NOT LISTED FOR SALE

Estimated Value: $323,000 - $369,912

2 Beds
1 Bath
1,200 Sq Ft
$293/Sq Ft Est. Value

Sale Details

Date Sold: June 26, 2025

Last sale price $367,500 $306 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,017 / mo

57 Days on Market

Highlights

  • 49 Feet of Waterfront
  • Private Dock
  • Fishing
  • Shelby Elementary School Rated A-
  • Community Boat Slip
  • Lake View

About This Home

As of June 2025

Experience Rest & Rejuvenation in your own Private DEEP-WATER Low Maintenance Paradise on Lay Lake, perfectly nestled between the popular Layport & Waxahachee Marinas. This charming, Newly Renovated Lakefront Retreat has it all: Breathtaking Views, Modern Upgrades & Exceptional Outdoor Spaces. No expense was spared in the Remodel. Step inside to a spacious Great Room featuring lakeside Floor-to-Ceiling Windows offering stunning Panoramic Views. Newly Renovated Kitchen & Bath provide both style & functionality, while main-level Laundry Room—having Window & Closet can easily double as 3rd Bedroom. Outdoor Living is just as spectacular, with 2 massive New Decks overlooking Lay Lake—perfect for entertaining & grilling. Covered & Screened-in Deck extends from Great Room creating a comfortable space to enjoy the Lake in any weather. For boating enthusiasts-Property boasts 2 Separate Boathouses: one Enclosed w/ Lift & a 2nd New Open Boathouse w/ Lift for a large Pontoon Boat & SeaDoo Pad.

Last Agent to Sell the Property

Kendra Satterwhite Smith

RealtySouth-Inverness Office Listed on: 03/19/2025

RealtySouth-Inverness Office

Co-Listed By

Shirley Satterwhite

RealtySouth-Inverness Office

Last Buyer's Agent

Christy Brasher

Ellis Realty

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1969

Lot Details

  • 5,314 Sq Ft Lot
  • 49 Feet of Waterfront

Parking

  • Off-Street Parking

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,200 Sq Ft Home
  • 1-Story Property
  • Smooth Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • ENERGY STAR Qualified Windows
  • Window Treatments
  • Great Room
  • Bonus Room
  • Screened Porch
  • Lake Views
  • Crawl Space
  • Home Security System

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Butcher Block Countertops

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Separate Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • River Nearby
  • Swimming Allowed
  • Private Dock
  • Deck
  • Outdoor Grill

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Central Heating and Cooling System
  • Programmable Thermostat
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Community Details

Overview

  • $23 Other Monthly Fees

Recreation

  • Community Boat Slip
  • Powered Boats Allowed
  • Fishing

Home Details

Home Type

Single Family

Year Built

Built in 1969

Lot Details

5,314 Sq Ft Lot

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/21412604?w=PubMLS
  • Living Area: 1200
  • Legal Description: - BEG S 31 & W 35 FROM SE COR LOT 5 BENSONS CAMP BK 4 PG 28 S 109 W 49 N 116.75E 35 TO POB
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1969
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1969

Interior Features

  • Interior Amenities: Recess Lighting, Security System
  • Floors: Tile Floor, Vinyl
  • Windows Treatments: All
  • Bedroom/Bathroom Features: Linen Closet, Separate Shower
  • Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Concatenated Rooms: |GreatRoom1|Kitchen1|Bedroom1|Bedroom1|Laundry1|FullBath1|Bonus1|
  • Room 1: Great Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Bedroom, On Level: 1
  • Room 4: Bedroom, On Level: 1
  • Room 5: Laundry, On Level: 1
  • Room 6: Full Bath, On Level: 1
  • Room 7: Bonus, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Bonus (LVL 1), Full Bath (LVL 1), Great Room (LVL 1), Kitchen (LVL 1), Laundry (LVL 1)
  • Kitchen Countertops: Butcher Block
  • Kitchen Equipment: Dishwasher Built-In, Oven-Electric, Self-Cleaning, Refrigerator, Some Stainless Appl
  • Kitchen Features: Breakfast Bar
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Main Level Sq Ft: 1200

