN Realty LLC

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $630

Lot Details

  • Lot Dimensions are 135x423x170x380
  • 135 Feet of Waterfront
  • Lake Front
  • Street terminates at a dead end
  • Unpaved Streets
  • Many Trees
  • Zoning described as Shoreline,Residential-Single Family

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 881020000080009

Property Details

Property Type

Land

Est. Annual Taxes

$630

Lot Details

0

Listing Details

  • Type: Land
  • Development Status: Subdivided
  • Water Body Name: Camp
  • FractionalOwnershipYN: No
  • Rental License?: No
  • BuilderRestrict: Open
  • Improvements: Unimproved Streets
  • Special Features: None
  • Property Sub Type: LotsLands

Interior Features

  • Inclusions: For Sale Sign,Platted,Survey Stakes

Exterior Features

  • View: East, Lake
  • Other Structures: Bunk House
  • Lake Bottom: Gravel,Sand,Undeveloped,Weeds
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 26-40
  • Waterfront Frontage: 135

Utilities

  • Utilities: Electricity Connected, Private Well Connected, Electricity Available, Private Well Available

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictPhone: 218-454-6900

Lot Info

  • Topography: High Ground,Sloped,Walkout
  • Waterfront YN: Yes
  • Lot Size: 135x423x170x380
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • All Program Acres: 0.0000

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 881020000080009
  • Tax Annual Amount: 630
  • TaxWithAssessments: 630.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Jul 15, 2025
Sold by
Ralston Cindy
Bought by
Kruse Jason C and Kruse Sarah J
Seller's Agent
Angie Petersen
Central MN Realty LLC
Buyer's Agent
Angie Petersen
Central MN Realty LLC
List Price
$159,000
Sold Price
$120,000
Premium/Discount to List
-$39,000
-24.53%
Views
24
Current Estimated Value
$164,884

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,884
Avg. Annual Appreciation
82.13%
Original Mortgage
$108,000
Outstanding Balance
$106,353
Interest Rate
9.43%
Mortgage Type
New Conventional
Estimated Equity
$58,531

Purchase Details

Closed on
May 21, 2021
Sold by
Meger Nicholas Nicholas
Bought by
Ralston Cindy Cindy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
3%

Purchase Details

Closed on
Dec 22, 2017
Sold by
Haberman Lisa M and Haberman Bruce O
Bought by
Meger Nicholas Lee and Meger Melissa Jean

Purchase Details

Closed on
Apr 1, 2004
Sold by
Haberman Annette Marie and Schust Haberman
Bought by
Haberman Lisa M

Purchase Details

Closed on
Dec 1, 1998
Sold by
Benson Ronald L
Bought by
Haberman Annette M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $120,000 Key Title & Closing Services L
Deed $60,000 --
Grant Deed $47,500 --
Warranty Deed $50,000 --
Warranty Deed $29,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $108,000 New Conventional
Previous Owner $60,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/15/2025 07/15/25 Sold $120,000 -20.0% --
06/20/2025 06/20/25 Pending -- -- --
06/13/2025 06/13/25 Price Changed $150,000 -5.7% --
05/29/2025 05/29/25 For Sale $159,000 -- --
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $858 $164,400 $152,600 $11,800
2024 $858 $143,200 $132,000 $11,200
2023 $648 $105,300 $95,200 $10,100
2022 $1,102 $103,100 $99,100 $4,000
2021 $794 $128,500 $126,000 $2,500
2020 $666 $91,500 $88,300 $3,200
2019 $930 $76,200 $73,000 $3,200
2018 $932 $101,100 $97,500 $3,600
2017 $898 $101,000 $97,500 $3,500
2016 $902 $94,700 $91,300 $3,400
2015 $824 $90,200 $86,800 $3,400
2014 $414 $90,200 $86,800 $3,400
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6729373

NorthstarMLS

APN: 881020000080009