$316,000
SOLD SEP 16, 2025

55 Lancaster St Oakville, CT 06779

Oakville Area
3 Beds
1.5 Baths
1,326 Sq Ft
6,534 Sq Ft Lot

Sale Details

Date Sold: September 16, 2025

$238 Per Sq Ft

3% Below List Price

105 Days on Market

Highlights

  • Cape Cod Architecture
  • Hot Water Heating System
  • Level Lot
  • Tankless Water Heater
  • Private Driveway

About This Home

As of September 2025

They say houses don't have hearts but I do. I've been beating quietly since 1948. Hi My name is Carla. I'm not the biggest, the flashiest, or the newest but I'm real, warm, and full of life. I've seen birthdays in my living room, quiet mornings in my kitchen, & laughter echo through my sunny windows. Every creak in my original hardwood floors tells a story. And now, I'm ready for yours. Come unwind in my sun-filled three-season enclosed porch a peaceful spot to sip your coffee & breathe. On my main level, I offer two comfortable bedrooms, perfect for family or guests. Upstairs, I've saved something special just for you: a private primary bedroom suite, complete with a walk-in closet & half bath, giving your own retreat at the top of the home. Need more room to live & dream? My full basement is a true extension of my heart waiting to be finished for a playroom or studio. Step outside and you'll find a spacious 8' shed with its own 50-amp electrical panel ideal for your tools or next project. But it's not just me it's where I am, too. I belong to a town known for its low property taxes, an excellent school system, & quick access to major highways. I'm also just minutes from all the shops, restaurants, & businesses of Waterbury without actually living in Waterbury. And here's a secret I'm only 30 minutes from the NY State line, opening more doors to work, family, or weekend escapes. So are you ready for something that already feels like yours if yes LET'S HOME.

Last Agent to Sell the Property

Dio Espinal Coste

eRealty Advisors, Inc. License #RES.0825926 Listed on: 06/03/2025

eRealty Advisors, Inc.

Last Buyer's Agent

Michiko Fahsbender

William Pitt Sotheby's Int'l License #RES.0791125

William Pitt Sotheby's Int'l

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,528

Year Built

  • Built in 1948

Lot Details

  • 6,534 Sq Ft Lot
  • Level Lot
  • Property is zoned RG

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,326 Sq Ft Home
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 2 Parking Spaces
  • Private Driveway

Schools

  • John Trumbull Elementary School
  • Swift Middle School
  • Watertown High School

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Heating System Uses Oil
  • Tankless Water Heater
  • Fuel Tank Located in Basement

Listing and Financial Details

  • Assessor Parcel Number 915484

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,528

Year Built

Built in 1948

Lot Details

6,534 Sq Ft Lot

Listing Details

  • Neighborhood: Oakville
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1326
  • Total Sq Ft: 1326
  • Year Built: 1948
  • New Construction: No/Resale
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: 55 Lancaster st, Watertown, CT
  • Financing Used: Conventional Fixed
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement Description: Full
  • Appliances: Electric Cooktop, Electric Range, Microwave, Refrigerator, Dishwasher
  • Attic: No

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Block
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: Private, Paved
  • Total Parking Spaces: 2
  • Garage And Parking: None, Paved, Driveway

Utilities

  • Cooling System: Window Unit
  • Heat Type: Hot Water
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Tankless Hotwater
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Lot Info

  • Acres: 0.15
  • Lot Description: Level Lot
  • Flood Zone: No
  • Zoning: RG
  • Parcel #: 915484

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 5528

MLS Schools

  • Elementary School: John Trumbull
  • Middle Jr High School: Swift
  • High School: Watertown

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 3, 2025
Closed on
Sep 16, 2025
Sold by
Bought by
Seller's Agent
Dio Espinal Coste
eRealty Advisors, Inc.
Buyer's Agent
Michiko Fahsbender
William Pitt Sotheby's Int'l
List Price
$325,000
Sold Price
$316,000
Premium/Discount to List
-$9,000
-2.77%
Views
159
Current Estimated Value
$334,160

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,160
Avg. Annual Appreciation
6.26%

Purchase Details

Listed on
Nov 21, 2024
Closed on
Jan 31, 2025
Sold by
Bought by
Seller's Agent
Sharon Sirois
Showcase Realty, Inc.
Buyer's Agent
Dio Espinal Coste
eRealty Advisors, Inc.
List Price
$345,000
Sold Price
$310,500
Premium/Discount to List
-$34,500
-10%
Views
53

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.87%
Original Mortgage
$248,400
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Jun 18, 2020
Closed on
Sep 10, 2020
Sold by
Bought by
Seller's Agent
Eric Bierce
Dave Jones Realty, LLC
Buyer's Agent
Nancy Stokes
Berkshire Hathaway NE Prop.
List Price
$224,900
Sold Price
$192,000
Premium/Discount to List
-$32,900
-14.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.68%
Original Mortgage
$198,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 31, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,649
Interest Rate
3.45%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 15, 1991
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Oakville, CT

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $316,000 --
Warranty Deed $310,500 None Available
Warranty Deed $192,000 None Available
Warranty Deed $185,000 --
Warranty Deed $123,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $248,400 Purchase Money Mortgage
Previous Owner $233,618 FHA
Previous Owner $198,500 New Conventional
Previous Owner $51,532 Stand Alone Refi Refinance Of Original Loan
Previous Owner $181,649 FHA
Previous Owner $75,000 No Value Available
Previous Owner $66,000 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/16/2025 09/16/25 Sold $316,000 -1.3% $238 / Sq Ft
07/07/2025 07/07/25 Price Changed $320,000 -1.5% $241 / Sq Ft
06/03/2025 06/03/25 For Sale $325,000 +4.7% $245 / Sq Ft
01/31/2025 01/31/25 Sold $310,500 -2.9% $234 / Sq Ft View Prior Sale
01/02/2025 01/02/25 Pending -- -- --
12/16/2024 12/16/24 Price Changed $319,900 -4.5% $241 / Sq Ft
12/02/2024 12/02/24 Price Changed $334,900 -2.9% $253 / Sq Ft
11/21/2024 11/21/24 For Sale $345,000 +79.7% $260 / Sq Ft
09/25/2020 09/25/20 Sold $192,000 -4.0% $145 / Sq Ft View Prior Sale
07/15/2020 07/15/20 Pending -- -- --
07/11/2020 07/11/20 Price Changed $199,900 -7.0% $151 / Sq Ft
06/23/2020 06/23/20 Price Changed $214,900 -4.4% $162 / Sq Ft
06/18/2020 06/18/20 For Sale $224,900 -- $170 / Sq Ft
Source: SmartMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,528 $184,030 $47,320 $136,710
2024 $5,221 $184,030 $47,320 $136,710
2023 $4,537 $123,100 $43,900 $79,200
2022 $4,301 $123,100 $43,900 $79,200
2021 $4,216 $122,000 $43,900 $78,100
2020 $4,049 $122,000 $43,900 $78,100
2019 $4,049 $122,000 $43,900 $78,100
2018 $3,954 $117,700 $48,500 $69,200
2017 $3,752 $117,700 $48,500 $69,200
2016 $3,636 $117,700 $48,500 $69,200
2015 $3,543 $117,700 $48,500 $69,200
2014 $3,427 $117,700 $48,500 $69,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24100857

SmartMLS

APN: WATE-000145-000223-000003B

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