$274,000
SOLD JUL 31, 2026
4 Beds
2.5 Baths
3,560 Sq Ft
1.07 Acre Lot

Sale Details

Date Sold: July 31, 2026

$77 Per Sq Ft

4% Below List Price

29 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Whirlpool Bathtub
  • Wooded Lot
  • Pole Barn
  • 4 Car Attached Garage

About This Home

As of July 2026

Beautiful ranch-style home offering over 1.07 acres of private, wooded surroundings and deeded access to Hemingway Lake, located less than a quarter mile away. Enjoy excellent fishing, a convenient boat launch, and the peaceful lifestyle this property provides. This spacious home features 4 bedrooms, 2 full bathrooms, and 1 half bath, along with a finished 2 walkouts in the lower level. The inviting two-way gas fireplace serves as a focal point between the expansive living room and large dining room, creating a warm and welcoming atmosphere. Kitchen has updated stainless steel appliances and a large pantry with pull out shelves. The main floor also offers convenient first-floor laundry and abundant storage throughout. The oversized primary suite includes a large walk-in closet and a private bath featuring a double vanity, walk-in shower, and relaxing jacuzzi tub. Recent updates include quality vinyl flooring, fresh paint, and a new central air conditioning unit. The walkout lower level provides exceptional flexibility with 3 additional bedrooms, a kitchenette, and a full bathroom—ideal for guests, extended family, or multi-generational living. Outside, you'll find a covered deck overlooking nature, four seasons room, enclosed garden area, a circular driveway, natural gas service, and a paved road location. The property also includes an all-metal pole barn with a concrete floor and a whole-house Generac generator for added convenience and peace of mind. A rare opportunity to enjoy space, privacy, and lake access while remaining close to everyday amenities.

Last Agent to Sell the Property

Wendy Schmitz

Real Estate One Great Lakes Bay License #SBR-6501393960 Listed on: 06/11/2026

Real Estate One Great Lakes Bay

Last Buyer's Agent

Kimberly Cryderman

RE/MAX Classic License #6501326263

RE/MAX Classic

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1994

Lot Details

  • 1.07 Acre Lot
  • Lot Dimensions are 204x249x180x61x360
  • Rural Setting
  • Irregular Lot
  • Wooded Lot

Parking

  • 4 Car Attached Garage

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • Vinyl Flooring

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 2.5 Bathrooms
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Basement Window Egress

Outdoor Features

  • Deck
  • Pole Barn

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank

Community Details

  • Hemingway Lake Heights Subdivision

Listing and Financial Details

  • Assessor Parcel Number 013-080-036-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,668

Year Built

Built in 1994

Lot Details

1.07 Acres

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 3667.76
  • Total Tax Year: 2025
  • Year Built: 1994
  • Mail City: Otter Lake
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces: DinRoom Fireplace, LivRoom Fireplace
  • Basement: Yes
  • Basement: Egress/Daylight Windows, Finished, Full, Outside Entrance, Walk Out
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 20 x 18
  • Bedroom 2: In Basement, Dimensions: 13 x 13
  • Bedroom 3: In Basement, Dimensions: 13 x 12
  • Bedroom 4: In Basement, Dimensions: 13 x 16
  • Bathrooms Description: Whirlpool/Hot Tub
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: Dimensions: 11 x 12, On Level: First
  • Bathroom 2: Dimensions: 10 x 10, On Level: Basement
  • Room Types: First Floor Laundry, First Flr Primary Bedroom, Basement Full Bath, First Flr Lavatory, First Flr Full Bathroom, Primary Bdrm Suite, Primarybdrm Lavatory, Pantry
  • Dining Room: On 1st Floor, Dimensions: 18 x 15
  • Dining Room Floor Covering: Vinyl
  • Kitchen: On 1st Floor, Dimensions: 18 x 11
  • Kitchen Floor Covering: Vinyl
  • Laundry: On 1st Floor, Dimensions: 18 x 8
  • Living Room: On 1st Floor, Dimensions: 14 x 18
  • Living Room Floor Covering: Vinyl
  • Below Grade Sq Ft: 1860
  • Finished Below Grade Sq Ft: 1700
  • Above Grade Finished Sq Ft: 1860
  • Total Finished Sq Ft: 3560
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Deck
  • Foundation: Basement
  • Frontage: 204
  • Lake Name: Hemingway Lake Deeded Acc
  • Road: Paved Street
  • Water Features: Lake/River Access
  • Out Buildings: Pole Barn
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 4
  • Parking: 3 or More Spaces
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Private Well
  • Cooling: Ceiling Fan(s), Central A/C

