$225,000
SOLD DEC 15, 2025

627 Wharton Terrace Inverness, FL 34450

3 Beds
2 Baths
2,148 Sq Ft
0.31 Acres

Recently Sold

$105 Per Sq Ft

0 Day on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Corner Lot
  • Room in yard for a pool
  • Attic
  • 3-minute walk to Eden Park

About This Home

As of December 2025

Looking for space, character, and a home that isn’t just another builder-grade box? You’ll find it here. With 2,148 SF of living space, 3 bedrooms, 2 bathrooms, a 2-car garage, and major updates including a new HVAC (2023) and new roof (2020), this custom split-plan home offers the kind of square footage and layout you rarely find in today’s new builds. Owned by the same family since day one, the home shows consistent long-term care and upkeep throughout. While the finishes reflect an earlier era, the property has been well maintained and is move-in ready, with plenty of potential for cosmetic updates to make it your own. The property works with a variety of financing options, making it a strong choice for buyers seeking size, quality, and value. Step inside to expansive open-concept formal living and dining areas. Just beyond, the family room features a vaulted ceiling with dual skylights that fill the space with natural light. A floor-to-ceiling natural stone accent wall creates a striking focal point, framed by rustic knotty pine paneling for a warm, lodge-inspired feel. French doors open to a secondary bedroom that easily doubles as an office, hobby room, or bonus space. The large galley kitchen offers generous cabinet and counter space, a pantry, and a breakfast nook with a custom window seat and bay window. From here, step into the spacious screened porch—ideal for relaxing or casual entertaining. The primary bedroom includes an ensuite bath with separate dual vanities, a walk-in closet, and a tiled shower with built-in seat illuminated by a skylight. The third bedroom with a walk-in closet is located off a dedicated hallway with a full bath, linen closet, and laundry, creating a guest-suite layout ideal for visitors, multi-generational living, or simply privacy. Situated on an oversized, tree-shaded corner lot in Flood Zone X (no flood insurance required), this home is just minutes from downtown Inverness, medical, schools, and shopping—and only blocks from Eden Park, Tsala Apopka Lake, Eden Park Boat Ramp, and the Withlacoochee State Trail. Homes offering this much space and functionality at this price point are hard to come by. Schedule your private tour today.

Last Agent to Sell the Property

Richard Fernley

Century 21 J.W.Morton R.E. License #3602811 Listed on: 11/17/2025

Century 21 J.W.Morton R.E.

Last Buyer's Agent

Richard Fernley

Century 21 J.W.Morton R.E. License #3602811 Listed on: 11/17/2025

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,482

Year Built

  • Built in 1989

Lot Details

  • 0.31 Acre Lot
  • Property fronts a county road
  • East Facing Home
  • Privacy Fence
  • Wood Fence
  • Corner Lot
  • Level Lot
  • Landscaped with Trees
  • Property is zoned CLR

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 2,148 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Skylights
  • Single Hung Windows
  • Drapes & Rods
  • Blinds
  • Bay Window
  • French Doors
  • Sliding Doors
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only
  • Separate Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer
  • Laundry Tub

Pool

  • Room in yard for a pool

Schools

  • Inverness Primary Elementary School
  • Inverness Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Water Heater
  • Water Softener is Owned
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Inverness Highlands South Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,482

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Architectural Style: Ranch, One Story
  • Carport Y N: No
  • Directions: South on US HWY 41, turn left onto Eden Dr., turn right onto Wharton Ter. Home is on the right.
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.31
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Inverness Highlands South
  • Year Built: 1989
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned, Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors, Sliding Doors
  • Flooring: Carpet, Laminate, Linoleum, Tile
  • Interior Amenities: Attic, Dual Sinks, Eat-in Kitchen, High Ceilings, Laminate Counters, Primary Suite, Open Floorplan, Pantry, Pull Down Attic Stairs, Split Bedrooms, Shower Only, Solid Surface Counters, Skylights, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Wood Cabinets, Window Treatments, French Door(s)/Atrium Door(s), Sliding Glass Door(s)
  • Living Area: 2148.0
  • Window Features: Blinds, Bay Window(s), Drapes, Single Hung, Skylight(s)

Exterior Features

  • Construction Type: Stucco
  • Direction Faces: East
  • Exterior Features: Concrete Driveway, Room For Pool
  • Fencing: Privacy, Wood
  • Foundation Details: Block
  • Lot Features: Corner Lot, Flat, Trees
  • Pool Features: None
  • Roof: Asphalt, Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area, Laundry Tub
  • Sewer: Septic Tank
  • Utilities: High Speed Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Schools

  • Elementary School: Inverness Primary
  • High School: Citrus High
  • Middle Or Junior School: Inverness Middle

Lot Info

  • Lot Size Sq Ft: 13561.0
  • Zoning: CLR

Tax Info

  • Tax Annual Amount: 3482.15
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 17, 2025
Closed on
Dec 11, 2025
Sold by
Arcese Valerie
Bought by
Citrus County Land Llc
Seller's Agent
Richard Fernley
Century 21 J.W.Morton R.E.
Buyer's Agent
Richard Fernley
Century 21 J.W.Morton R.E.
List Price
$225,000
Sold Price
$225,000
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
244.07%
Original Mortgage
$200,000
Outstanding Balance
$199,580
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$64,628

Purchase Details

Closed on
Jun 1, 1988
Bought by
Asta Florence

Purchase Details

Closed on
Nov 1, 1984
Bought by
Asta Florence

Purchase Details

Closed on
Nov 1, 1980
Bought by
Asta Florence

Purchase Details

Closed on
Jan 1, 1977
Bought by
Asta Florence
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $225,000 First National Title
Deed $10,500 --
Deed $6,300 --
Deed $6,000 --
Deed $3,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/15/2025 12/15/25 Sold $225,000 0.0% $105 / Sq Ft
11/17/2025 11/17/25 Pending -- -- --
11/17/2025 11/17/25 For Sale $225,000 -- $105 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,284 $253,313 $12,420 $240,893
2024 $3,031 $257,434 $10,670 $246,764
2023 $3,031 $234,054 $10,670 $223,384
2022 $2,587 $193,750 $9,020 $184,730
2021 $2,175 $145,106 $4,960 $140,146
2020 $1,928 $125,499 $4,270 $121,229
2019 $619 $125,923 $4,270 $121,653
2018 $598 $107,941 $3,290 $104,651
2017 $603 $72,142 $2,930 $69,212
2016 $615 $70,658 $2,880 $67,778
2015 $622 $70,167 $2,800 $67,367
2014 $634 $69,610 $4,884 $64,726
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 849976

REALTORS® Association of Citrus County

APN: 20E-19S-21-0020-02970-0420