NOT LISTED FOR SALE

6059 Montego Bay Loop Fort Myers, FL 33908

Fort Myers Area

Estimated Value: $483,331

3 Beds
2.5 Baths
1,337 Sq Ft
$362/Sq Ft Est. Value

Sale Details

Date Sold: February 23, 2026

Last sale price $470,000 $352 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,197 / mo

235 Days on Market

Highlights

  • Boat Ramp
  • Mangrove Front
  • Canal View
  • Home fronts navigable water
  • Home fronts a creek
  • Cathedral Ceiling

About This Home

As of February 2026

TURNKEY GULF ACCESS RETREAT —FULLY FURNISHED & READY TO ENJOY! Welcome to your Gulf-access paradise, offered completely turnkey with all furnishings included! This meticulously maintained 3-bedroom, 2.5-bath coastal retreat delivers direct Gulf of Mexico access and comes with your own private dock featuring new composite decking and electricity, ideal for serious anglers and sunset cruisers alike. Spend your evenings fishing for tarpon, snook, and mangrove snapper under the snook light or watching playful dolphins and gentle manatees glide by. Launch your kayak or boat and enjoy a scenic 25-minute ride to open water! The exterior shines with brand-new Khaki Brown Cedarmill fiber cement lap siding (2025), fresh paint, a brick façade, and a new vinyl fence with gates (2024). Both front and back stairs were re-decked with railings (12/2023), and impact windows (2024) add comfort, security, and efficiency. Built with strength and longevity, the first floor is solid concrete block, the second level features durable metal frame construction wrapped in HardiPlank siding, and it’s all topped by a metal roof for ultimate peace of mind. The TURNKEY interior captures true Florida style—light, bright, and breezy. High ceilings and luxury tile flooring complement the coastal décor, with every room thoughtfully furnished and move-in ready. The remodeled kitchen is a showstopper with quartz countertops, stainless steel appliances, cherry cabinetry with glass fronts, and a custom backsplash. Plantation shutters, updated lighting, and tasteful finishes carry throughout. The primary suite is a serene escape with a transom window, French doors to a large screened lanai, and a spa-inspired bathroom. Both full baths were fully renovated in 2023, and all doors were replaced in 2020 for a modern, cohesive look. Downstairs, the oversized garage is more than just parking, it’s a climate-controlled bonus area with a split-unit AC, perfect as a workshop, game room, or hobby space. Enjoy the perks of waterfront living without worry, thanks to the home’s elevated design. Take advantage of the community pool and boat ramp just steps away, ideal for a quick launch or a relaxing dip after a day on the water. Located near top-rated schools, beaches, shopping, and RSW Airport, this property offers the ultimate blend of lifestyle, location, and livability. Bring your suitcase and your sunscreen, everything else is already here.
Schedule your private showing today and make this fully furnished, TURNKEY Gulf-access home yours!

Last Agent to Sell the Property

Scott Brucker

RE/MAX Trend License #462002750 Listed on: 06/30/2025

RE/MAX Trend

Last Buyer's Agent

Kimberly Homon

Berkshire Hathaway Florida License #604516334

Berkshire Hathaway Florida

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,429

Year Built

  • Built in 2004

Lot Details

  • 4,312 Sq Ft Lot
  • Lot Dimensions are 40 x 107 x 40 x 109
  • Home fronts a creek
  • Home fronts navigable water
  • Home has North and South Exposure
  • Fenced
  • Property is zoned RM-2

HOA Fees

  • $159 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Canal
  • Creek or Stream

Home Design

  • Steel Frame
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,337 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Plantation Shutters
  • Single Hung Windows
  • French Doors
  • Workshop
  • Tile Flooring

Kitchen

  • Electric Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Dual Sinks
  • Shower
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Outdoor Features

  • Mangrove Front
  • Canal Access
  • Balcony
  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 4 / C
  • Assessor Parcel Number 12-46-24-24-0000C.0040

Community Details

Overview

  • Association Phone (239) 277-0718
  • Waterway Bay Subdivision
  • Maintained Community

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,429

Year Built

Built in 2004

Lot Details

4,312 Sq Ft Lot

HOA Fees

$159 per month

Parking

4

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.099
  • Lot Size: 40 x 107 x 40 x 109
  • Ownership: Single Family
  • Subdivision Name: WATERWAY BAY
  • Architectural Style: Two Story
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2004
  • Property Sub Type Additional: Single Family Residence
  • Exposures: South
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Flooring: Other, Tile
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Dual Sinks, French Door(s)/Atrium Door(s), Other, See Remarks, Shower Only, Separate Shower, Cable TV, Window Treatments, Split Bedrooms, Workshop
  • Living Area: 1337.0
  • Dining Room Type: Other, Workshop
  • Stories: 2
  • Window Features: Single Hung, Impact Glass, Window Coverings

