$173,000
SOLD MAR 4, 2026
3 Beds
3 Baths
1,892 Sq Ft
0.27 Acres Lot

Sale Details

Date Sold: March 4, 2026

$91 Per Sq Ft

1% Below List Price

80 on Market

Highlights

  • No HOA
  • Walk-In Closet
  • Laundry Room
  • Solid Wood Cabinet
  • Living Room
  • Storage Room

About This Home

As of March 2026

((UPDATE! MULTIPLE OFFERS RECEIVED. HIGHEST & BEST DEADLINE IS 01/27/2026 AT 1:00 PM)) Centrally located and full of potential, this 3-bedroom, 3-bath single-family home offers 1,892 SF of living space in a quiet Winter Haven neighborhood — just 1.8 miles from downtown and directly across the street from Polk State College. With no HOA and a great location near Lake Elbert’s public boat launch (only 0.2 miles away), this property is a fantastic opportunity for investors or handy homeowners looking to make it their own. The home features terrazzo flooring throughout (no carpet), a kitchen with granite countertops (appliances needed except for the dishwasher), and two possible primary suites — the third bedroom includes its own en-suite bath and private entrance, ideal for guests, extended family, or an in-law suite. Additional highlights include a separate laundry room, attached storage area, and a rear-access driveway and carport via the back alley. The fenced backyard with mature landscaping adds privacy and charm. With a little TLC, this home can shine again in one of Winter Haven’s most convenient and desirable central locations.

Last Agent to Sell the Property

Lynn Cotter

VIEWPOINT VALUE REALTY Brokerage Phone: 863-617-7015 License #3209190 Listed on: 11/15/2025

Co-Listed By

Pat Pearson

VIEWPOINT VALUE REALTY Brokerage Phone: 863-617-7015 License #3278163

Last Buyer's Agent

Keith St. Onge

LA ROSA REALTY PRESTIGE License #3357092

LA ROSA REALTY PRESTIGE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,724

Year Built

  • Built in 1958

Lot Details

  • 11,700 Sq Ft Lot
  • North Facing Home
  • Property is zoned R-1A

Parking

  • 1 Carport Space

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,892 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Family Room
  • Living Room
  • Dining Room
  • Storage Room
  • Terrazzo Flooring
  • Fire and Smoke Detector

Kitchen

  • Dishwasher
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry Located Outside
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Outdoor Storage
  • Private Mailbox

Schools

  • Elbert Elementary School
  • Denison Middle School
  • Winter Haven Senior High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • North Lake Elbert Heights Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,724

Year Built

Built in 1958

Lot Details

0.27 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Brick
  • Fireplace: No
  • Living Area: 1892
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 1958
  • Building Area Total: 2196
  • Lot Size Sq Ft: 11700
  • Status: Sold
  • Street Post Direction: NE
  • Co List Office Mls Id: MFR265502276
  • Co List Office Phone: 863-617-7015
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 204.01
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 91.44
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-617-7015
  • Tax Year: 2024
  • Special Features: 5120

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Terrazzo
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: Blinds
  • Additional Rooms: Storage Rooms
  • Living Area Meters: 175.77

Exterior Features

  • Direction Faces: North
  • Exterior Features: Private Mailbox, Storage
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0365G

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Elbert Elem
  • High School: Winter Haven Senior
  • Middle Or Junior School: Denison Middle

Lot Info

  • Zoning: R-1A
  • Parcel Number: 26-28-22-587600-000100
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3724
  • Tax Book Number: 41-8
  • Tax Lot: 10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 15, 2025
Closed on
Feb 17, 2026
Sold by
Secretary Of Veterans Affairs
Bought by
Keith St Onge Llc
Seller's Agent
Lynn Cotter
VIEWPOINT VALUE REALTY
Buyer's Agent
Keith St. Onge
LA ROSA REALTY PRESTIGE
List Price
$175,000
Sold Price
$173,000
Premium/Discount to List
-$2,000
-1.14%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.11%

