$545,000
SOLD APR 30, 2025

56 Finger St Saugerties, NY 12477

4 Beds
2 Baths
1,170 Sq Ft
9,583 Sq Ft

Recently Sold

$466 Per Sq Ft

4% Above List Price

103 Days on Market

Highlights

  • Wood Flooring
  • 2 Car Attached Garage
  • Living Room
  • No HOA
  • Crown Molding
  • 4-minute walk to Seamon Park

About This Home

As of April 2025

Introducing a charming tri-level village home in one of America's coolest small towns! This 4-bedroom, 2 full bath residence has been thoughtfully updated while preserving its original character. Freshly painted inside and out, this home is move-in ready.Step into the new bright kitchen, complete with all new appliances, counters, cabinets, induction range, and a large butcher block island perfect for dining and entertaining. Enjoy meals with a view of the dining area and step out onto the enclosed porch, ideal for year-round relaxation.The newly fenced backyard provides privacy, while the upper level boasts 3 bright bedrooms and a full bathroom. The lower level offers a versatile space with an additional bedroom, full bathroom, and a separate entrance from the back of the garage. This lower level could easily be transformed into an in-law suite or apartment with its own entrance. With a partial unfinished basement for storage and laundry, this home offers various living possibilities. Experience village living at its finest, with Seamon's Park and the renowned mum festival just a stone's throw away. Close to Cantine Field, The Kiwanis Ice Rink, and an array of delightful shopping and dining options in the area. Don't miss this opportunity to make this special property your new home. Come and see all that this unique residence has to offer!

Last Agent to Sell the Property

Karen Gilbane

Past Member Listed on: 12/18/2024

Past Member

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,994

Year Built

  • Built in 1958

Lot Details

  • 9,583 Sq Ft Lot
  • Vinyl Fence
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage

Home Design

  • Tri-Level Property
  • Property Attached
  • Block Foundation
  • Frame Construction
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • Crown Molding
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Unfinished Attic

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Partial Basement
  • Laundry in Basement

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil
  • Electric Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0018.54-4-23

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,994

Year Built

Built in 1958

Lot Details

9,583 Sq Ft Lot

Parking

2

Listing Details

  • Year Built: 1958
  • Lot Size Acres: 0.22
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • MLS Status: Closed
  • Entry Level: 1170
  • Unit Levels: Tri-Level
  • New Construction: No
  • Property Attached Yn: Yes
  • General Property Information Lot Size Acres: 0.22
  • Flooring Wood: Yes
  • Sewer:Public Sewer: Yes
  • Flooring:Hardwood: Yes
  • Fencing Full2: Yes
  • Location Tax and Legal:Tax Annual Amount: 7994.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Roof Asphalt3: Yes
  • Water Source:Public: Yes
  • Flooring Laminate: Yes
  • Room Types Dining Room2: Yes
  • Room Types Family Room2: Yes
  • Room Types Living Room2: Yes
  • General Property Information Basement YN: Yes
  • Fencing Back Yard: Yes
  • Attic Features Unfinished2: Yes
  • Laundry Features In Basement: Yes
  • Structure Type:House: Yes
  • Foundation Details Block3: Yes
  • Levels Tri-Level: Yes
  • Fencing Vinyl2: Yes
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Appliances: Water Heater, Refrigerator, Microwave, Electric Water Heater, Dishwasher
  • Interior Amenities: 3 Seasons Room, Crown Molding, Entrance Foyer, High Speed Internet
  • Basement: Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Flooring: Hardwood, Laminate, Wood
  • Appliances:Electric Water Heater: Yes
  • Basement:Partial: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Crown Molding: Yes

Exterior Features

  • Roof: Asphalt
  • Waterfront: No
  • Construction Type: Aluminum Siding, Frame, Other
  • Foundation Details: Block
  • Construction Materials:Frame: Yes
  • Construction Materials:Other8: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Sewer: Public Sewer
  • Electric: 150 Amp Service
  • Heating: Forced Air, Oil
  • HeatingYN: Yes
  • Water Source: Public
  • Water Heater: Yes
  • Heating:Forced Air: Yes
  • Heating:Oil: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Junior High Dist: Saugerties Central Schools

Lot Info

  • Lot Size Sq Ft: 9583.2
  • ResoLotSizeUnits: Acres
  • Parcel Number: 0018.54-4-23
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7994.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 18, 2024
Closed on
Apr 30, 2025
Sold by
Nezich Debora
Bought by
Buchanan Gregg L and Buchanan Rebecca L
Seller's Agent
Karen Gilbane
Past Member
List Price
$524,500
Sold Price
$545,000
Premium/Discount to List
$20,500
3.91%
Views
94
Current Estimated Value
$555,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,468
Avg. Annual Appreciation
2.41%
Original Mortgage
$408,750
Outstanding Balance
$406,575
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$148,893

Purchase Details

Closed on
Jun 13, 2019
Sold by
Us Bank Na Tr
Bought by
Nezich Debora
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $545,000 Westcor Land Title Insurance
Warranty Deed $117,000 --
Warranty Deed $117,000 --
Warranty Deed $117,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $408,750 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2025 04/30/25 Sold $545,000 +3.9% $466 / Sq Ft
03/31/2025 03/31/25 Pending -- -- --
12/18/2024 12/18/24 For Sale $524,500 -- $448 / Sq Ft
Source: Hudson Valley Catskills Region Multiple List Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,063 $361,000 $71,000 $290,000
2023 $7,795 $316,500 $71,000 $245,500
2022 $7,196 $263,500 $71,000 $192,500
2021 $7,156 $224,500 $64,500 $160,000
2020 $11,428 $202,000 $58,000 $144,000
2019 $5,117 $202,000 $58,000 $144,000
2018 $6,832 $196,000 $58,000 $138,000
2017 $6,853 $192,000 $58,000 $134,000
2016 $5,666 $192,000 $58,000 $134,000
2015 -- $192,000 $56,500 $135,500
2014 -- $192,000 $56,500 $135,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hudson Valley Catskills Region Multiple List Service

MLS Number: 155515

Hudson Valley Catskills Region Multiple List Service

APN: 4801-018.054-0004-023.000-0000

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