Teresa Gillum
eXp Realty
(859) 927-3267
114 Total Sales
3 in Elsmere
$221K - $230K Price Range
564 Ripple Creek Dr Elsmere, KY 41018
Elsmere AreaEstimated Value: $255,000 - $273,230
3
Beds
2
Baths
1,150
Sq Ft
$229/Sq Ft
Est. Value
Highlights
- Eat-In Gourmet Kitchen
- Deck
- Cathedral Ceiling
- City View
- Property is near public transit
- Traditional Architecture
About This Home
As of August 2021Open floor plan & updated through out! Lg 3 bd/2 bath, private woodd fenced yard. Newer shingles, cooling 1 year. Open living rm w/wood flooring & vaulted ceilings. Open kitchen w/stainless steel appliances, vaulted ceilings, kitchen cart & pantry! Updated bath rm's w/title flooring, finished LL, Lower level office, Oversized deck fenced manicured yard, shed. Open foyer w/tile flooring & storm door, All kitchen appliances & washer & dryer stay! Optional 1 year warranty.
Last Agent to Sell the Property
Culbertson Real Estate Group License #229728 Listed on: 07/03/2021
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Home Details
Home Type
- Single Family
Year Built
- Built in 2001
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 54x112
- Aluminum or Metal Fence
Parking
- 1 Car Garage
- Driveway
- On-Street Parking
Property Views
- City
- Woods
- Neighborhood
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,150 Sq Ft Home
- Dry Bar
- Woodwork
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Vinyl Clad Windows
- Window Treatments
- Aluminum Window Frames
- Panel Doors
- Family Room
- Formal Dining Room
- Storage In Attic
- Fire and Smoke Detector
Kitchen
- Eat-In Gourmet Kitchen
- Microwave
- Dishwasher
- Solid Wood Cabinet
Flooring
- Wood
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Deck
- Covered Patio or Porch
- Exterior Lighting
- Shed
Location
- Property is near public transit
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 220 Volts
- Cable TV Available
Community Details
- No Home Owners Association
- Ripple Creek Subdivision
Listing and Financial Details
- Assessor Parcel Number 004-30-00-131.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 20, 2024
Sold by
Delcupp Barbara A and Delcupp Timothy Shawn
Bought by
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,800
Outstanding Balance
$15,531
Interest Rate
6.09%
Mortgage Type
Credit Line Revolving
Estimated Equity
$247,277
Purchase Details
Listed on
Jul 3, 2021
Closed on
Aug 16, 2021
Sold by
Factor Clinton W and Factor Jane M
Bought by
Delcupp Barbara A and Delcupp Timothy Shawn
Seller's Agent
Nikki Culbertson
Culbertson Real Estate Group
Buyer's Agent
JoLynn Johnston
e-Merge Real Estate Victory
List Price
$195,000
Sold Price
$195,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.09%
Original Mortgage
$191,468
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 29, 2008
Sold by
Scott William and Scott Sarah
Bought by
Decker Brian
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,004
Interest Rate
5.46%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 26, 2004
Sold by
Kitch Sarah and Scott Sarah
Bought by
Scott William and Scott Sarah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,600
Interest Rate
3.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 7, 2001
Sold by
Berling Charles J
Bought by
Kitch Sarah
Purchase Details
Closed on
Dec 7, 2000
Sold by
Bermec Corp
Bought by
Berling Charles J and Berling Peggy A
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Elsmere, KY
-
Teresa Gillum
-
Cullen Wainscott
Cullen Wainscott
Berkshire Hathaway HomeService
(859) 600-6518
132 Total Sales
1 in Elsmere
$140,000 Price
-
Aimee Pelletier
Aimee Pelletier
Responds QuicklySibcy Cline, Inc.
(513) 866-3818
159 Total Sales
1 in Elsmere
$248,000 Price
-
Todd Blersch
Todd Blersch
Coldwell Banker Realty
(513) 866-7490
73 Total Sales
1 in Elsmere
$222,500 Price
-
Edmund Ferrall
Edmund Ferrall
Comey & Shepherd
(513) 952-8798
199 Total Sales
1 in Elsmere
$132,000 Price
-
Kathy Wolfe
Kathy Wolfe
Keller Williams Realty Service
(859) 888-1955
49 Total Sales
1 in Elsmere
$289,900 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| Delcupp Barbara A | $195,000 | 360 American Title Svcs Llc | |
| Decker Brian | $127,000 | Reserve Title Services | |
| Scott William | -- | Netco | |
| Kitch Sarah | $25,000 | -- | |
| Berling Charles J | $87,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $17,800 | ||
| Previous Owner | Delcupp Barbara A | $191,468 | |
| Previous Owner | Decker Brian | $119,672 | |
| Previous Owner | Decker Brian | $126,004 | |
| Previous Owner | Decker Brian D | $5,080 | |
| Previous Owner | Scott William | $10,000 | |
| Previous Owner | Scott William | $111,600 | |
| Previous Owner | Scott William | $10,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/17/2021 08/17/21 | Off Market | $195,000 | -- | -- |
| 08/16/2021 08/16/21 | Sold | $195,000 | 0.0% | $170 / Sq Ft |
| 07/06/2021 07/06/21 | Pending | -- | -- | -- |
| 07/03/2021 07/03/21 | For Sale | $195,000 | -- | $170 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,962 | $195,000 | $25,000 | $170,000 |
| 2024 | $2,993 | $195,000 | $25,000 | $170,000 |
| 2023 | $2,923 | $195,000 | $25,000 | $170,000 |
| 2022 | $3,220 | $195,000 | $25,000 | $170,000 |
| 2021 | $2,198 | $129,900 | $25,000 | $104,900 |
| 2020 | $2,185 | $129,900 | $25,000 | $104,900 |
| 2019 | $2,155 | $129,900 | $25,000 | $104,900 |
| 2018 | $2,200 | $129,900 | $25,000 | $104,900 |
| 2017 | $2,028 | $127,000 | $25,000 | $102,000 |
| 2015 | $2,393 | $127,000 | $25,000 | $102,000 |
| 2014 | $2,341 | $127,000 | $25,000 | $102,000 |
Source: Public Records
Agents Affiliated with this Home
-
Nikki Culbertson
Seller's Agent in 2021
Nikki Culbertson
Culbertson Real Estate Group
(859) 653-0972
322 Total Sales
-
JoLynn Johnston
Buyer's Agent in 2021
JoLynn Johnston
e-Merge Real Estate Victory
(859) 760-4418
68 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 550393
APN: 004-30-00-131.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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