NOT LISTED FOR SALE

622 Minnesota Ave Saint Cloud, FL 34769

Downtown Saint Cloud Neighborhood

Estimated Value: $199,000 - $223,561

2 Beds
1 Bath
858 Sq Ft
$242/Sq Ft Est. Value

Last Sold July 12, 2021

Last sale price $115,000 $134 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $1,232/month

3 Days on Market

Highlights

  • Parking available for a boat
  • Property is near a marina
  • Corner Lot
  • Oak Trees
  • Property is near public transit
  • No HOA

About This Home

As of July 2021

Cute and cozy home in the heart of St. Cloud. Lots of greenery on this lovely 50'x150' corner lot. There are two bedrooms and one bath. The home has piped-in natural gas for the range and hot water heater. The kitchen has been partially remodeled, and all kitchen appliances will stay. The bath features a large step-in shower. The back yard is fenced for furry friends, and there is a detached one-car garage. There are many possibilities for this vintage home. It just needs your ideas. Enjoy very low taxes, and no HOA! Check out this home, which is located 6 blocks from East Lake Toho, a popular waterskiing and fishing lake with walking path, marina, restaurant, beach and splashpad.

Last Agent to Sell the Property

Don Ruizzo

ASSIST 2 SELL ACE FULL SERVICE REALTY License #676753 Listed on: 06/13/2021

Co-Listed By

Janice Ruizzo

ASSIST 2 SELL ACE FULL SERVICE REALTY License #676754

Last Buyer's Agent

Don Ruizzo

ASSIST 2 SELL ACE FULL SERVICE REALTY License #676753 Listed on: 06/13/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $335

Year Built

  • Built in 1909

Lot Details

  • 7,492 Sq Ft Lot
  • Lot Dimensions are 50x150
  • East Facing Home
  • Wood Fence
  • Mature Landscaping
  • Corner Lot
  • Level Lot
  • Oak Trees
  • Property is zoned SR2

Parking

  • 1 Car Garage
  • On-Street Parking
  • Parking available for a boat

Home Design

  • Bungalow
  • Wood Frame Construction
  • Metal Roof
  • Stucco

Interior Spaces

  • 858 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Crawl Space
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Brick
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Property is near a marina
  • Enclosed Patio or Porch
  • Separate Outdoor Workshop
  • Shed

Location

  • Property is near public transit
  • City Lot

Utilities

  • Cooling System Mounted To A Wall/Window
  • Space Heater
  • Natural Gas Connected
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • St Cloud Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$335

Year Built

Built in 1909

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow
  • Construction Materials: Stucco, Wood Frame
  • Fireplace: No
  • Living Area: 858
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1909
  • Building Area Total: 956
  • Lot Size Sq Ft: 7492
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5052038?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5052038?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.76667
  • Price per Sq Ft: 134.03
  • Close to Original List Price Ratio: 0.76667
  • Ratio: Current Price\Building Area Total: 120.29
  • View: No
  • Co List Office Mls Id: 272506743
  • Co List Office Phone: 407-892-1001
  • Ownership: Fee Simple
  • Tax Year: 2020
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Brick/Stone, Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Crawlspace
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Room Count: 5

Exterior Features

  • Direction Faces: East
  • Other Structures: Shed(s), Workshop
  • Exterior Features: Fenced
  • Roof: Metal
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Front Porch
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Disclosures: Lead Paint, Seller Property Disclosure

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Boat, Curb Parking
  • Covered Parking Spaces: 1
  • Open Parking: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Natural Gas Connected, Street Lights
  • Cooling: Wall/Window Unit(s)
  • Heating: Space Heater
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Approval Required YN: No

Lot Info

  • Zoning: SR2
  • Parcel Number: 01-26-30-0001-0042-0110
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: Corner Lot, City Lot, Level, Near Marina, Near Public Transit
  • Lot Dimensions: 50x150
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 7 Months
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 334.66
  • Tax Block: 42
  • Tax Book Number: B-34
  • Tax Lot: 11

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 11, 2022
Sold by
Mark Bowers Llc
Bought by
Allen Katie
Current Estimated Value
$207,890

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,700
Outstanding Balance
$191,653
Interest Rate
4.72%
Mortgage Type
New Conventional
Estimated Equity
$16,237

Purchase Details

Closed on
Oct 13, 2021
Sold by
Bowers Mark V
Bought by
Mark Bowers Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,831
Interest Rate
2.23%

Purchase Details

Listed on
Jun 13, 2021
Closed on
Jul 12, 2021
Sold by
Jordan Cari L and Jordan William D
Bought by
Bowers Mark V
Seller's Agent
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
Buyer's Agent
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
List Price
$150,000
Sold Price
$115,000
Premium/Discount to List
-$35,000
-23.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.93%

Purchase Details

Closed on
Jun 29, 2007
Sold by
Jordan William D
Bought by
Jordan William D and Jordan Cari L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.35%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jul 12, 2004
Sold by
Jordan William D
Bought by
Jordan William D and Jordan Cari L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
7.25%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jun 29, 2001
Sold by
Azeez Abdool and Azeez Brihaspati
Bought by
Jordon William Dale

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,000
Interest Rate
7.23%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Allen Katie $217,500 Land Title
Mark Bowers Llc -- Land Title Professionals Llc
Bowers Mark V $115,000 Stewart Title Company
Jordan William D -- Central Florida Title & Escr
Jordan William D -- Fidelity Land Title & Escrow
Jordon William Dale $59,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Allen Katie $203,700
Previous Owner Mark Bowers Llc $105,831
Previous Owner Jordan William D $85,000
Previous Owner Jordan William D $75,000
Previous Owner Jordon William Dale $59,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/12/2021 07/12/21 Sold $115,000 -23.3% $134 / Sq Ft
06/16/2021 06/16/21 Pending -- -- --
06/13/2021 06/13/21 For Sale $150,000 -- $175 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,797 $147,109 -- --
2024 $1,741 $142,964 -- --
2023 $1,741 $138,800 $42,500 $96,300
2022 $1,954 $108,200 $35,100 $73,100
2021 $343 $43,406 $0 $0
2020 $335 $42,807 $0 $0
2019 $321 $41,845 $0 $0
2018 $239 $37,353 $0 $0
2017 $228 $36,585 $0 $0
2016 $216 $35,833 $0 $0
2015 $215 $35,584 $0 $0
2014 $211 $35,302 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Don Ruizzo

    Seller's Agent in 2021

    Don Ruizzo

    ASSIST 2 SELL ACE FULL SERVICE REALTY

    (407) 873-7803

    21 in this area

    96 Total Sales

    Don Ruizzo
    Section Image
  • Janice Ruizzo

    Seller Co-Listing Agent in 2021

    Janice Ruizzo

    ASSIST 2 SELL ACE FULL SERVICE REALTY

    (407) 460-4335

    20 in this area

    84 Total Sales

    Janice Ruizzo
    Section Image
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Map

Source: Stellar MLS

MLS Number: S5052038

Stellar MLS

APN: 01-26-30-0001-0042-0110

Florida Osceola County Saint Cloud 34769 Downtown Saint Cloud

622 Minnesota Ave, Saint Cloud, FL

Not Listed for Sale

Detached

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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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