NOT LISTED FOR SALE

5727 Cutter Loop Discovery Bay, CA 94505

Estimated Value: $549,303 - $611,000

2 Beds
2 Baths
1,354 Sq Ft
1,681 Sq Ft Lot

Sale Details

Date Sold: February 20, 2026

Last sale price $600,000 $443 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $4,082 / mo

103 Days on Market

Highlights

  • In Ground Pool
  • Views of the Delta
  • Contemporary Architecture
  • Discovery Bay Elementary School Rated A-
  • Updated Kitchen
  • 1 Car Attached Garage

About This Home

As of February 2026

HARBOR BAY CONDO W/FABULOUS WATER VIEWS! RESORT STYLE LIVING OR PERFECT SECOND HOME - COMPLETELY RENOVATED WITH DESIGNER TOUCHES THROUGHOUT - THIS BEAUTIFUL UNIT OFFERS 1354 SQ FT WITH 2 BEDROOMS (ONE BED/BATH ON MAIN LEVEL), 2 FULL BATHS + BONUS LOFT (POSSIBLE CONVERSION TO 3RD BEDROOM) - Open concept living with water views from every room - Spacious living area w/high vaulted ceiling, luxury planked flooring, fireplace w/accent tile, dining area and slider door to spacious deck - Kitchen w/quartz counters, SS appliances + refrigerator and eat at bar - Both baths updated w/quartz counters, stall showers and tile flooring - Upper level offers Primary Suite w/high vaulted ceiling and balcony + Bonus Loft - Single car garage w/epoxy floor + assigned parking space in front of Unit - Walk along the waterfront path to the Marina, Yacht Club, Marina Bar & Grill or walk, jog, bike ride on levy for miles - Across the street you will find Discovery Bay Country Club for any golf enthusiast - Community Pool + Close by Community Center w/lap pool, Pickle Ball & Tennis - Live Where You Play - Many Discovery Bay Community activities throughout the year - All this and more...

Last Agent to Sell the Property

Maureen Prince

Flat Rate Realty License #01196634 Listed on: 10/08/2025

Last Buyer's Agent

Destiny Wright

1st Choice Realty & Associates License #02145084

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1986

Lot Details

  • 1,681

HOA Fees

  • $340 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Assigned Parking

Home Design

  • Contemporary Architecture
  • Tile Roof
  • Stucco

Interior Spaces

  • 2-Story Property
  • Living Room with Fireplace
  • Views of The Delta
  • Laundry closet

Kitchen

  • Updated Kitchen
  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • In Ground Pool
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 0043300086

Community Details

Overview

  • Association fees include common area maintenance, exterior maintenance, ground maintenance
  • Harbor Bay HOA, Phone Number (925) 212-9647
  • Harbor Bay Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Year Built

Built in 1986

Lot Details

1,681 Sq Ft Lot

HOA Fees

$340 per month

Parking

1

Listing Details

  • Stories: 2
  • Year Built: 1986
  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: Harbor Bay
  • Directions: USE GPS
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Two Story, Two
  • New Construction: No
  • Special Features: None

Interior Features

  • Flooring: Tile, Vinyl, Carpet
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • Other Equipment: Other
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Room Kitchen Features: Breakfast Bar, Stone Counters, Dishwasher, Disposal, Gas Range/Cooktop, Microwave, Refrigerator, Updated Kitchen

Exterior Features

  • Roof: Tile
  • Pool Features: In Ground, See Remarks, Community
  • Pool Private: No
  • View: Delta, Marina, Water
  • Construction Type: Stucco
  • Property Condition: Existing

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Attached, Assigned, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Cooling: Ceiling Fan(s), Central Air
  • Laundry Features: Laundry Closet
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: No Solar
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Pool
  • Association Fee: 340
  • Association Fee Frequency: Monthly
  • Association Name: HARBOR BAY HOA
  • Phone: 925-212-9647
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Area Maint, Exterior Maintenance, Maintenance Grounds

Lot Info

  • Lot Size Sq Ft: 1681
  • Parcel Number: 0043300086

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2025
Closed on
Feb 9, 2026
Sold by
Bought by
Seller's Agent
Maureen Prince
Flat Rate Realty
Buyer's Agent
Destiny Wright
1st Choice Realty & Associates
List Price
$614,950
Sold Price
$600,000
Premium/Discount to List
-$14,950
-2.43%
Views
53
Current Estimated Value
$583,826

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,174
Avg. Annual Appreciation
-7.95%
Original Mortgage
$402,000
Outstanding Balance
$401,612
Interest Rate
6.16%
Mortgage Type
New Conventional
Estimated Equity
$182,214

