NOT LISTED FOR SALE

6109 Spinnaker Loop Lady Lake, FL 32159

Estimated Value: $546,053 - $664,000

3 Beds
3 Baths
2,938 Sq Ft
$208/Sq Ft Est. Value

Sale Details

Date Sold: October 24, 2025

Last sale price $624,000 $212 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $4,045 / mo

38 Days on Market

Highlights

  • On Golf Course
  • Fitness Center
  • Wood Flooring
  • Access To Marina
  • Open Floorplan
  • Walk-In Tub

About This Home

As of October 2025

One or more photo(s) has been virtually staged. Discover the pinnacle of luxurious living in this stunning golf course frontage home nestled within the picturesque community of Harbor Hills, Florida.This beautiful 3 bedroom, 3 full bath and 3 car garage home seamlessly combines elegance, comfort, and an abundance of natural light, making it the perfect sanctuary for those who appreciate the finer things in life. The circular paver drive leads around to your side enterance 3 full size garage or up your beatuflly landscape path to your front door. As you step inside,you are greeted by a bright and airy open floor plan that boasts large picture windows, soaring 12ft ceilings, breathtaking views of the 11th hole tee box, luxurious engineered hardwood floors that add a touch of sophistication, while the beautifully designed wet bar elevates your hosting experience. Adjacent are two versatile rooms perfect for a piano or formal dining room the perfect setting for intimate gatherings and a spacious executive office offers a serene environment to focus and create. The heart of this home is the gourmet kitchen, featuring stainless steel appliances, a central island complete with a breakfast bar, and an impressively large pantry. The 42-inch cherry wood cabinets, solid surface countertops, and ceramic tile flooring effortlessly blend style and practicality, making this kitchen a delight to cook and gather in and seamlessly connects to the family room that boasts plush carpeting and more large picture windows and access to the birdcage. Down the hallway two generously sized guest bedrooms await, each with large walk-in closets. One bedroom features its own private bathroom with a walk in tub while the ther offers a convenient walk-in shower, providing comfort and privacy for your vistors. The laundry room has a refridgerator and plenty of countertop and cabiner space. On the opposite end of the home, retreat to the lavish master suite, where you can unwind in your private sitting area surrounded by large windows letting in natural light. The ensuite bathroom is complete with a beautiful garden tub,a separate walk-in shower, dual vanities, and two oversized walk-in closets with built-ins to keep your wardrobe organized and accessible. The gorgeous exterior features four distinct areas perfect for relaxation and entertainment. The charming front patio welcomes guests with ample seating, while the screened oversized porch invites you to enjoy the serene Florida evenings. At the rear, bask in the beauty of the large screened birdcage ideal for alfresco dining. This connects seamlessly to an expansive paver patio, complete with a private gate, perfect for a cozy fire pit and lively gatherings under the stars. This exceptional home is located in the distinguished Harbor Hills community, which offers a lifestyle like no other. Enjoy access to a wealth of amenities, including scenic lakefront views on Lake Griffin, a championship golf course, tennis courts, an Olympic-sized swimming pool, pickleball courts, and a vibrant clubhouse brimming with activities. For boating enthusiasts there is a private marina. Peace of mind comes standard with this home, as the roof was newly replaced in July 2025 and the AC unit was updated in May 2025, ensuring years of worry-free living. All with possible owner financing. Don't miss the opportunity to make this enchanting property your own. Call today to schedule your showing and experience the elegance and charm of Harbor Hills living firsthand.

Last Agent to Sell the Property

Lori Thomas

WESTIE REAL ESTATE Brokerage Phone: 352-661-0243 License #3522682 Listed on: 07/15/2025

Last Buyer's Agent

Lori Thomas

WESTIE REAL ESTATE Brokerage Phone: 352-661-0243 License #3522682 Listed on: 07/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,933

Year Built

  • Built in 2007

Lot Details

  • 21,788 Sq Ft Lot
  • On Golf Course
  • North Facing Home
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $182 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,938 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Bar Fridge
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Shades
  • Blinds
  • Entrance Foyer
  • Family Room Off Kitchen
  • Formal Dining Room
  • Home Office
  • Inside Utility
  • Golf Course Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Recirculated Exhaust Fan
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Brick
  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Split Vanities
  • Walk-In Tub
  • Bathtub with Shower
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Access To Marina
  • Access To Chain Of Lakes
  • Access to Freshwater Canal
  • Enclosed Patio or Porch

