$334,900
PENDING $24K PRICE DROP

Estimated payment $2,757/month

Total Views 5,357
3 Beds
2.5 Baths
1,774 Sq Ft
$189 Price per Sq Ft

Highlights

  • Fitness Center
  • Pond View
  • Traditional Architecture
  • Oak Trees
  • Clubhouse
  • Loft

About This Home

Under contract-accepting backup offers. ** ASSUMABLE 3.25% INTEREST RATE — BUYER SAVES HUNDREDS PER MONTH ** | 6230 Camino Drive, Apollo Beach, FL 33572 | 3 Bedrooms | 2 Full / 1 Half Baths | 1,774 Sq Ft | End Unit | Pond View Stop scrolling. If you are buying a home in today's market, an assumable mortgage at 3.25% is one of the most valuable opportunities you will find anywhere in Tampa Bay right now. At current market rates, assuming this loan instead of taking a new mortgage could save a qualified buyer several hundred dollars every single month for the life of the loan. That is real money, and it is built right into this listing. Now add this to the picture. A meticulously maintained 2020 end-unit townhome in one of Apollo Beach's most sought-after master-planned communities, with a screened pond-view patio, an upgraded epoxy-coated garage floor, quartz countertops throughout, and a loft that gives you flexible space most townhomes in this price range simply do not offer. This is not a compromise home. This is a smart home for a smart buyer who knows how to read a market. The main level lives large with an open-concept layout, tile flooring throughout, and a chef-ready kitchen anchored by a center island with breakfast bar seating, 42-inch upper cabinets with crown molding, stainless steel appliances, subway tile backsplash, recessed and pendant lighting, and a spacious pantry. Sliding glass doors from the dining area open to a covered and screened patio overlooking a peaceful pond and green space — a rare find in this community and the kind of view that turns a house into a home the moment you walk through it. Upstairs, the primary suite features a tray ceiling, large walk-in closet, and a private en-suite bath with dual sinks, quartz countertops, an oversized walk-in shower, and a separate water closet. Two additional generously sized bedrooms share a full bath also finished with quartz countertops. The loft creates a natural fourth flex space perfect for a home office, media room, or playroom. The pie-shaped end-unit lot delivers added side yard space and privacy that interior units cannot match, and the epoxy-finished garage is as polished as the rest of the home. Waterset wraps it all up with resort-style amenities including multiple pools, fitness centers, miles of walking and biking trails, dog parks, playgrounds, and courts for basketball, pickleball, and tennis. A 20-acre recreation area and active community event calendar make this feel less like a neighborhood and more like a destination. Walkable access to Waterset Plaza puts dining, grocery, a gym, and entertainment literally outside your door. Minutes to Tampa, MacDill AFB, and all major commuter routes. No flood zone. Low HOA. And an interest rate that buyers in today's market would pay a premium to get their hands on. Ask your agent about assumable loan qualification. This one will not last once the right buyer runs the numbers.

Listing Agent

Shawna Calvert

27NORTH REALTY Brokerage Phone: 630-803-8506 License #3463049 Listed on: 01/11/2026

27NORTH REALTY

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 2020

Lot Details

  • 2,750 Sq Ft Lot
  • End Unit
  • East Facing Home
  • Oak Trees

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,774 Sq Ft Home
  • Tray Ceiling
  • Double Pane Windows
  • Drapes & Rods
  • Blinds
  • Sliding Doors
  • Great Room
  • Dining Room
  • Loft
  • Inside Utility
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Private Water Closet
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Doby Elementary School
  • Eisenhower Middle School
  • East Bay High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, escrow reserves fund, maintenance structure, ground maintenance, recreational facilities
  • Castle Management Group Association, Phone Number (813) 677-2113
  • Visit Association Website
  • Waterset HOA
  • Built by Park Square
  • Waterset Ph 4A South Subdivision, Lincoln Floorplan
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park

Pet Policy

  • No Pets Allowed

Townhouse Details

Home Type

Townhome

Year Built

Built in 2020

Lot Details

2,750 Sq Ft Lot

HOA Fees

$245 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Townhouse
  • Architectural Style: Traditional
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1774
  • Lot Size Acres: 0.06
  • New Construction: No
  • Year Built: 2020
  • Building Area Total: 2258
  • Lot Size Sq Ft: 2750
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 209.77
  • Escrow State: FL
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 188.78
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: End Unit
  • Amenities Additional Fees: There are 4 pools, 2 clubhouses, gym, multiple parks, lakes, walking trails, dog parks, and 2 anchor shopping plazas. You will have access to Tennis courts, pickleball courts, exercise trails, basketball courts and a 20 acre outdoor recreation park.
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Lake,Waterfront
  • Attribution Contact: 630-803-8506
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Eat-in Kitchen, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Window Features: Blinds, Double Pane Windows, Drapes
  • Additional Rooms: Great Room,Inside Utility,Loft
  • Living Area Meters: 164.81

Exterior Features

  • Direction Faces: East
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Asphalt
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Natural Gas Connected, Public
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Laundry Features: Gas Dryer Hookup, Inside, Laundry Closet, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Park, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s)
  • Association Amenities: Clubhouse, Fitness Center, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Association Fee: 234
  • Association Fee Frequency: Monthly
  • Association Name: Castle Management Group
  • Phone: 813-677-2113
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 135
  • Association #2 Fee Frequency: Annually
  • Association: Waterset HOA
  • Association 2 YN: 1
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: Amber.barnes@castlegroup.com
  • Association URL: watersetonline.com

Fee Information

  • Total Annual Fees: 2943.00
  • Total Monthly Fees: 245.25
  • Monthly HOA Amount: 234.00

Schools

  • Elementary School: Doby Elementary-HB
  • High School: East Bay-HB
  • Middle Or Junior School: Eisenhower-HB

Lot Info

  • Zoning: PUD
  • Parcel Number: U-22-31-19-B40-00124B-00006.0
  • Additional Parcels: No
  • Lot Features: Sidewalk, Paved
  • Flood Zone Code: X

Building Info

  • Builder Name: Park Square

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: HOA contact information has been provided in the listing attachments. Please call hoa and ask about any restrictions

Tax Info

  • Tax Annual Amount: 8543
  • Tax Block: 142B
  • Tax Book Number: 00/00
  • Tax Lot: 60
  • Tax Other Annual Assessment Amount: 2433

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,353 $272,950 $27,295 $245,655
2024 $8,353 $293,148 $29,315 $263,833
2023 $7,551 $281,327 $28,133 $253,194
2022 $6,828 $262,616 $26,262 $236,354
2021 $6,320 $210,928 $21,093 $189,835
2020 $3,167 $30,000 $30,000 $0
2019 $2,128 $30,000 $30,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/28/2026 05/28/26 Pending -- -- --
05/09/2026 05/09/26 Price Changed $334,900 -5.4% $189 / Sq Ft
02/06/2026 02/06/26 Price Changed $354,000 -1.4% $200 / Sq Ft
01/11/2026 01/11/26 For Sale $359,000 0.0% $202 / Sq Ft
08/15/2023 08/15/23 Rented $2,600 0.0% --
08/10/2023 08/10/23 Under Contract -- -- --
07/04/2023 07/04/23 For Rent $2,600 -- --
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $228,840 Psh Title
Special Warranty Deed $228,840 Psh Title
Special Warranty Deed $1,274,651 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $224,694 FHA
Closed $224,694 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8462658

Stellar MLS

APN: U-22-31-19-B40-00124B-00006.0

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