Seller's Agent in 2024
Julie Ray-Ritchie
Coldwell Banker Realty FM
(859) 466-1067
57 Total Sales
615 Garvey Ave Elsmere, KY 41018
Estimated Value: $196,000 - $213,926
2
Beds
1
Bath
912
Sq Ft
$228/Sq Ft
Est. Value
Highlights
- High Ceiling
- Private Yard
- Neighborhood Views
- Granite Countertops
- No HOA
- Cottage
About This Home
As of December 2024Discover refined living in this impeccably renovated luxury 2-bedroom home, where every detail has been thoughtfully addressed for your comfort. With a full brick facade and professional landscaping that enhances its curb appeal, this property offers a seamless blend of elegance and functionality. Inside, you'll find a meticulously updated interior with a sophisticated tiled bath, ample storage, and an inviting oversized layout. Step outside to your private oasis: a fenced yard with a well-appointed fire pit, perfect for outdoor gatherings. Additional features include a carport and shed, as well as covered front and back porches that extend your living space. This home is truly move-in ready, offering a refined lifestyle with no updates needed. Experience the charm and luxury of this exceptional residence—schedule your viewing today.
Last Agent to Sell the Property
Coldwell Banker Realty FM License #212265 Listed on: 09/26/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 1929
Lot Details
- Wood Fence
- Level Lot
- Flag Lot
- Cleared Lot
- Private Yard
- L Shaped lot attached to Fox street
Parking
- 1 Car Garage
- Oversized Parking
- Driveway
Home Design
- Cottage
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- 1-Story Property
- High Ceiling
- Ceiling Fan
- Fireplace
- Insulated Windows
- Window Treatments
- Panel Doors
- Family Room
- Living Room
- Breakfast Room
- Workshop
- Neighborhood Views
Kitchen
- Eat-In Galley Kitchen
- Gas Range
- Microwave
- Stainless Steel Appliances
- ENERGY STAR Qualified Appliances
- Granite Countertops
- Solid Wood Cabinet
Flooring
- Laminate
- Concrete
Bedrooms and Bathrooms
- 2 Bedrooms
- Dressing Area
- 1 Full Bathroom
Laundry
- Laundry on main level
- Stacked Washer and Dryer
Unfinished Basement
- Walk-Out Basement
- Basement Windows
Outdoor Features
- Covered Patio or Porch
- Fire Pit
- Shed
Schools
- Arnett Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 016-10-01-044.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2024
Closed on
Dec 18, 2024
Sold by
Bought by
Seller's Agent
Julie Ray-Ritchie
Coldwell Banker Realty FM
Buyer's Agent
Tom Maldonado
RE/MAX Victory + Affiliates
List Price
$214,000
Sold Price
$203,000
Premium/Discount to List
-$11,000
-5.14%
Views
68
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,732
Avg. Annual Appreciation
1.54%
Original Mortgage
$192,850
Outstanding Balance
$190,986
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$16,746
Purchase Details
Closed on
Jun 27, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,400
Interest Rate
6.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 14, 2003
Sold by
Bought by
Purchase Details
Closed on
Mar 3, 1997
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,300
Interest Rate
7.91%
Mortgage Type
FHA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $203,000 | Kentucky Land Title | ||
| $203,000 | Kentucky Land Title | ||
| $203,000 | Kentucky Land Title | ||
| $88,000 | Lawyers Title Of Cincinnati | ||
| $45,000 | -- | ||
| $52,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $192,850 | ||
| Previous Owner | $70,400 | ||
| Previous Owner | $52,300 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/18/2024 12/18/24 | Sold | $203,000 | -2.4% | $223 / Sq Ft |
| 11/22/2024 11/22/24 | Pending | -- | -- | -- |
| 11/18/2024 11/18/24 | Price Changed | $208,000 | -2.6% | $228 / Sq Ft |
| 11/11/2024 11/11/24 | Price Changed | $213,600 | 0.0% | $234 / Sq Ft |
| 11/06/2024 11/06/24 | Price Changed | $213,700 | 0.0% | $234 / Sq Ft |
| 10/30/2024 10/30/24 | Price Changed | $213,800 | 0.0% | $234 / Sq Ft |
| 10/22/2024 10/22/24 | Price Changed | $213,900 | 0.0% | $235 / Sq Ft |
| 10/16/2024 10/16/24 | Price Changed | $214,000 | 0.0% | $235 / Sq Ft |
| 10/16/2024 10/16/24 | For Sale | $214,000 | -2.1% | $235 / Sq Ft |
| 10/07/2024 10/07/24 | Off Market | $218,500 | -- | -- |
| 09/26/2024 09/26/24 | For Sale | $218,500 | -- | $240 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,084 | $203,000 | $20,000 | $183,000 |
| 2024 | $1,656 | $154,200 | $20,000 | $134,200 |
| 2023 | $1,616 | $154,200 | $20,000 | $134,200 |
| 2022 | $983 | $96,800 | $10,000 | $86,800 |
| 2021 | $1,657 | $96,800 | $10,000 | $86,800 |
| 2020 | $1,647 | $96,800 | $10,000 | $86,800 |
| 2019 | $1,625 | $96,800 | $10,000 | $86,800 |
| 2018 | $1,515 | $88,000 | $10,000 | $78,000 |
| 2017 | $1,405 | $88,000 | $10,000 | $78,000 |
| 2015 | $1,658 | $88,000 | $10,000 | $78,000 |
| 2014 | $1,622 | $88,000 | $10,000 | $78,000 |
Source: Public Records
Agents Affiliated with this Home
-
Julie Ray-Ritchie
-
Tom Maldonado
Buyer's Agent in 2024
Tom Maldonado
RE/MAX
(859) 780-3000
125 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 626840
APN: 016-10-01-044.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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