Lot Info

  • Assessor Parcel Number: 013-080-036-00
  • Zoning: Residential
  • Lot Description: Deep Lot - 150+ Ft., Treed
  • Lot Dimensions: 204x249x180x61x360
  • Acreage: 1.07
  • Geo Subdivision: MI
  • Site/Lot Features: Rural, Irregular, Wooded

Tax Info

  • Summer Tax: Year: 2025, Amount: $1,421.34
  • Winter Tax: Year: 2025, Amount: $2,246.42
  • Total Tax: Year: 2025, Amount: $3,667.76

MLS Schools

  • School District: Lakeville Comm School District

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2026
Closed on
Jul 31, 2026
Sold by
Nesbitt Charles K and Nesbitt Kelly
Bought by
Seller's Agent
Wendy Schmitz
Real Estate One Great Lakes Bay
Buyer's Agent
Kimberly Cryderman
RE/MAX Classic
List Price
$285,000
Sold Price
$274,000
Premium/Discount to List
-$11,000
-3.86%
Views
90

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.41%

Purchase Details

Listed on
Oct 27, 2023
Closed on
Jan 4, 2024
Sold by
Swartwood Linda M and Oconnor Timothy
Bought by
Nesbitt Charles K and Nesbitt Kelly
Seller's Agent
Wyatt Wilson
Real Estate by Tremaine
Buyer's Agent
Wendy Schmitz
Real Estate One Great Lakes Bay
List Price
$260,000
Sold Price
$247,500
Premium/Discount to List
-$12,500
-4.81%
Views
159

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.04%
Original Mortgage
$120,000
Interest Rate
7.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2023
Sold by
Swartwood Linda M
Bought by
Swartwood Linda M and Oconnor Timothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,000
Interest Rate
6.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 22, 2008
Sold by
Deutsche Bank National Trust Co
Bought by
Swartwood Dean L and Swartwood Linda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,925
Interest Rate
6.1%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 29, 2006
Sold by
Vick Barbaraellen
Bought by
Deutsche Bank
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Otter Lake, MI

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $247,500 Liberty Title
Quit Claim Deed -- Liberty Title
Deed $137,000 --
Sheriffs Deed $171,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $120,000 New Conventional
Previous Owner $194,000 New Conventional
Previous Owner $131,626 FHA
Previous Owner $135,925 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/31/2026 07/31/26 Sold $274,000 -3.9% $77 / Sq Ft
07/13/2026 07/13/26 Pending -- -- --
07/10/2026 07/10/26 For Sale $285,000 0.0% $80 / Sq Ft
07/01/2026 07/01/26 Pending -- -- --
06/27/2026 06/27/26 For Sale $285,000 0.0% $80 / Sq Ft
06/18/2026 06/18/26 Pending -- -- --
06/13/2026 06/13/26 For Sale $285,000 +15.2% $80 / Sq Ft
01/05/2024 01/05/24 Sold $247,500 -2.9% $133 / Sq Ft View Prior Sale
11/28/2023 11/28/23 Price Changed $255,000 -1.9% $137 / Sq Ft
10/27/2023 10/27/23 For Sale $260,000 -- $140 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,668 $157,000 $0 $0
2025 $2,002 $147,000 $0 $0
2024 $1,920 $148,800 $0 $0
2023 $712 $110,500 $0 $0
2022 $1,869 $102,100 $0 $0
2021 $1,683 $89,100 $0 $0
2020 $1,668 $70,000 $0 $0
2019 $1,689 $66,800 $0 $0
2018 $1,683 $74,200 $74,200 $0
2017 $1,711 $74,400 $0 $0
2016 $1,748 $62,800 $62,800 $0
2015 -- $0 $0 $0
2014 -- $60,800 $60,800 $0
2013 -- $59,900 $59,900 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50210970

Michigan Multiple Listing Service

APN: 013-080-036-00

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