NOT LISTED FOR SALE

Estimated Value: $379,434 - $453,000

3 Beds
3 Baths
2,140 Sq Ft
$198/Sq Ft Est. Value

Last Sold May 08, 2020

Last sale price $275,000 $129 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $2,588/month

12 Days on Market

Highlights

  • River Access
  • Waterfront
  • Deck
  • New Construction
  • Open Floorplan
  • Double Shower

About This Home

As of May 2020

Awesome curb appeal!!! Beautiful Double Entry Doors. Covered Front Porch. Covered Back Porch and Concrete Patio.



Enter into spacious open floor plan with specialty ceilings, stacked stone fireplace, site finished hardwoods, combined with formal dining, beautiful white custom cabinets with granite counter tops. Stainless appliances. Split Bedroom Plan. BASEMENT: Bonus room/4th bedroom with full bath. Oversized two car garage.



Quality construction throughout!!

Last Agent to Sell the Property

Ava Rowan

Horizon Sotheby's International Realty License #288108 Listed on: 03/23/2020

Last Buyer's Agent

Kim Bass

The Group Real Estate Brokerage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,446

Year Built

  • Built in 2020 | New Construction

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 120x240x30
  • Waterfront
  • Rural Setting
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Garage
  • Basement Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,140 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Great Room with Fireplace
  • Living Room with Fireplace
  • Formal Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Water Views
  • Finished Basement
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower
  • Double Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • River Access
  • Deck
  • Covered Patio or Porch

Schools

  • Saddle Ridge Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Ginger Lake Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0.17 098

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,446

Year Built

Built in 2020 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.34
  • Lot Size: 120x240x30
  • Subdivision Name: Ginger Lake Ests
  • Directions: Hwy. 27 South toward LaFayette, right on Turnipseed, left on Farming Rock, right on Goodson Circle, right onto Ginger Lake Dr., house is on the left around the bend.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2140.0
  • New Construction: Yes
  • Structure Type: Free Standing Building
  • Year Built: 2020
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 0.17 098
  • Location Tax and Legal Elementary School: Saddle Ridge Elem
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: Yes
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.34
  • General Property Information Lot Size Square Feet2: 14810.4
  • General Property Information Lot Size Dimensions: 120x240x30
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Roof Asphalt5: Yes
  • Security Features:Smoke Detector(s): Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Split Bedrooms2: Yes
  • View:Water2: Yes
  • Lot Features Rural: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Interior Features Double Shower: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Cathedral Ceiling(s), Double Shower, Double Vanity, Granite Counters, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Plans
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Partial: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Level, Rural, Split Possible
  • View: Water, Other
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick, Stone, Vinyl Siding, Other
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Split Possible: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Saddle Ridge Elem
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 14810.4
  • Additional Parcels: No
  • Parcel #: 0.17 098
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2020
Closed on
May 8, 2020
Sold by
Hartman Lee
Bought by
Oconnor Michael Joseph and Oconnor Jennifer
Seller's Agent
Ava Rowan
Horizon Sotheby's International Realty
Buyer's Agent
Kim Bass
The Group Real Estate Brokerage
List Price
$275,000
Sold Price
$275,000
Current Estimated Value
$423,109

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$148,109
Avg. Annual Appreciation
7.89%
Original Mortgage
$220,000
Outstanding Balance
$197,745
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$214,072

Purchase Details

Closed on
Sep 3, 2019
Sold by
Baker & Summers Construction & Co Inc
Bought by
Hartman Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,250
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 25, 2006
Sold by
Not Provided
Bought by
Baker & Summers Construction and Co Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oconnor Michael Joseph $275,000 --
Hartman Lee $60,000 --
Baker & Summers Construction -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oconnor Michael Joseph $220,000
Previous Owner Hartman Lee $208,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2024 09/21/24 Off Market $275,000 -- --
05/08/2020 05/08/20 Sold $275,000 0.0% $129 / Sq Ft
04/04/2020 04/04/20 Pending -- -- --
03/23/2020 03/23/20 For Sale $275,000 -- $129 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,446 $160,758 $14,000 $146,758
2023 $3,345 $152,758 $14,000 $138,758
2022 $3,219 $133,750 $14,000 $119,750
2021 $2,987 $112,446 $14,000 $98,446
2020 $1,962 $71,030 $14,000 $57,030
2019 $218 $8,000 $8,000 $0
2018 $212 $8,000 $8,000 $0
2017 $240 $8,000 $8,000 $0
2016 $291 $14,000 $14,000 $0
2015 $156 $6,000 $6,000 $0
2014 $151 $6,000 $6,000 $0
2013 -- $6,000 $6,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1315322

Greater Chattanooga REALTORS®

APN: 0317-098