Purchase Details

Listed on
Mar 8, 2024
Closed on
May 23, 2024
Sold by
Bought by
Seller's Agent
Rebecca Gallegus
Merrill Signature Properties
List Price
$519,900
Sold Price
$499,950
Premium/Discount to List
-$19,950
-3.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.12%

Purchase Details

Listed on
Jun 25, 2021
Closed on
Aug 19, 2021
Sold by
Bought by
Seller's Agent
Mark Schweller
Prosper Real Estate
List Price
$485,000
Sold Price
$515,000
Premium/Discount to List
$30,000
6.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.07%

Purchase Details

Listed on
May 26, 2020
Closed on
Jul 17, 2020
Sold by
Bought by
Seller's Agent
Brendan Reese
Best property mgmt., inc.
Buyer's Agent
Mike Guzzardo
Corcoran Icon Properties
List Price
$439,000
Sold Price
$439,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.78%
Original Mortgage
$449,097
Interest Rate
3.1%
Mortgage Type
VA

Purchase Details

Closed on
Nov 24, 2015
Sold by
Bought by

Purchase Details

Closed on
Feb 3, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.47%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2011
Sold by
Bought by

Purchase Details

Closed on
Apr 10, 2009
Sold by
Bought by

Purchase Details

Closed on
Oct 13, 2005
Sold by
Bought by

Purchase Details

Closed on
May 23, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.83%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Nov 28, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,950
Interest Rate
7.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 13, 1996
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$600,000 Fidelity National Title Compan
$500,000 Chicago Title
$515,000 First American Title Company
$439,000 Old Republic Title Company
-- None Available
$251,000 First American Title Company
-- None Available
-- None Available
-- --
$250,000 North American Title Co
$130,000 Old Republic Title Company
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $402,000
Previous Owner $449,097
Previous Owner $50,000
Previous Owner $250,000
Previous Owner $90,950
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/20/2026 02/20/26 Sold $600,000 -2.4% $443 / Sq Ft
01/19/2026 01/19/26 Pending -- -- --
10/08/2025 10/08/25 For Sale $614,950 +23.0% $454 / Sq Ft
05/29/2024 05/29/24 Sold $499,950 -3.8% $369 / Sq Ft View Prior Sale
05/22/2024 05/22/24 Pending -- -- --
03/08/2024 03/08/24 For Sale $519,900 +1.0% $384 / Sq Ft
08/24/2021 08/24/21 Sold $515,000 +6.2% $380 / Sq Ft View Prior Sale
08/10/2021 08/10/21 Pending -- -- --
06/25/2021 06/25/21 For Sale $485,000 +10.5% $358 / Sq Ft
07/21/2020 07/21/20 Sold $439,000 0.0% $324 / Sq Ft View Prior Sale
06/05/2020 06/05/20 Pending -- -- --
05/26/2020 05/26/20 For Sale $439,000 -- $324 / Sq Ft
Source: Bay East Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,142 $509,898 $229,500 $280,398
2024 $7,041 $535,806 $104,040 $431,766
2023 $7,041 $525,300 $102,000 $423,300
2022 $6,919 $515,000 $100,000 $415,000
2021 $5,959 $439,000 $120,000 $319,000
2019 $4,256 $275,823 $76,921 $198,902
2018 $4,093 $270,415 $75,413 $195,002
2017 $4,047 $265,114 $73,935 $191,179
2016 $3,902 $259,917 $72,486 $187,431
2015 $3,797 $256,014 $71,398 $184,616
2014 $2,279 $125,413 $15,676 $109,737
Source: Public Records

Agents Affiliated with this Home

  • Maureen Prince

    Seller's Agent in 2026

    Maureen Prince

    Flat Rate Realty

    (510) 882-1030

    118 Total Sales

    Maureen Prince
    Section Image
  • Destiny Wright

    Buyer's Agent in 2026

    Destiny Wright

    1st Choice Realty & Associates

    (510) 355-5965

    8 Total Sales

    Destiny Wright
    Section Image

  • R

    Seller's Agent in 2024

    Rebecca Gallegus

    Merrill Signature Properties

  • Mark Schweller

    Seller's Agent in 2021

    Mark Schweller

    Prosper Real Estate

    (925) 819-1072

    90 Total Sales

    Mark Schweller
    Section Image

  • B

    Seller's Agent in 2020

    Brendan Reese

    Best property mgmt., inc.

  • Mike Guzzardo

    Buyer's Agent in 2020

    Mike Guzzardo

    Corcoran Icon Properties

    (925) 864-5757

    70 Total Sales

    Mike Guzzardo
    Section Image
See All Agents

Map

Source: Bay East Association of REALTORS®

MLS Number: 41114110

Bay East Association of REALTORS®

APN: 004-330-008-6

California Contra Costa County Discovery Bay 94505

5727 Cutter Loop, Discovery Bay, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bay East Association of REALTORS® Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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