Annette Panzek
Annette C Panzek LTD
(708) 854-5896
38 Total Sales
1 in Bluff City
$333,000 Price
574 Thorndale Dr Elgin, IL 60120
Bluff City NeighborhoodEstimated Value: $285,219
3
Beds
2
Baths
1,004
Sq Ft
$284/Sq Ft
Est. Value
Highlights
- End Unit
- Walk-In Closet
- Laundry Room
- 1 Car Attached Garage
- Living Room
- Forced Air Heating and Cooling System
About This Home
As of May 2025Beautifully Updated 1/2 Duplex - No HOA Fees! Don't miss this move-in ready split-level 1/2 duplex located in a desirable neighborhood close to shopping, dining, and entertainment. This beautifully updated home features 3 spacious bedrooms and 2 full bathrooms, offering plenty of space for comfortable living. Step inside to discover fresh paint throughout, new flooring, and modern updates in both the kitchen and bathrooms. The bright and airy kitchen has been tastefully renovated with contemporary finishes and flows effortlessly into the open living and dining areas. A sliding glass door leads you out to a private deck, perfect for relaxing or entertaining, overlooking a large, fully usable backyard-ideal for pets, play, or gardening. Enjoy the convenience of a 1.5-car attached garage and peace of mind with updated mechanicals. With no HOA fees and located in a friendly, well-kept neighborhood, this home offers unbeatable value and low-maintenance living. Schedule your showing today!
Last Agent to Sell the Property
Keller Williams Premiere Properties License #471021419 Listed on: 04/09/2025
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Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,893
Year Built
- Built in 1985
Lot Details
- Lot Dimensions are 165x54x150x37
- End Unit
- Fenced
Parking
- 1 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Half Duplex
- Entry on the 1st floor
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,004 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Family Room
- Living Room
- Dining Room
- Finished Basement
- Partial Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Pet Policy
- Dogs and Cats Allowed
Additional Features
- 2 Units
- Carbon Monoxide Detectors
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 9, 2025
Closed on
May 29, 2025
Sold by
Granger Yong
Bought by
Seller's Agent
Robert Bakas
Keller Williams Premiere Properties
Buyer's Agent
Juan Medina
Realty of America
List Price
$300,000
Sold Price
$330,000
Premium/Discount to List
$30,000
10%
Views
59
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$44,781
Avg. Annual Appreciation
-10.77%
Original Mortgage
$325,681
Outstanding Balance
$321,910
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
-$36,691
Purchase Details
Listed on
Mar 29, 2024
Closed on
Apr 11, 2024
Sold by
Germanetti William and Castillo Wanda
Bought by
Germanetti William
Seller's Agent
Liane O'Keefe
Century 21 Circle
Buyer's Agent
Scott Anderson
Coldwell Banker Real Estate Group
List Price
$275,000
Sold Price
$300,000
Premium/Discount to List
$25,000
9.09%
Views
295
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.05%
Original Mortgage
$100,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 16, 2006
Sold by
Tomka Justin M and Tomka Kristine M
Bought by
Germanetti William and Castillo Wanda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
6.72%
Mortgage Type
Unknown
Purchase Details
Closed on
May 11, 2005
Sold by
Tutt Kristine M and Tomka Kristine M
Bought by
Tomka Justin M and Tomka Kristine M
Purchase Details
Closed on
Aug 19, 1999
Sold by
Collins Jeff and Collins Samantha
Bought by
Tutt Kristine M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,200
Interest Rate
7.37%
Purchase Details
Closed on
Aug 23, 1996
Sold by
Nelson Shannon Charles B and Nelson Shannon Robyn C
Bought by
Collins Jeffrey S and Collins Samantha L
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Bluff City, IL
-
Annette Panzek
-
Matt Lysien
Matt Lysien
Suburban Life Realty, Ltd
(224) 315-8087
522 Total Sales
6 in Bluff City
$20K - $333K Price Range
-
Kim Suhanek
Kim Suhanek
@properties Christie's International Real Estate
(224) 271-9760
88 Total Sales
2 in Bluff City
$240K - $320K Price Range
-
Shannon Long
Shannon Long
Baird & Warner Fox Valley - Geneva
(224) 313-4501
43 Total Sales
1 in Bluff City
$10,000 Price
-
Monica Vargas
Monica Vargas
GREAT HOMES REAL ESTATE, INC.
(224) 246-8148
179 Total Sales
10 in Bluff City
$63K - $415K Price Range
-
Sandra Giron
Sandra Giron
RESIDENTIAL PRO LLC
(224) 628-7312
31 Total Sales
1 in Bluff City
$147,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $330,000 | Chicago Title | ||
| Germanetti William | -- | None Listed On Document | |
| Granger Yong | $300,000 | None Listed On Document | |
| Germanetti William | $192,500 | Multiple | |
| Tomka Justin M | -- | -- | |
| Tutt Kristine M | $119,000 | -- | |
| Collins Jeffrey S | $115,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $325,681 | ||
| Previous Owner | Granger Yong | $100,000 | |
| Closed | Germanetti William | $154,000 | |
| Previous Owner | Tutt Kristine M | $95,200 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/29/2025 05/29/25 | Sold | $330,000 | +10.0% | $329 / Sq Ft | |
| 04/14/2025 04/14/25 | Pending | -- | -- | -- | |
| 04/09/2025 04/09/25 | For Sale | $300,000 | 0.0% | $299 / Sq Ft | |
| 04/23/2024 04/23/24 | Sold | $300,000 | +9.1% | $222 / Sq Ft | View Prior Sale |
| 04/01/2024 04/01/24 | Pending | -- | -- | -- | |
| 03/29/2024 03/29/24 | For Sale | $275,000 | -- | $204 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,893 | $30,000 | $5,158 | $24,842 |
| 2024 | $4,893 | $17,000 | $3,000 | $14,000 |
| 2023 | $4,755 | $17,000 | $3,000 | $14,000 |
| 2022 | $4,755 | $17,000 | $3,000 | $14,000 |
| 2021 | $4,915 | $14,262 | $3,868 | $10,394 |
| 2020 | $4,884 | $14,262 | $3,868 | $10,394 |
| 2019 | $4,912 | $16,025 | $3,868 | $12,157 |
| 2018 | $4,656 | $13,704 | $3,316 | $10,388 |
| 2017 | $4,642 | $13,704 | $3,316 | $10,388 |
| 2016 | $4,367 | $13,704 | $3,316 | $10,388 |
| 2015 | $4,229 | $12,038 | $2,947 | $9,091 |
| 2014 | $4,096 | $12,038 | $2,947 | $9,091 |
| 2013 | $3,962 | $12,038 | $2,947 | $9,091 |
Source: Public Records
Agents Affiliated with this Home
-
Robert Bakas
Seller's Agent in 2025
Robert Bakas
Keller Williams Premiere Properties
(630) 915-8313
3 in this area
222 Total Sales
-
Juan Medina
Buyer's Agent in 2025
Juan Medina
Realty of America
(630) 640-4971
1 in this area
24 Total Sales
-
Liane O'Keefe
Seller's Agent in 2024
Liane O'Keefe
Century 21 Circle
(815) 899-4653
1 in this area
36 Total Sales
-
Scott Anderson
SA
Buyer's Agent in 2024
Scott Anderson
Coldwell Banker Real Estate Group
(708) 273-5342
1 in this area
2 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12323764
APN: 06-20-103-135-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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