NOT LISTED FOR SALE

55 W 3rd St Oswego, NY 13126

Estimated Value: $178,799

4 Beds
2 Baths
2,018 Sq Ft
$89/Sq Ft Est. Value

Sale Details

Date Sold: December 26, 2018

Last sale price $80,000 $40 Per Sq Ft

Est. 123% increase in value since last sale

Current estimated payment $1,214 / mo

88 Days on Market

Highlights

  • Colonial Architecture
  • Separate Formal Living Room
  • Formal Dining Room
  • Property is near public transit
  • Den
  • 2-minute walk to Franklin Park

About This Home

As of December 2018

Nice sized 4 bedroom 2 bath home located a stone's throw away from the marina on the city's west side. Spacious well lit rooms with updated windows. Large Kitchen area perfect for entertaining and a bonus room off the kitchen that could be used as a den. First floor bathroom & laundry. Four great bedrooms upstairs with additional full bath. Cute yard with deck. Great location

Last Agent to Sell the Property

Connie Ryan

Listing by Century 21 Galloway Realty License #40RY0859732 Listed on: 07/19/2018

Century 21 Galloway Realty

Last Buyer's Agent

Janice Snyder

Listing by Dropped Members License #10301206759

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,968

Year Built

  • Built in 1900

Lot Details

  • 3,300 Sq Ft Lot
  • Lot Dimensions are 33x100

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Aluminum Siding
  • Steel Siding

Interior Spaces

  • 2,018 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Separate Formal Living Room
  • Formal Dining Room
  • Den
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Range Hood
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Location

  • Property is near public transit

Schools

  • Leighton Elementary School
  • Oswego Middle School
  • Oswego High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Vented Exhaust Fan
  • Baseboard Heating
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 351200-128-046-0003-033-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,968

Year Built

Built in 1900

Lot Details

3,300 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • ResoLaundryFeatures: Main Level
  • Lot Features: Near Public Transit, Residential Lot
  • Road Frontage Type: City Street
  • Directions: ST RT 104 (W Bridge Street) to W 3rd Street
  • Architectural Style: Colonial
  • Flooring: Carpet, Ceramic Tile, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Ceiling Fan(s), Den, Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, Range Hood, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.0758
  • Waterfront: No
  • Construction Type: Aluminum Siding, Steel Siding
  • Exterior Features: Blacktop Driveway
  • Foundation Details: Stone

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Electric, Gas, Baseboard, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oswego
  • Ninth Grade High School: Oswego High
  • Middle Or Junior School: Oswego Middle

Lot Info

  • Parcel Number: 351200-128-046-0003-033-000-0000
  • Lot Dimensions: 33X100
  • Lot Size Sq Ft: 3300.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3968.0
  • Tax Lot: 33

MLS Schools

  • Elementary School: Leighton Elementary

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 20, 2023
Sold by
Smart Student Housing Llc
Bought by
4Th Smart Student Housing Llc
Current Estimated Value
$178,799

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,088,000
Outstanding Balance
$1,061,760
Interest Rate
6.95%
Mortgage Type
Amount Keyed Is An Aggregate Amount
Estimated Equity
-$882,961

Purchase Details

Listed on
Jul 19, 2018
Closed on
Feb 6, 2019
Sold by
May Timothy and May Ria
Bought by
Smart Student Housing Llc
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
Janice Snyder
Dropped Members
List Price
$89,900
Sold Price
$80,000
Premium/Discount to List
-$9,900
-11.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.53%
Original Mortgage
$355,600
Interest Rate
4.5%
Mortgage Type
Construction

Purchase Details

Listed on
Jul 19, 2018
Closed on
Dec 13, 2018
Sold by
Lowden Christine C
Bought by
Smart Student Housing Llc
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
Janice Snyder
Dropped Members
List Price
$89,900
Sold Price
$80,000
Premium/Discount to List
-$9,900
-11.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$355,600
Interest Rate
4.5%
Mortgage Type
Construction

Purchase Details

Listed on
Oct 25, 2013
Closed on
May 12, 2014
Sold by
Mosbo Magdalena and Mosbo Christopher S
Bought by
Lowden Christine C
Seller's Agent
Brian Kenney
MJM Real Estate
Buyer's Agent
Tammy Keding
Century 21 Leah's Signature
List Price
$97,500
Sold Price
$86,500
Premium/Discount to List
-$11,000
-11.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.67%

Purchase Details

Closed on
Dec 19, 2008
Sold by
Naylor Suzanne M and Waters Suzanne M
Bought by
Mosbo Magdalena and Mosbo Christopher S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
4Th Smart Student Housing Llc -- Independent Title Agency Llc
Smart Student Housing Llc $65,000 None Available
Smart Student Housing Llc $80,000 None Available
Lowden Christine C $86,500 Chicago Title Insurance Co
Mosbo Magdalena $85,000 Ticor Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open 4Th Smart Student Housing Llc $1,088,000
Closed Smart Student Housing Llc $355,600
Previous Owner Smart Student Housing Llc $80,000
Previous Owner Mosbo Magdalena $68,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/26/2018 12/26/18 Sold $80,000 -5.8% $40 / Sq Ft
10/15/2018 10/15/18 Pending -- -- --
09/16/2018 09/16/18 Price Changed $84,900 -5.6% $42 / Sq Ft
07/19/2018 07/19/18 For Sale $89,900 +3.9% $45 / Sq Ft
05/12/2014 05/12/14 Sold $86,500 -11.3% $43 / Sq Ft View Prior Sale
04/05/2014 04/05/14 Pending -- -- --
10/25/2013 10/25/13 For Sale $97,500 -- $48 / Sq Ft
Source: Central New York Information Services

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,188 $170,000 $18,600 $151,400
2024 $2,578 $170,000 $18,600 $151,400
2023 $2,214 $85,000 $9,100 $75,900
2022 $2,244 $85,000 $9,100 $75,900
2021 $2,282 $85,000 $9,100 $75,900
2020 $1,613 $85,000 $9,100 $75,900
2019 $2,645 $85,000 $9,100 $75,900
2018 $2,645 $85,000 $9,100 $75,900
2017 $2,636 $85,000 $9,100 $75,900
2016 $817 $85,000 $9,100 $75,900
2015 -- $85,000 $9,100 $75,900
2014 -- $85,000 $9,100 $75,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1135254

Central New York Information Services

APN: 351200-128-046-0003-033-000-0000

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