$349,900

596 State Road 20 Palatka, FL 32177

Estimated payment $2,110/month

Total Views 1,276
2 Beds
2 Baths
1,632 Sq Ft
$214 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Private Lot
  • Cathedral Ceiling
  • 2.02 Acre Lot
  • Bi-Level Home
  • Loft

About This Home

Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

Listing Agent

Kim Morris

SELLSTATE NEXT GENERATION REALTY Brokerage Phone: 352-387-2383 License #3140219 Listed on: 03/11/2026

SELLSTATE NEXT GENERATION REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,886

Year Built

  • Built in 1988

Lot Details

  • 2.02 Acre Lot
  • South Facing Home
  • Private Lot
  • Property is zoned AG

Parking

  • 2 Car Attached Garage
  • 2 Carport Spaces
  • Side Facing Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,632 Sq Ft Home
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Drapes & Rods
  • Blinds
  • French Doors
  • Family Room with Fireplace
  • Great Room
  • Dining Room
  • Loft
  • Views of Woods

Kitchen

  • Range with Range Hood
  • Microwave

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Washer and Electric Dryer Hookup

Utilities

  • Zoned Heating and Cooling
  • 1 Water Well
  • 1 Septic Tank

Additional Features

  • Covered Patio or Porch
  • Zoned For Horses

Community Details

  • No Home Owners Association

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,886

Year Built

Built in 1988

Lot Details

2.02 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Wood Siding
  • Fireplace: Yes
  • Living Area: 1632
  • Lot Size Acres: 2.02
  • New Construction: No
  • Year Built: 1988
  • Building Area Total: 2560
  • Lot Size Sq Ft: 43996
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 237.83
  • Escrow City: Palatka
  • Escrow State: FL
  • Escrow Street Name: N 4th Street
  • RATIO Current Price By Calculate: 214.40
  • Total Acreage: 2 to less than 5
  • Water Access YN: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-387-2383
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), High Ceilings
  • Appliances Included: Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Two
  • Window Features: Blinds, Drapes
  • Living Area Meters: 151.62

Exterior Features

  • Direction Faces: South
  • Exterior Features: French Doors
  • Roof: Metal
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Faces Side

Utilities

  • Utilities: Electricity Connected, Mini Sewer
  • Cooling: Central Air, Zoned
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, In Garage, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Canal/Lake For Irrigation
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: AG
  • Parcel Number: 15-10-25-0000-0060-0010
  • Additional Parcels: No
  • Lot Features: Private, Zoned for Horses
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 2886.22
  • Tax Lot: 0010

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,886 $192,710 -- --
2024 $2,647 $187,280 -- --
2023 $2,567 $181,830 $0 $0
2022 $2,429 $176,536 $20,000 $156,536
2021 $1,180 $96,300 $0 $0
2020 $83 $5,000 $0 $0
2019 $84 $5,000 $5,000 $0
2018 $86 $5,000 $5,000 $0
2017 $88 $5,000 $5,000 $0
2016 $86 $5,000 $0 $0
2015 $87 $5,000 $0 $0
2014 $86 $5,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/11/2026 03/11/26 For Sale $349,900 -- $214 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $265,000 Guaranty Title Co Of Palatka
Warranty Deed $265,000 Guaranty Title
Special Warranty Deed -- Attorney
Interfamily Deed Transfer -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,200 FHA
Closed $260,200 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: OM720523

Stellar MLS

APN: 15-10-25-0000-0060-0010

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