$2,520,000
SOLD MAY 5, 2026

623 Concord Ln Holmes Beach, FL 34217

3 Beds
2 Baths
2,379 Sq Ft
0.26 Acre Lot

Sale Details

Date Sold: May 5, 2026

$1,059 Per Sq Ft

3% Below List Price

40 Days on Market

Highlights

  • 100 Feet of Salt Water Canal Waterfront
  • Gunite Pool
  • Canal View
  • Boat Lift
  • Open Floorplan
  • Vaulted Ceiling

About This Home

As of May 2026

Experience coastal luxury in this stunning waterfront home located in the highly sought-after Key Royale community. Completely remodeled to the studs in 2021, the residence features a substantial addition that introduced a generously sized family room which is ideal for guest overflow, a dedicated movie room, or a relaxed secondary living area. This meticulous renovation ensures unparalleled peace of mind, featuring a metal roof with spray foam insulation, durable Hardie board siding, and all-new plumbing, air ducts, and electrical systems. The convenience of ground-level living is coupled with the incredible security of a Garrison Flood Prevention system, installed in 2025 at all eight potential water intrusion points. The open-concept layout features a true chef’s kitchen anchored by an oversized island and sleek, custom cabinetry. The heart of the home is designed for the ultimate Florida lifestyle, where opening the large sliding glass doors creates a seamless connection between the interior and the expansive outdoor living space, making it incredibly convenient to host large gatherings while enjoying the coastal breeze. Sophistication meets functionality with Kohler fixtures throughout and a premium Toto Neorest washlet in the primary suite. For the modern professional or host, custom Monarch Murphy beds in the guest bedroom and office offer effortless versatility, while remote-controlled blinds in the den, dining area, and patio doors allow for instant privacy. You can control this entire smart home directly from your phone, including multiple security cameras, alarm and locking systems, and Z-wave lighting throughout. The outdoor living space is a true resort, centered around a sparkling pool and spa surrounded by lush landscaping, an irrigation system, and elegant landscape lighting. Boaters will enjoy the high-end Trex dock, which includes a 7,500-pound lift, a rough-in for a 16,000-pound lift, and multiple locations for electric and water service. Thoughtful additions such as an outdoor shower and 30-amp RV outlets at the front ensure this estate is as practical as it is beautiful, offering a rare turnkey lifestyle in an exquisite waterfront setting. Call today for your private showing!

Last Agent to Sell the Property

Joey Hutchinson

DUNCAN REAL ESTATE, INC. Brokerage Phone: 941-779-0304 License #3444212 Listed on: 01/18/2026

Last Buyer's Agent

Josh Garfield

COLDWELL BANKER REALTY License #3082096

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $21,699

Year Built

  • Built in 1967

Lot Details

  • 11,456 Sq Ft Lot
  • 100 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • South Facing Home
  • Landscaped
  • Irrigation Equipment
  • Property is zoned R1AA

Parking

  • 2 Car Attached Garage

Property Views

  • Canal
  • Pool

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • HardiePlank Type

Interior Spaces

  • 2,379 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Family Room
  • Combination Dining and Living Room
  • Home Office
  • Tile Flooring

Kitchen

  • Range with Range Hood
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer

Pool

  • Gunite Pool
  • Heated Spa
  • In Ground Spa

Outdoor Features

  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Exterior Lighting

Location

  • Flood Insurance May Be Required
  • Property is near golf course

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Property has a Home Owners Association
  • Key Royale Community
  • Key Royale 7Th Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$21,699

Year Built

Built in 1967

Lot Details

0.26 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, HardiPlank Type
  • Fireplace: No
  • Living Area: 2379
  • Lot Size Acres: 0.26
  • New Construction: No
  • Year Built: 1967
  • Building Area Total: 2907
  • Lot Size Sq Ft: 11456
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 270.07
  • Escrow State: FL
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 1059.27
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 941-779-0304
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Living Area Meters: 221.02

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated
  • Exterior Features: Lighting
  • Roof: Metal
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Canal - Saltwater
  • Water Extras: Lift,Seawall - Concrete
  • Water Frontage Feet Canal Salt: 100
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Panel: 12081C0139F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1AA
  • Parcel Number: 7297700002
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, City Limits, Landscaped, Near Golf Course
  • Flood Zone Code: AE

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See city of Holmes Beach for restrictions and ordinances

Tax Info

  • Tax Annual Amount: 21698.6
  • Tax Book Number: 13-69
  • Tax Lot: 13

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 18, 2026
Closed on
Apr 30, 2026
Sold by
Bought by
Seller's Agent
Joey Hutchinson
DUNCAN REAL ESTATE, INC.
Buyer's Agent
Josh Garfield
COLDWELL BANKER REALTY
List Price
$2,595,000
Sold Price
$2,520,000
Premium/Discount to List
-$75,000
-2.89%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.19%
Original Mortgage
$2,000,000
Outstanding Balance
$2,000,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$554,987

Purchase Details

Closed on
Nov 14, 2024
Sold by
Bought by

Purchase Details

Listed on
Jan 23, 2019
Closed on
Jun 6, 2019
Sold by
Bought by
Seller's Agent
Paige Rogers
DUNCAN REAL ESTATE, INC.
Buyer's Agent
STEVEN BARBAGALLO
FINE PROPERTIES
List Price
$750,000
Sold Price
$718,000
Premium/Discount to List
-$32,000
-4.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.76%

Purchase Details

Closed on
Dec 19, 2007
Sold by
Bought by

Purchase Details

Closed on
Oct 2, 2006
Sold by
Bought by

Purchase Details

Closed on
Jul 29, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$776,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 1, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$776,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $2,520,000 Vandyk Mortgage Corporation
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Deed $718,000 Barnes Walker Title Inc
Quit Claim Deed -- None Available
Warranty Deed -- One Stop Title Agency Inc
Warranty Deed $1,000,000 One Stop Title Agency Inc
Warranty Deed $780,000 One Stop Title Agency Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $2,000,000 New Conventional
Previous Owner $776,000 Purchase Money Mortgage
Previous Owner $780,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/05/2026 05/05/26 Sold $2,520,000 -2.9% $1,059 / Sq Ft
02/27/2026 02/27/26 Pending -- -- --
01/18/2026 01/18/26 For Sale $2,595,000 +261.4% $1,091 / Sq Ft
06/06/2019 06/06/19 Sold $718,000 -4.3% $418 / Sq Ft View Prior Sale
04/27/2019 04/27/19 Pending -- -- --
02/04/2019 02/04/19 For Sale $750,000 0.0% $437 / Sq Ft
01/25/2019 01/25/19 Pending -- -- --
01/23/2019 01/23/19 For Sale $750,000 -- $437 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,307 $1,362,433 $765,000 $597,433
2023 $18,063 $1,369,891 $680,000 $689,891
2022 $15,804 $1,117,376 $500,000 $617,376
2021 $11,956 $733,196 $450,000 $283,196
2020 $11,381 $661,043 $400,000 $261,043
2019 $11,322 $661,043 $400,000 $261,043
2018 $11,177 $649,374 $400,000 $249,374
2017 $10,031 $615,220 $0 $0
2016 $9,259 $547,352 $0 $0
2015 $7,837 $580,238 $0 $0
2014 $7,837 $473,293 $0 $0
2013 $7,108 $411,559 $295,700 $115,859
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4678695

Stellar MLS

APN: 72977-0000-2

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