NOT LISTED FOR SALE

55 Clover Ct Montross, VA 22520

Estimated Value: $304,000 - $322,000

3 Beds
2 Baths
1,400 Sq Ft
$224/Sq Ft Est. Value

Sale Details

Date Sold: November 10, 2021

Last sale price $238,000 $170 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $1,839 / mo

6 Days on Market

Highlights

  • Marina
  • Boat Ramp
  • Canoe or Kayak Water Access
  • Montross Middle School Rated 9+
  • Home fronts navigable water
  • Fitness Center

About This Home

As of November 2021

A WONDERFUL 3 BR/ 2BA Rambler in the well sought after Waterfront Community of STRATFORD HARBOUR! This Home is ready to call YOUR very own and Shows well with brand new upgrades! 1400 Living Sq. Feet, 2069 Total Sq. feet. Front Porch, Rear Maintenance free Perma Deck, Fresh Paint throughout home, Galley Kitchen, with New Stainless Steel Appliances, Gas Oven is the original, new beautiful granite counters, white subway tile backsplash, updated ceiling light fixtures, Dining Area, Living Room with crown moulding, New Luxury Vinyl Flooring , upgraded Washer and Dryer Washer, new Water heater, 2 Storage Areas, great backyard with picnic and fire pit area, Asphalt Driveway, Whole house Generator. All of the above PLUS all the wonderful Amenities that the Stratford Harbour Community has to offer you! Have your Agent Show you the neighborhood Video attached to this Listing. Seller is Offering a 1 YEAR HOME WARRANTY by AMERICAS PREFERRED HOME WARRANTY THE BEST IN THE BUSINESS! Come be a part of the STRATFORD HARBOUR WATERFRONT COMMUNITY A Place Where "Neighbors Become Friends And Friends Become FAMILY!
Listing Disclosure: You must be Lender Pre qualified in this price point category to be shown.

Last Agent to Sell the Property

Ms. Tina M. Keene

(804) 587-0870 myrealtorangelacarter@gmail.com AC Realty Group License #0225218353 Listed on: 09/28/2021

Last Buyer's Agent

Terrell Calloway

(703) 562-1800 terrellcalloway@yahoo.com KW United

KW United

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,218

Year Built

  • Built in 1990

Lot Details

  • 25,739 Sq Ft Lot
  • Home fronts navigable water
  • Landscaped
  • Level Lot
  • Flag Lot
  • Cleared Lot
  • Backs to Trees or Woods
  • Back and Front Yard
  • Property is in very good condition

HOA Fees

  • $23 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,400 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Window Treatments
  • Dining Area
  • Luxury Vinyl Plank Tile Flooring
  • Crawl Space
  • Attic

Kitchen

  • Galley Kitchen
  • Gas Oven or Range
  • Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • 2 Driveway Spaces
  • 1 Attached Carport Space
  • Assigned Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Electric Motor Boats Only
  • Lake Privileges
  • Deck
  • Patio
  • Shed

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 32
  • Assessor Parcel Number 22B 32

Community Details

Overview

  • Stratford Harbour Poa, Phone Number (804) 493-8180
  • Stratford Harbour Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed
  • Recreational Area

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,218

Year Built

Built in 1990

Lot Details

0.59 Acres

HOA Fees

$23 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2021-10-01
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Extra Refrigerator/Freezer, Exhaust Fan, Microwave, Refrigerator, Oven/Range - Gas, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Attic, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Kitchen - Galley, Pantry, Tub Shower, Upgraded Countertops, Window Treatments
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1400
  • Living Area Sq Ft: 1400
  • Price Per Sq Ft: 167.86
  • Above Grade Finished Sq Ft: 1400
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Wood Siding
  • Road Surface Type: Paved
  • Spa: No
  • Water Access Features: Boat - Electric Motor Only, Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: LAKE INDEPENDENCE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Carport Spaces: 1
  • Garage: No
  • Parking Features: Paved Driveway
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Carport, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Utilities: Cable Tv Available, Water Available, Electric Available
  • Water Source: Public
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 280.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Dining Rooms, Exercise Room, Lake, Marina/Marina Club, Meeting Room, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Reserved/Assigned Parking, Security, Soccer Field, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Name: STRATFORD HARBOUR POA
  • HOA Phone: 804-493-8180
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 129300.00
  • Land Assessed Value: 30900.00
  • Lot Features: Backs To Trees, Cleared, Flag, Front Yard, Landscaping, Level, Rear Yard
  • Lot Size Acres: 0.59
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25739.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Zoning: RESIDENTIAL
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 19763471
  • Tax Annual Amount: 1217.52
  • Assessor Parcel Number: 22B 32
  • Tax Lot: 32
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 28, 2021
Closed on
Oct 21, 2021
Sold by
Williams Zachary Glenn and Williams Emliegh Taylor
Bought by
Ely Carleigh
Seller's Agent
Ms. Tina M. Keene
AC Realty Group
Buyer's Agent
Terrell Calloway
KW United
List Price
$234,999
Sold Price
$238,000
Premium/Discount to List
$3,001
1.28%
Current Estimated Value
$313,136

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$75,136
Avg. Annual Appreciation
6.46%
Original Mortgage
$230,860
Outstanding Balance
$209,820
Interest Rate
3.01%
Mortgage Type
New Conventional
Estimated Equity
$103,316

Purchase Details

Listed on
May 2, 2020
Closed on
Jul 7, 2020
Sold by
Malley Thomas S
Bought by
Haithcox Emliegh Taylor and Williams Zachary Glenn
Seller's Agent
Ms. Tina M. Keene
AC Realty Group
Buyer's Agent
Tiffany Hein
Berkshire Hathaway HomeServices PenFed Realty
List Price
$189,999
Sold Price
$188,000
Premium/Discount to List
-$1,999
-1.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.72%
Original Mortgage
$184,594
Interest Rate
3.1%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Purchase History

Date Buyer Sale Price Title Company
Ely Carleigh $238,000 Attorney
Haithcox Emliegh Taylor $188,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ely Carleigh $230,860
Previous Owner Haithcox Emliegh Taylor $184,594
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/10/2021 11/10/21 Sold $238,000 +1.3% $170 / Sq Ft
10/05/2021 10/05/21 Pending -- -- --
09/28/2021 09/28/21 For Sale $234,999 +25.0% $168 / Sq Ft
07/20/2020 07/20/20 Sold $188,000 +1.6% $134 / Sq Ft View Prior Sale
05/21/2020 05/21/20 Price Changed $184,999 -2.6% $132 / Sq Ft
05/02/2020 05/02/20 For Sale $189,999 -- $136 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,548 $227,700 $30,900 $196,800
2024 $1,548 $227,700 $30,900 $196,800
2023 $1,412 $227,700 $30,900 $196,800
2022 $1,412 $227,700 $30,900 $196,800
2021 $1,218 $160,200 $30,900 $129,300
2020 $1,218 $160,200 $30,900 $129,300
2019 $1,041 $160,200 $30,900 $129,300
2018 $977 $160,200 $30,900 $129,300
2017 -- $160,200 $30,900 $129,300
2016 $961 $160,200 $30,900 $129,300
2015 -- $166,400 $30,900 $135,500
2014 -- $0 $0 $0
2013 -- $166,400 $30,900 $135,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2000740

Bright MLS

APN: 22B-32

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