6106 Cardinal Dr New Bern, NC 28560

Waterfront homes with a private dock, a protected canal, and quick access to open water are a hard combination to find in Fairfield Harbour and this 3 bedroom, 4 bath home delivers all three, plus a rare bonus: a floating jet ski dock alongside the boat dock, so there's no competing for space on the water. The home was also updated with a new fortified roof in 2026 one of the biggest expenses a buyer typically inherits with a waterfront property, already handled. Fortified roofs can also mean meaningful insurance savings in a coastal market, something worth asking your lender or insurer about. Inside, the great room sets the tone with soaring vaulted ceilings, a dramatic floor-to-ceiling stone fireplace with gas-assisted start, and a wet bar with beverage refrigerator. This is the kind of entertaining space that's difficult to replicate without a full renovation. The open kitchen offers a large center island with cooktop, double wall ovens, subway tile backsplash with glass accent band, abundant white cabinetry, and a built-in desk area, flowing into a dining space that opens to the covered rear deck. The water-facing sunroom is the standout of the home. It features a wall of windows framing wide canal views and filling the room with natural light. Hardwood flooring runs throughout the main living areas.
Upstairs, the primary suite overlooks the water with generous closet space and a large en suite bath featuring a jetted tub, dual vanities, and a separate makeup station. An open loft walkway overlooks the great room below. Outdoor living is where this property really sets itself apart: an expansive covered deck spans the rear of the home, and a terraced backyard with stone retaining walls steps down to the water. These already paid for upgrades give you multiple outdoor living zones instead of just one deck. Stone accents, cedar shake-style siding, a two-car garage, and a circular drive complete the exterior. All of this sits inside gated Fairfield Harbour, offering 24-hour security, an 18-hole golf course, two marinas, boat ramps and kayak launches, pickleball, tennis, a dog park, 6 miles of walking and biking green space, an on-site restaurant, and 40+ resident clubs. These are amenities that would cost significantly more to access as standalone memberships elsewhere, all just minutes from downtown New Bern.