K
Seller's Agent in 2026
Karon Higginbotham
Compass
(318) 347-8745
8 Total Sales
55 Pepper Tree Rd Santa Rosa Beach, FL 32459
4
Beds
4.5
Baths
3,761
Sq Ft
0.29
Acres Lot
Highlights
- Parking available for a boat
- Primary Bedroom Suite
- Florida Architecture
- Van R. Butler Elementary School Rated A-
- Vaulted Ceiling
- Wood Flooring
About This Home
As of May 2026Welcome to your dream Florida lifestyle at 55 Pepper Tree Rd in beautiful Santa Rosa Beach, FL - an exceptional coastal residence just about 2 miles to the pristine white sands of 30A beach access with easy golf cart rides to surf, sand, and sea. This beautifully crafted, 2022-built home offers nearly 3,800 square feet of thoughtfully designed living space that perfectly blends comfort, style, and functionality. The open-concept layout invites family gatherings and entertaining, while abundant natural light and quality finishes create a warm, beach-inspired atmosphere. Featuring 5 bedrooms and 5 bathrooms, this generous floor plan accommodates both everyday living and hosting guests with ease. Relax on charming front and back porches, toast evenings around the fire pit, or imagine adding a private pool in the expansive backyard. The home sits on a large 0.30-acre lot with a fully fenced backyard, irrigation system, and a professional Mosquito Joe system -- ideal for outdoor enjoyment year-round. There's ample parking, including space for up to 10 vehicles, boats, and RVs, plus a two-car garage. Inside, enjoy recessed lighting, custom blinds, and well-appointed spaces that cater to relaxing, everyday living and entertaining alike. **No HOA** means freedom to personalize and enjoy your coastal retreat exactly as you wish. Just minutes from dining, shopping, parks, and world-class beaches, this is coastal living at its finest -- a perfect primary residence, second home, or investment opportunity.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,901
Year Built
- Built in 2022
Lot Details
- 12,632 Sq Ft Lot
- Lot Dimensions are 87x140
- Back Yard Fenced
- Level Lot
- Sprinkler System
- Property is zoned Resid Multi-Family
Parking
- 2 Car Attached Garage
- Oversized Parking
- Parking available for a boat
- RV Access or Parking
Home Design
- Florida Architecture
- Metal Roof
- Cement Board or Planked
Interior Spaces
- 3,761 Sq Ft Home
- 2-Story Property
- Coffered Ceiling
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Living Room
- Dining Area
- Bonus Room
- Wood Flooring
- Exterior Washer Dryer Hookup
Kitchen
- Walk-In Pantry
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Primary Bedroom Suite
- Dual Vanity Sinks in Primary Bathroom
Outdoor Features
- Covered Deck
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Short Term Rentals Allowed
- Assessor Parcel Number 272S20335000000260
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 3, 2026
Closed on
May 4, 2026
Sold by
Bought by
Seller's Agent
Karon Higginbotham
Compass
Buyer's Agent
Alexandra Chaney
Rising Star Real Estate Inc
List Price
$929,000
Sold Price
$915,000
Premium/Discount to List
-$14,000
-1.51%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.16%
Original Mortgage
$823,500
Outstanding Balance
$823,500
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$91,646
Purchase Details
Listed on
Aug 16, 2022
Closed on
Nov 18, 2022
Sold by
Bought by
Seller's Agent
Shelley Smith
Better Homes and Gardens Real Estate Coast Properties
Buyer's Agent
The Stephens Group
The Premier Property Group Watercolor Office
List Price
$995,900
Sold Price
$955,000
Premium/Discount to List
-$40,900
-4.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.23%
Original Mortgage
$668,500
Interest Rate
6.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 24, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
2.8%
Mortgage Type
Construction
Purchase Details
Closed on
Apr 15, 2016
Sold by
Bought by
Purchase Details
Closed on
Oct 28, 2003
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $915,000 | None Listed On Document | |
| Warranty Deed | $955,000 | Provident Title | |
| Warranty Deed | -- | Shoreline Title Llc | |
| Warranty Deed | -- | Shoreline Title | |
| Warranty Deed | $20,000 | Attorney | |
| Warranty Deed | $28,300 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $823,500 | New Conventional | |
| Previous Owner | $668,500 | New Conventional | |
| Previous Owner | $250,000 | Construction |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/04/2026 05/04/26 | Sold | $915,000 | -1.5% | $243 / Sq Ft | |
| 03/15/2026 03/15/26 | Pending | -- | -- | -- | |
| 03/03/2026 03/03/26 | For Sale | $929,000 | -2.7% | $247 / Sq Ft | |
| 08/27/2023 08/27/23 | Off Market | $955,000 | -- | -- | |
| 11/18/2022 11/18/22 | Sold | $955,000 | -3.1% | $258 / Sq Ft | View Prior Sale |
| 09/07/2022 09/07/22 | Pending | -- | -- | -- | |
| 08/26/2022 08/26/22 | Price Changed | $985,900 | -1.0% | $266 / Sq Ft | |
| 08/16/2022 08/16/22 | For Sale | $995,900 | 0.0% | $269 / Sq Ft | |
| 08/04/2022 08/04/22 | Pending | -- | -- | -- | |
| 07/30/2022 07/30/22 | Price Changed | $995,900 | -7.4% | $269 / Sq Ft | |
| 05/13/2022 05/13/22 | For Sale | $1,075,000 | -- | $291 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,901 | $580,996 | $100,000 | $480,996 |
| 2024 | $5,161 | $663,247 | $125,000 | $538,247 |
| 2023 | $5,161 | $568,037 | $56,525 | $511,512 |
| 2022 | $261 | $28,118 | $28,118 | $0 |
| 2021 | $207 | $24,593 | $24,593 | $0 |
| 2020 | $196 | $22,500 | $22,500 | $0 |
| 2019 | $150 | $15,134 | $15,134 | $0 |
| 2018 | $145 | $14,552 | $0 | $0 |
| 2017 | $140 | $14,128 | $14,128 | $0 |
| 2016 | $136 | $13,585 | $0 | $0 |
| 2015 | $129 | $12,696 | $0 | $0 |
| 2014 | $119 | $11,542 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karon Higginbotham
-
Alexandra Chaney
A
Buyer's Agent in 2026
Alexandra Chaney
Rising Star Real Estate Inc
(850) 855-9501
8 Total Sales
-
Shelley Smith
Seller's Agent in 2022
Shelley Smith
Better Homes and Gardens Real Estate Coast Properties
(850) 200-0523
125 Total Sales
-
K
Seller Co-Listing Agent in 2022
Karissa Bell
Better Homes and Gardens Real Estate Coast Properties
-
T
Buyer's Agent in 2022
The Stephens Group
The Premier Property Group Watercolor Office
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 996713
APN: 27-2S-20-33500-000-0260
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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