Purchase Details

Closed on
Sep 18, 2025
Sold by
Shellpoint Mortgage Servicing and Newrez Llc
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Aug 21, 2025
Sold by
Carter Vanessa Williams
Bought by
Shellpoint Mortgage Servicing and Newrez Llc

Purchase Details

Listed on
May 9, 2019
Closed on
Jun 21, 2019
Sold by
Keith St Onge Llc
Bought by
Williams Carter Thomas and Williams Carter Vanessa
Seller's Agent
Keith St. Onge
LA ROSA REALTY PRESTIGE
Buyer's Agent
Carrie Cahoon
CARRIESTATE
List Price
$179,900
Sold Price
$181,400
Premium/Discount to List
$1,500
0.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.32%
Original Mortgage
$181,400
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Closed on
Mar 4, 2019
Sold by
Mcgrath Susan and Mcgrath James L
Bought by
Keith St Onge Llc

Purchase Details

Closed on
Aug 31, 2009
Sold by
Sugimoto Yutaka and Sugimoto Alice A
Bought by
Poole Susan J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,496
Interest Rate
5.19%
Mortgage Type
FHA

Purchase Details

Closed on
May 14, 2003
Sold by
Sugimoto Alice A
Bought by
Sugimoto Yutaka and Sugimoto Alice A

Purchase Details

Closed on
Mar 15, 2003
Sold by
Robinson Harriett T and Sugimoto Alice A
Bought by
Sugimoto Alice A

Purchase Details

Closed on
May 1, 2000
Sold by
Robinson Harriett T
Bought by
Robinson Harriett T

Purchase Details

Closed on
Nov 26, 1996
Sold by
Head Alice A
Bought by
Robinson Harriett T

Purchase Details

Closed on
Sep 12, 1995
Sold by
Clerk Circuit Court
Bought by
Robinson Harriett T and Head Alice Ann R

Purchase Details

Closed on
Jan 12, 1994
Sold by
Robinson Harriett T and Head Alice Ann R
Bought by
Hill David Earl and Welker Cheryl Diane
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $173,000 None Listed On Document
Warranty Deed $100 Servicelink
Certificate Of Transfer $138,200 --
Warranty Deed $181,400 Sunbelt Title Agency
Warranty Deed $113,000 Sunbelt Title Agency
Warranty Deed $83,000 Homeplus Title Partners Llc
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed -- --
Quit Claim Deed $100 --
Deed -- --
Deed $60,500 --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $181,400 VA
Previous Owner $81,496 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/04/2026 03/04/26 Sold $173,000 -1.1% $91 / Sq Ft
02/03/2026 02/03/26 Pending -- -- --
01/24/2026 01/24/26 For Sale $175,000 0.0% $92 / Sq Ft
01/23/2026 01/23/26 For Sale $175,000 +1.2% $92 / Sq Ft
01/12/2026 01/12/26 Off Market $173,000 -- --
11/22/2025 11/22/25 Pending -- -- --
11/15/2025 11/15/25 For Sale $175,000 -3.5% $92 / Sq Ft
06/27/2019 06/27/19 Sold $181,400 +3.7% $96 / Sq Ft View Prior Sale
05/26/2019 05/26/19 Pending -- -- --
05/19/2019 05/19/19 Price Changed $174,900 -2.8% $92 / Sq Ft
05/09/2019 05/09/19 For Sale $179,900 -- $95 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,724 $213,802 -- --
2024 $3,535 $194,365 -- --
2023 $3,535 $176,695 -- --
2022 $3,314 $160,632 $0 $0
2021 $2,937 $146,029 $29,000 $117,029
2020 $2,811 $138,454 $28,000 $110,454
2018 $579 $58,916 $0 $0
2017 $546 $57,704 $0 $0
2016 $548 $56,517 $0 $0
2015 $557 $56,124 $0 $0
2014 $537 $55,679 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: L4956824

Stellar MLS

APN: 26-28-22-587600-000100

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