Exterior Features

  • Lot Features: Other
  • Pool Features: Community
  • Pool Private: No
  • View: Canal, Mangroves, Creek/Stream
  • View: Yes
  • Waterfront Features: Canal Access, Creek, Mangrove, Navigable Water
  • Waterfront: Yes
  • Disclosures: Owner Has Flood Insurance
  • Construction Type: Block, Metal Frame, Concrete, Vinyl Siding
  • Direction Faces: North
  • Exterior Features: Fence, Patio, Shutters Manual
  • Patio And Porch Features: Balcony, Patio, Screened
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 4.0
  • Garage Spaces: 4.0
  • Parking Features: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Facilities
  • Senior Community: No
  • Amenities: Boat Dock, Boat Ramp, Pool, Management
  • Association Fee: 159.0
  • Association Fee Frequency: Monthly
  • Phone: 239-277-0718
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Parcel #: 12-46-24-24-0000C.0040
  • Zoning Description: RM-2

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 4428.77
  • Tax Block: C
  • Tax Lot: 4
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2025
Closed on
Feb 20, 2026
Sold by
Bought by
Seller's Agent
Scott Brucker
RE/MAX Trend
Buyer's Agent
Kimberly Homon
Berkshire Hathaway Florida
List Price
$550,000
Sold Price
$470,000
Premium/Discount to List
-$80,000
-14.55%
Views
61
Current Estimated Value
$483,331

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,331
Avg. Annual Appreciation
0.82%
Original Mortgage
$376,000
Outstanding Balance
$374,517
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$97,175

Purchase Details

Listed on
Feb 28, 2017
Closed on
Jun 21, 2017
Sold by
Bought by
Seller's Agent
Betty Lewis
Realty Hub
Buyer's Agent
Scott Brucker
RE/MAX Trend
List Price
$345,000
Sold Price
$335,000
Premium/Discount to List
-$10,000
-2.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.98%
Original Mortgage
$342,202
Interest Rate
4.05%
Mortgage Type
VA

Purchase Details

Closed on
Jul 25, 2003
Sold by
Bought by

Purchase Details

Closed on
Mar 3, 2000
Sold by
Bought by

Purchase Details

Closed on
Aug 10, 1999
Sold by
Bought by
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$470,000 Easy Title & Escrow
$335,000 Assured Title Svcs Llc
$80,000 --
$20,000 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $376,000
Closed $342,202
Previous Owner $80,000
Previous Owner $50,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/23/2026 02/23/26 Sold $470,000 0.0% $352 / Sq Ft
02/23/2026 02/23/26 Sold $470,000 -4.1% $352 / Sq Ft View Prior Sale
02/20/2026 02/20/26 Pending -- -- --
01/18/2026 01/18/26 Pending -- -- --
01/12/2026 01/12/26 Price Changed $489,900 0.0% $366 / Sq Ft
01/12/2026 01/12/26 Price Changed $489,900 -2.0% $366 / Sq Ft
12/06/2025 12/06/25 Price Changed $499,900 0.0% $374 / Sq Ft
12/01/2025 12/01/25 Price Changed $499,900 -4.8% $374 / Sq Ft
10/24/2025 10/24/25 Price Changed $525,000 0.0% $393 / Sq Ft
10/24/2025 10/24/25 Price Changed $525,000 -4.5% $393 / Sq Ft
10/04/2025 10/04/25 Off Market $550,000 -- --
10/01/2025 10/01/25 For Sale $550,000 0.0% $411 / Sq Ft
08/18/2025 08/18/25 Price Changed $550,000 0.0% $411 / Sq Ft
08/18/2025 08/18/25 Price Changed $550,000 -2.6% $411 / Sq Ft
06/30/2025 06/30/25 Price Changed $564,900 0.0% $423 / Sq Ft
06/30/2025 06/30/25 For Sale $564,900 -1.7% $423 / Sq Ft
03/26/2025 03/26/25 Price Changed $574,900 -4.2% $430 / Sq Ft
02/07/2025 02/07/25 For Sale $599,900 +79.1% $449 / Sq Ft
06/21/2017 06/21/17 Sold $335,000 -2.9% $251 / Sq Ft View Prior Sale
05/22/2017 05/22/17 Pending -- -- --
02/28/2017 02/28/17 For Sale $345,000 -- $258 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,602 $370,634
2025 $4,602 $360,890
2024 $4,429 $350,719
2023 $4,429 $340,504 $0 $0
2022 $4,484 $330,586 $0 $0
2021 $4,434 $337,416 $78,405 $259,011
2020 $4,487 $316,526 $75,000 $241,526
2019 $4,944 $345,598 $75,000 $270,598
2018 $4,673 $290,698 $75,000 $215,698
2017 $2,153 $153,311 $0 $0
2016 $2,135 $288,981 $63,026 $225,955
2015 $2,167 $229,616 $58,288 $171,328
2014 $2,148 $178,402 $56,623 $121,779
2013 -- $192,001 $56,843 $135,158
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 225059765

Florida Gulf Coast Multiple Listing Service

APN: 12-46-24-24-0000C.0040

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