$635,500

55 Main St Andes, NY 13731

Estimated payment $3,591/month

Total Views 2,315
2 Beds
2.5 Baths
1,998 Sq Ft
$318 Price per Sq Ft

Highlights

  • Craftsman Architecture
  • Wood Flooring
  • Balcony
  • Guest Quarters
  • Covered Patio or Porch
  • Bar

About This Home

**Charming Multi-Use Live/Work Opportunity in Andes, NY** Welcome to your dream investment in the picturesque town of Andes, NY, nestled in the breathtaking Catskill region! This unique property presents an exceptional opportunity to own a thriving commercial space alongside two lucrative short-term rental apartments, making it perfect for both living and working. Step into the heart of this enchanting building, where the current commercial space has been artfully transformed into a successful café. The space features a warm homey charm with natural light, French Doors, re-purposed Tin Ceilings. There is also a lovely back deck overlooking a stream. The current owners spared no expense in the restoration and renovation. Above the café, you'll find two beautifully appointed apartments, each boasting their own unique character. These well-maintained units have consistently generated income through short-term rentals, making them an ideal source of revenue. Whether you choose to reside in one and rent out the other or maintain both as income-producing properties, the possibilities are endless. Each apartment features modern amenities, tasteful decor, and easy access to the vibrant downtown area. Andes is a charming town that offers a rich blend of outdoor recreation and community spirit. Surrounded by the stunning Catskill Mountains, residents and visitors can enjoy hiking, fishing, and skiing just minutes from their doorstep. The town is home to local shops, art galleries, and seasonal events that create a delightful sense of belonging. This multi-use property not only provides a fantastic business opportunity but also a lifestyle that many dream of. With the commercial space on the ground level and income-generating apartments above, you can enjoy the best of both worlds—living in a beautiful setting while running a successful business. Don't miss your chance to invest in this versatile property in one of the Catskills' most charming towns. Schedule your private showing today and take the first step toward making this unique opportunity your own! ***PLEASE NOTE, BOTH COMMERCIAL AND APARTMENT FURNISHINGS WILL BE SOLD SEPARATELY*** List on Request****

Listing Agent

Robert Dillon

Listing by Coldwell Banker Timberland Properties Brokerage Phone: 646-229-8044 License #10401341663 Listed on: 05/01/2026

Coldwell Banker Timberland Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,785

Year Built

  • Built in 1900

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 38x80
  • Rectangular Lot
  • Historic Home

Parking

  • No Garage

Home Design

  • Craftsman Architecture
  • Stone Foundation
  • Structural Insulated Panel System
  • Wood Siding

Interior Spaces

  • 1,998 Sq Ft Home
  • 2-Story Property
  • Bar
  • Storage Room
  • Wood Flooring
  • Pull Down Stairs to Attic

Kitchen

  • Indoor Grill
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Guest Quarters

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Oil
  • Oil Water Heater

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 122000-259-010-0004-007-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,785

Year Built

Built in 1900

Lot Details

3,920 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: 646-229-8044
  • Lot Features: Other, Rectangular, Rectangular Lot, See Remarks
  • Architectural Style: Craftsman, Historic/Antique, Two Story
  • Flooring: Hardwood, Varies
  • Garage Yn: No
  • Interior Features: Guest Accommodations, Other, Pull Down Attic Stairs, See Remarks, Storage, Bar
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Indoor Grill, Microwave, Oil Water Heater, Refrigerator, Washer
  • Basement: Full, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.09
  • Waterfront: No
  • Construction Type: Structural Insulated Panels, Wood Siding
  • Exterior Features: Balcony
  • Foundation Details: Stone
  • Patio And Porch Features: Balcony, Covered, Porch

Garage/Parking

  • Parking Features: No Garage, No Driveway

Utilities

  • Cooling: Ductless, Zoned
  • Cooling Y N: Yes
  • Heating: Ductless, Oil, Zoned, Forced Air
  • HeatingYN: Yes
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Andes

Lot Info

  • Parcel Number: 122000-259-010-0004-007-000
  • Lot Dimensions: 38X80
  • Lot Size Sq Ft: 3920.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1785.0
  • Tax Lot: 7

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,507 $152,000 $3,500 $148,500
2024 $2,511 $152,000 $3,500 $148,500
2023 $2,402 $152,000 $3,500 $148,500
2022 $2,265 $152,000 $3,500 $148,500
2021 $2,204 $126,700 $3,400 $123,300
2020 $2,154 $120,700 $3,400 $117,300
2019 $3,320 $120,700 $3,400 $117,300
2018 $3,320 $120,700 $3,400 $117,300
2017 $2,097 $120,700 $3,400 $117,300
2016 $2,496 $120,700 $3,400 $117,300
2015 -- $120,700 $3,400 $117,300
2014 -- $120,700 $3,400 $117,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2026 05/01/26 For Sale $635,500 +606.1% $318 / Sq Ft
11/01/2014 11/01/14 Sold $90,000 -9.1% $60 / Sq Ft View Prior Sale
08/08/2014 08/08/14 Pending -- -- --
03/11/2014 03/11/14 For Sale $99,000 -- $66 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $90,000 Robert S Lucarini
Deed $90,000 Robert S Lucarini
Deed $140,000 Bishop & Hall
Deed $140,000 Bishop & Hall
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $126,000 Purchase Money Mortgage
Source: Public Records

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1677827

Otsego-Delaware Board of REALTORS®

APN: 122000-259-010-0004-007-000

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