NOT LISTED FOR SALE

6 Tern Ln Key West, FL 33040

Estimated Value: $895,000 - $954,000

3 Beds
2 Baths
1,232 Sq Ft
$755/Sq Ft Est. Value

Sale Details

Date Sold: March 26, 2025

Last sale price $850,000 $690 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $5,210 / mo

Highlights

  • New Construction
  • 0.38 Acre Lot
  • A-Frame Home
  • Pond View
  • Home fronts a canal
  • Quartz Countertops

About This Home

As of March 2025

Don't miss sunset from this brand new stilt home with 270 degrees of spectacular views on shallow draft canal in Geiger Key, just minutes from Key West. One of only two homes on this quiet street very private and secluded. Home built to 180 mile per hour wind loads and elevated well above required flood plain. 9' ceilings and 8'-foot doors throughout, with Metal roof, Hardi Exterior Siding, Impact rated windows and doors, covered rear porch, quartz tops, Stainless Steel appliances, durable LVT plank flooring, Covered parking.

Last Agent to Sell the Property

Mark MacLaughlin

Expert Realty LLC License #6003053 Listed on: 03/26/2025

Co-Listed By

Elizabeth MacLaughlin

R.W.A. Realty Inc License #RI6926

Last Buyer's Agent

Robert Slack

Robert Slack LLC License #3261452

Robert Slack LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,327

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 6,286 Sq Ft Lot
  • Home fronts a canal
  • Property is zoned SS - Sparsely Settled Residential District

Parking

  • Carport

Property Views

  • Pond
  • Canal

Home Design

  • A-Frame Home
  • Frame Construction
  • Metal Roof
  • HardiePlank Siding
  • Modular or Manufactured Materials

Interior Spaces

  • 1,232 Sq Ft Home
  • Ceiling Fan
  • Single Hung Windows
  • French Doors
  • Vinyl Flooring
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Eco-Friendly Details

  • ENERGY STAR/CFL/LED Lights

Outdoor Features

  • Seawall
  • Balcony

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Public Hookup Available For Sewer
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Boca Chica Ocean Shr Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00142410-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,327

Year Built

Built in 2024 | New Construction

Lot Details

6,286 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Seawall: Concrete
  • Fee Includes: None
  • Key Island: Geiger Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 10.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 2327.48
  • Title: Negotiable
  • Vehicle Storage: Carport, Covered Parking
  • Year Built: 2024
  • Alternate Key Number: 1183768
  • Building Style: A-Frame
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6286.00
  • Porch Balcony: Open Porch/Balcony
  • Species List: No
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1232.00
  • G F Interior Features: Tankless Hot Wtr Htr, LED Lighting
  • Property Condition: New Construction
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: Yes
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Quartz Countertops
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator
  • Floor: Vinyl
  • Windows/Doors: Single Hung Windows, Impact Rstnce Window, Impact Rstnce Doors, French Doors
  • Total Bedrooms: 3

Exterior Features

  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Frame, Hardi Board Siding, Modular
  • Roof: Metal Roof
  • Waterview: Canal View, Salt Ponds, Open Water View
  • Pool: No

Utilities

  • Utilities: FKAA, Cable Available, Water Separate Meter, Municipal Sewer
  • Heating: Central

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00142410-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.38

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Multi Family

  • Total Units: 1.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
Mar 5, 2025
Sold by
Bought by
Seller's Agent
Mark MacLaughlin
Expert Realty LLC
Buyer's Agent
Robert Slack
Robert Slack LLC
List Price
$889,000
Sold Price
$850,000
Premium/Discount to List
-$39,000
-4.39%
Views
2
Current Estimated Value
$929,684

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,684
Avg. Annual Appreciation
7.89%
Original Mortgage
$595,000
Outstanding Balance
$589,002
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$340,682

Purchase Details

Listed on
Mar 26, 2025
Closed on
Feb 26, 2025
Sold by
Bought by
Seller's Agent
Mark MacLaughlin
Expert Realty LLC
Buyer's Agent
Robert Slack
Robert Slack LLC
List Price
$889,000
Sold Price
$850,000
Premium/Discount to List
-$39,000
-4.39%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$595,000
Outstanding Balance
$589,002
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$340,682

Purchase Details

Listed on
Dec 7, 2020
Closed on
Jan 15, 2021
Sold by
Bought by
Seller's Agent
Andrew Birrell
Century 21 Prestige Realty Group (KW)
Buyer's Agent
Mark MacLaughlin
R.W.A. REALTY INC.
List Price
$199,000
Sold Price
$260,000
Premium/Discount to List
$61,000
30.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
32.67%

Purchase Details

Closed on
Apr 4, 2016
Sold by
Bought by

Purchase Details

Closed on
Feb 25, 2011
Sold by
Bought by

Purchase Details

Closed on
Jul 12, 2010
Sold by
Bought by

Purchase Details

Closed on
Sep 21, 2007
Sold by
Bought by

Purchase Details

Closed on
Jun 6, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$780,000
Interest Rate
7.12%
Mortgage Type
Commercial

Purchase Details

Closed on
Mar 31, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$592,800
Interest Rate
6.87%
Mortgage Type
Unknown

Purchase Details

Closed on
May 4, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
6.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Jul 1, 1987
Bought by

Purchase Details

Closed on
May 1, 1978
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$850,000 Coral Reef Title
$850,000 Coral Reef Title
$260,000 None Available
$300,500 Attorney
$300,500 Attorney
$201,000 Attorney
-- Century Title Corporation
$975,000 Attorney
$766,000 Century Title Corporation
$379,000 --
$114,000 --
$49,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $595,000
Closed $595,000
Previous Owner $780,000
Previous Owner $592,800
Previous Owner $360,000
Previous Owner $40,000
Previous Owner $360,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/26/2025 03/26/25 Sold $850,000 -4.4% $690 / Sq Ft
03/26/2025 03/26/25 Pending -- -- --
03/26/2025 03/26/25 For Sale $889,000 +241.9% $722 / Sq Ft
01/15/2021 01/15/21 Sold $260,000 +30.7% $129 / Sq Ft View Prior Sale
12/29/2020 12/29/20 Pending -- -- --
12/07/2020 12/07/20 For Sale $199,000 -- $99 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,327 $702,975 $440,371 $262,604
2024 $2,335 $211,659 $210,524 $1,135
2023 $2,335 $211,659 $210,524 $1,135
2022 $2,203 $195,472 $194,337 $1,135
2021 $3,852 $272,163 $172,486 $99,677
2020 $4,226 $311,200 $188,903 $122,297
2019 $4,255 $313,897 $188,903 $124,994
2018 $4,289 $310,017 $182,511 $127,506
2017 $4,304 $315,805 $0 $0
2016 $5,836 $477,172 $0 $0
2015 $5,686 $455,595 $0 $0
2014 $5,579 $444,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2025

    Mark MacLaughlin

    Expert Realty LLC

  • E

    Seller Co-Listing Agent in 2025

    Elizabeth MacLaughlin

    R.W.A. Realty Inc

    (305) 797-1481

    1 in this area

    2 Total Sales

    Elizabeth MacLaughlin
    Section Image
  • Robert Slack

    Buyer's Agent in 2025

    Robert Slack

    Robert Slack LLC

    (800) 210-6610

    2 in this area

    86 Total Sales

    Robert Slack
    Section Image

  • A

    Seller's Agent in 2021

    Andrew Birrell

    Century 21 Prestige Realty Group (KW)

See All Agents

Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 614357

APN: 00142410-000000

Florida Monroe County Key West 33040

6 Tern Ln, Key West, FL

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