$1,239,000
OPEN SAT 12PM - 2PM $11K PRICE DROP

557 Lucerne St Cayucos, CA 93430

Cayucos Neighborhood

Estimated payment $7,515/month

Total Views 29,393
2 Beds
2 Baths
1,396 Sq Ft
$888 Price per Sq Ft

Highlights

  • Ocean Front
  • Fishing
  • Deck
  • Coastline Views
  • Ocean Side of Highway 1
  • End Unit

About This Home

Enjoy some of the best views along Estero Bay, from the Cayucos Pier to Morro Rock, Montana de Oro, and beyond. This updated coastal condo is move-in ready, (ASK ABOUT KITCHEN PLANS) -- nestled along the pristine coastline north of downtown Cayucos in a six-unit complex. Watch the amazing SLO County sunsets, migrating whales, and ocean life—all right from the comforts of home. This two-story end unit maximizes window light without adjoining neighbors to the south and offers a private entrance with established landscaping. Entering the home, an open staircase leads up to southwest-facing, wall-to-wall windows in the open living and dining area, with the upper floor perched up above the neighboring condo rooflines. The large private deck adds outdoor living space with new glass panels to highlight the amazing coastal views. Upstairs you'll find a stately gas fireplace, cozy kitchen with views of Morro Rock, bar seating, a large pantry/linen closet, and full bathroom. There are two large bedrooms on the ground floor with ample closets, lots of additional hallway storage, full bathroom with modern upgrades, and indoor access to the attached garage, with room for a small vehicle, EV charger, and backup generator plus an additional assigned parking space in the private community lot. Call Cayucos home--close to many charming and relaxing coastal attractions, the Cayucos Pier, newly renovated Cayucos Landing Vets Hall, shops, restaurants, and the trailhead for Estero Bluffs State Park.

Listing Agent

Catherine Stone

Central Coast Real Estate Brokerage Phone: 805-234-4509 License #00917365 Listed on: 06/13/2025

Co-Listing Agent

Doug Adams

Central Coast Real Estate Brokerage Phone: 805-234-4509 License #02239163

Open House Schedule

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1980

Lot Details

  • Ocean Front
  • End Unit
  • 1 Common Wall
  • Wood Fence

HOA Fees

  • $500 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • On-Street Parking
  • Assigned Parking

Property Views

  • Coastline
  • Bluff

Home Design

  • Entry on the 1st floor
  • Turnkey
  • Shingle Roof

Interior Spaces

  • 1,396 Sq Ft Home
  • 2-Story Property
  • Double Pane Windows
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Dining Room
  • Laminate Flooring
  • Pest Guard System

Kitchen

  • Open to Family Room
  • Breakfast Bar
  • Electric Cooktop
  • Microwave
  • Quartz Countertops

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry in Garage

Outdoor Features

  • Ocean Side of Highway 1
  • Deck
  • Patio
  • Rain Gutters

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 064282004

Community Details

Overview

  • Front Yard Maintenance
  • 6 Units
  • The Bluffs Association, Phone Number (805) 550-9142
  • Douglas Adams HOA
  • Town Of Cayucos Subdivision

Recreation

  • Fishing
  • Park
  • Dog Park
  • Hiking Trails
  • Bike Trail

Property Details

Home Type

Condominium

Year Built

Built in 1980

Lot Details

1,616 Sq Ft Lot

HOA Fees

$500 per month

Parking

1

Listing Details

  • Structure Type: Duplex
  • Assessments: Yes
  • Property Attached: Yes
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name Other: Town of Cayucos(540)
  • View: Yes
  • Property Condition: Turnkey
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 064282004
  • Year Built: 1980
  • Special Features: OpenHouse

Interior Features

  • Fireplace: Yes
  • Living Area: 1396.00 Square Feet
  • Stories: 2
  • Common Walls: End Unit, 1 Common Wall
  • Flooring: Laminate
  • Appliances: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Eating Area: Breakfast Counter / Bar, Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 887.54
  • Room Type: All Bedrooms Down, Kitchen, Living Room
  • Window Features: Double Pane Windows
  • Bathroom Features: Shower In Tub, Bathtub, Shower
  • Room Kitchen Features: Kitchen Open To Family Room, Quartz Counters

Exterior Features

  • Patio: Yes
  • View: Coastline, Bluff
  • Fence: Yes
  • Fencing: Wood
  • Patio And Porch Features: Deck
  • Pool Private: No
  • Roof: Shingle
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.00
  • Parking Features: Assigned, Street
  • Total Parking Spaces: 1.00

Utilities

  • Heating: Yes
  • Laundry: Yes
  • Appliances: Microwave, Refrigerator, Electric Range, Electric Cooktop
  • Heating Type: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Maintenance Front Yard, Trash, Pest Control
  • Association Fee: 500.00
  • Association Fee Frequency: Monthly
  • Association Name: The Bluffs
  • Phone: 805-550-9142
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Gutters, Curbs, Biking, Dog Park, Hiking, Fishing, Storm Drains, Sidewalks, Park
  • Association Management: Douglas Adams

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 1616.00
  • Lot Size Acres: 0.0371
  • Latitude Manual: 35.44860500

Multi Family

  • Lease Considered: No
  • Lot Size Area: 1616.0000 Square Feet
  • Number Of Units In Community: 6
  • Number Of Units Total: 1
  • Waterfront Features: Ocean Side Of Highway 1, Ocean Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,884 $463,019 $239,493 $223,526
2024 $4,830 $453,942 $234,798 $219,144
2023 $4,830 $445,043 $230,195 $214,848
2022 $4,747 $436,318 $225,682 $210,636
2021 $4,677 $427,763 $221,257 $206,506
2020 $4,628 $423,378 $218,989 $204,389
2019 $4,537 $415,078 $214,696 $200,382
2018 $4,447 $406,940 $210,487 $196,453
2017 $4,358 $398,961 $206,360 $192,601
2016 $4,272 $391,139 $202,314 $188,825
2015 $4,235 $385,265 $199,276 $185,989
2014 $4,087 $377,719 $195,373 $182,346
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2025 10/14/25 Price Changed $1,239,000 -0.5% $888 / Sq Ft
08/03/2025 08/03/25 Price Changed $1,245,000 -0.4% $892 / Sq Ft
06/13/2025 06/13/25 For Sale $1,250,000 -- $895 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Cuesta Title Company
Interfamily Deed Transfer -- Old Republic Title Company
Grant Deed $290,000 Fidelity National Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $301,000 Purchase Money Mortgage
Closed $300,000 No Value Available
Previous Owner $232,000 No Value Available
Source: Public Records

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC25118536

California Regional Multiple Listing Service (CRMLS)

APN: 064-282-004

California San Luis Obispo County Cayucos 93430 Cayucos

557 Lucerne St, Cayucos, CA

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California Regional Multiple Listing Service (CRMLS) The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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Catherine Stone
Listing Agent
Catherine Stone
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Central Coast Real Estate
(805) 800-8535
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