Exterior Features

  • Waterfront Name: LAY LAKE
  • Construction: Siding-Vinyl
  • Decks: Yes
  • Decks Type: Open (DECK)
  • Exterior Features: Dock Private, Grill, Porch, Porch Screened
  • Foundation: Crawl Space
  • Waterfront: Yes
  • Waterfront Frontage: 49
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Parking Features: Off Street Parking

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 1200
  • Internet Service Availability: Yes
  • Internet Service Provider: ATT Fiber Optic

Condo/Co-op/Association

  • Amenities: Boats-Motorized Allowed, Fishing, River, Swimming Allowed, Boat Slip

Fee Information

  • Garbage Fee: Yes
  • Garbage Fee Amount: 70
  • Garbage Fee Per: Quarterly

Lot Info

  • Assessor Parcel Number: 33-8-34-0-002-013.000
  • Lot Description: Subdivision
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 0.122

Green Features

  • Energy Green Features: Ceiling Fans, Energy Star Windows, Programmable Thermostat

Tax Info

  • Tax District: COUNTY

MLS Schools

  • Elementary School: SHELBY
  • High School: SHELBY COUNTY
  • Jr Middle School: COLUMBIANA

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2025
Closed on
Jun 26, 2025
Sold by
Howard Michael E and Morring Erle P
Bought by
Seller's Agent
Kendra Satterwhite Smith
RealtySouth-Inverness Office
Buyer's Agent
Christy Brasher
Ellis Realty
List Price
$399,900
Sold Price
$367,500
Premium/Discount to List
-$32,400
-8.1%
Views
125
Current Estimated Value
$351,478

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,022
Avg. Annual Appreciation
-3.77%
Original Mortgage
$217,500
Outstanding Balance
$215,208
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$136,270

Purchase Details

Listed on
Aug 25, 2017
Closed on
Oct 4, 2017
Sold by
Stark Capital Llc
Bought by
Howard Michael E and Morring Erle P
Seller's Agent
Ralph Harvey
List With Freedom
Buyer's Agent
Ralph Harvey
List With Freedom
List Price
$139,900
Sold Price
$137,000
Premium/Discount to List
-$2,900
-2.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.62%

Purchase Details

Closed on
Jun 8, 2017
Sold by
West Ray and West Elaine
Bought by
Stark Capital Llc
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in South Shelby, AL

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$367,500 None Listed On Document
Howard Michael E $137,000 Stewart Title Guaranty Co
Stark Capital Llc $85,635 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $217,500
Closed Fleagle William F $217,500
Previous Owner Howard Michael E $110,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/26/2025 06/26/25 Sold $367,500 -4.5% $306 / Sq Ft
05/06/2025 05/06/25 Price Changed $385,000 -3.7% $321 / Sq Ft
03/19/2025 03/19/25 For Sale $399,900 +191.9% $333 / Sq Ft
10/06/2017 10/06/17 Sold $137,000 -2.1% $77 / Sq Ft View Prior Sale
09/19/2017 09/19/17 Pending -- -- --
08/25/2017 08/25/17 For Sale $139,900 -- $79 / Sq Ft
Source: Greater Alabama MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,043 $23,700 $0 $0
2024 $1,025 $23,300 $0 $0
2023 $958 $21,780 $0 $0
2022 $897 $20,380 $0 $0
2021 $791 $17,980 $0 $0
2020 $719 $16,340 $0 $0
2019 $697 $15,840 $0 $0
2017 $706 $16,040 $0 $0
2015 $670 $15,220 $0 $0
2014 $661 $15,020 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Greater Alabama MLS

MLS Number: 21412604

Greater Alabama MLS

APN: 33-8-34-0-002-013-000

Your Personal Tour Guide

Ask me questions while you tour the home.