Schools

  • Villages Elementary Of Lady Lake
  • Carver Middle School
  • Leesburg High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • 1 Septic Tank
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include private road, security
  • Harbor Hills HOA Sentry Management Association, Phone Number (352) 753-7000
  • Visit Association Website
  • Harbor Hills Unit 01 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Community Playground
  • Fitness Center

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,933

Year Built

Built in 2007

Lot Details

0.5 Acres

HOA Fees

$182 per month

Parking

3

Listing Details

  • HOA Fee Includes: Private Road, Security
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2938
  • Lot Size Acres: 0.5
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 4224
  • Lot Size Sq Ft: 21788
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 392.42
  • Escrow State: FL
  • Minimum Lease: 1-7 Days
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 212.39
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • Planned Unit Development Yn: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-661-0243
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Blinds, Shades
  • Additional Rooms: Den/Library/Office,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 272.95

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Golf Course
  • Water Body Name: LAKE GRIFFIN
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Freshwater,Lake - Chain of Lakes,Marina
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0190E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Oversized

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Playground, Sidewalks
  • Association Fee: 546.34
  • Association Fee Frequency: Quarterly
  • Association Name: Harbor Hills HOA Sentry Management
  • Phone: 352-753-7000
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: See Deed Restrictions
  • Association Fee Requirement: Required
  • Association Email: Lara Parker / Lparker@gmail.com
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: www.harborhillshoa.com

Fee Information

  • Total Annual Fees: 2185.36
  • Total Monthly Fees: 182.11
  • Monthly HOA Amount: 182.11

Schools

  • Elementary School: Villages Elem of Lady Lake
  • High School: Leesburg High
  • Middle Or Junior School: Carver Middle

Lot Info

  • Zoning: PUD
  • Parcel Number: 13-18-24-0500-00C-01300
  • Additional Parcels: No
  • Lot Features: In County, On Golf Course, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See Deed restrictions

Tax Info

  • Tax Annual Amount: 6933.45
  • Tax Block: 00C
  • Tax Book Number: 30-13-27
  • Tax Lot: 13

Multi Family

  • Approval Process: Association appointment needed

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2025
Closed on
Oct 24, 2025
Sold by
Bought by
Seller's Agent
Lori Thomas
WESTIE REAL ESTATE
Buyer's Agent
Lori Thomas
WESTIE REAL ESTATE
List Price
$625,312
Sold Price
$624,000
Premium/Discount to List
-$1,312
-0.21%
Views
11
Current Estimated Value
$611,763

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,237
Avg. Annual Appreciation
-2.96%
Original Mortgage
$50,000
Outstanding Balance
$50,000
Interest Rate
6.26%
Mortgage Type
Seller Take Back
Estimated Equity
$561,763

Purchase Details

Listed on
Apr 26, 2022
Closed on
May 27, 2022
Sold by
Bought by
Seller's Agent
Liliana Whittington
SOUNDINGS, LLC
Buyer's Agent
Theresa Morris
MORRIS REALTY AND INVESTMENTS
List Price
$599,000
Sold Price
$580,000
Premium/Discount to List
-$19,000
-3.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.17%

Purchase Details

Closed on
May 5, 2016
Sold by
Bought by

Purchase Details

Closed on
May 1, 2016
Bought by

Purchase Details

Closed on
Feb 9, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 31, 2003
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$600,000 Summerland Title
$580,000 Brokers Title
-- Attorney
$100 --
$549,600 None Available
$208,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $50,000
Open $300,000
Previous Owner $400,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Sold $624,000 0.0% $212 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
07/16/2025 07/16/25 Price Changed $624,312 -0.2% $212 / Sq Ft
07/15/2025 07/15/25 For Sale $625,312 +7.8% $213 / Sq Ft
05/27/2022 05/27/22 Sold $580,000 -3.2% $197 / Sq Ft View Prior Sale
05/06/2022 05/06/22 Pending -- -- --
04/26/2022 04/26/22 For Sale $599,000 -- $204 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,933 $493,544 $110,000 $383,544
2025 $6,519 $491,219 $110,000 $381,219
2024 $6,519 $491,219 $110,000 $381,219
2023 $6,519 $478,993 $110,000 $368,993
2022 $3,419 $254,170 $0 $0
2021 $3,299 $246,770 $0 $0
2020 $3,456 $243,363 $0 $0
2019 $3,431 $237,892 $0 $0
2018 $3,287 $233,457 $0 $0
2017 $3,195 $228,656 $0 $0
2016 $3,184 $223,953 $0 $0
2015 $3,260 $222,397 $0 $0
2014 $3,264 $220,632 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5099568

Stellar MLS

APN: 13-18-24-0500-00C-01300

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