$2,060,000
SOLD AUG 5, 2026

620 Lagoon Dr Destin, FL 32541

Destin Area
3 Beds
3 Baths
2,211 Sq Ft
10,454 Sq Ft Lot

Sale Details

Date Sold: August 5, 2026

$932 Per Sq Ft

13% Below List Price

257 Days on Market

Highlights

  • Waterfront
  • Community Boat Dock
  • Boat Lift
  • Destin Elementary School Rated A-
  • Parking available for a boat
  • Deeded access to the beach

About This Home

As of August 2026

***Under contract with a 72-hour kick-out clause*** Located in the exclusive and highly sought-after community of Holiday Isle, 620 Lagoon Drive offers the ultimate coastal lifestyle. This beautifully maintained two-story home sits on a serene waterfront lot with immaculate landscaping and an oversized driveway, perfect for guests. The large two-car garage offers ample storage, a work area, and hurricane-resistant garage doors. Inside, the first floor offers a spacious bedroom with an ensuite bath and a walk-in closet. Upstairs, the heart of the home unfolds with an open-concept living, dining, and eat-in kitchen--perfect for gathering and entertaining. The kitchen has been recently renovated with modern finishes and high-end design, while the master bath has been reimagined as a spa-like retreat. Step outside to enjoy sweeping water views from the newly redone upper deck. The backyard has been completely transformed with a new heated pool, all-new upper and lower decking, fresh stonework, fencing, landscaping, and an outdoor grill. Boaters will appreciate the fully redone sea walls and pilons, along with all-new docks and three boat slips (two equipped with lifts) for effortless access to the water. Notable upgrades include new doors and sliders throughout, new exterior lighting, two new tankless water heaters, a whole-house water filtration system, a new roof, and new storm force shutters. Adding to its appeal, the property includes deeded beach access just a short .24-mile walk to the Gulf, making it easy to enjoy sugar-white sand and emerald waters whenever you please. Holiday Isle is a private three-mile peninsula nestled between the Gulf of Mexico and Destin Harbor, celebrated for its pristine beaches, scenic walking and biking trails, and tranquil neighborhoods. Residents enjoy convenient access to dining, shopping, golf, fishing, and all the entertainment Destin has to offer while still living in a quiet, resort-style community. Whether you're seeking a primary residence, second home, or investment property, 620 Lagoon is a rare opportunity to experience the best of Destin living. Schedule your private showing today and discover why Holiday Isle is one of Destin's most treasured communities.

Last Agent to Sell the Property

Amy Wiggins

The Beach Group Properties LLC License #3485239 Listed on: 09/29/2025

Last Buyer's Agent

Test Test

ECN - Unknown Office

Range of Values:

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Value Increase
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Percent Increase
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,959

Year Built

  • Built in 1983

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 80 x 130
  • Fenced
  • Sprinkler System
  • Private Yard

Parking

  • 2 Car Attached Garage
  • Parking available for a boat

Property Views

  • Gulf
  • Canal

Home Design

  • Beach House
  • Newly Painted Property
  • Cement Board or Planked
  • Stucco

Interior Spaces

  • 2,211 Sq Ft Home
  • 2-Story Property
  • Window Treatments
  • Living Room

Kitchen

  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Canal Access
  • Bulkhead
  • Boat Lift
  • Boat Slip
  • Docks
  • Balcony
  • Covered Deck
  • Covered Patio or Porch
  • Outdoor Grill

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater

Listing and Financial Details

  • Short Term Rentals Allowed
  • Assessor Parcel Number 00-2S-24-2186-000E-0740

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include management
  • Holiday Isle Subdivision

Recreation

  • Community Boat Dock
  • Waterfront
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,959

Year Built

Built in 1983

Lot Details

10,454 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 80 x 130
  • Road Frontage Type: City Street
  • Subdivision Name: HOLIDAY ISLE
  • Directions: From Hwy 98, turn on Gulf Shore Drive. Follow Gulf Shore Drive and turn right on Moreno Point Drive, then turn left on Lagoon. 620 Lagoon Drive will be on your left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1983
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Tankless Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Flooring: Hardwood, Tile
  • Interior Amenities: Newly Painted, Washer/Dryer Hookup
  • Window Features: Window Treatments

Exterior Features

  • Fencing: Fenced Lot-All
  • Lot Features: Bulkhead/Seawall, Within 1/2 Mile to Water
  • Pool Features: Heated, In Ground
  • View: Canal, Gulf
  • Waterfront Features: Canal Access
  • Waterfront: Yes
  • Construction Type: Stucco, Siding CmntFbrHrdBrd
  • Exterior Features: Outdoor Grill, Balcony, Boat Slip, Boatlift, Dock, Private Yard, Pool - Gunite Concrt, Sprinkler System
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered, Patio Open
  • Property Condition: Construction Complete, Renovated
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Boat
  • Total Parking Spaces: 7

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Access, Dock, Fishing, Waterfront, Pets Allowed, Short Term Rental - Allowed
  • Association: Yes

Fee Information

  • Association Fee Includes: Management

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel #: 00-2S-24-2186-000E-0740
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 14959.08
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 5, 2022
Sold by
Burns Terrence M and Burns Susan E
Bought by

Purchase Details

Closed on
Feb 23, 2015
Sold by
Burns Terrence M and Black Susan E
Bought by
Burns Terrence M and Black Susan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$403,696
Interest Rate
3.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 16, 2004
Sold by
Okaloosa County
Bought by
Burns Terrence M
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Destin, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,780,000 Mcgill Escrow & Title
Interfamily Deed Transfer -- Attorney
Quit Claim Deed -- Associated Land Title Group
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $411,400 New Conventional
Previous Owner $403,696 New Conventional
Previous Owner $445,500 Fannie Mae Freddie Mac
Previous Owner $386,570 New Conventional
Previous Owner $379,000 Unknown
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/05/2026 08/05/26 Sold $2,060,000 -5.5% $932 / Sq Ft
06/13/2026 06/13/26 Pending -- -- --
04/30/2026 04/30/26 Price Changed $2,180,000 -4.4% $986 / Sq Ft
03/06/2026 03/06/26 Price Changed $2,280,000 -2.1% $1,031 / Sq Ft
01/21/2026 01/21/26 Price Changed $2,330,000 -2.1% $1,054 / Sq Ft
09/29/2025 09/29/25 For Sale $2,380,000 -- $1,076 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,604 $1,356,526 $775,174 $581,352
2024 $14,719 $1,301,380 $745,360 $556,020
2023 $14,719 $1,270,662 $745,360 $525,302
Source: Public Records

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 986414

Emerald Coast Association of REALTORS®

APN: 00-2S-24-2186-000E-0740

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