Seller's Agent in 2025
Hilda Jones
Baird Warner
(847) 987-7089
3 in this area
327 Total Sales
628 Congdon Ave Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $243,000 - $317,910
3
Beds
2
Baths
2,070
Sq Ft
$133/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Formal Dining Room
- Historic or Period Millwork
- Main Floor Bedroom
- 1 Car Detached Garage
- Built-In Features
About This Home
As of April 2025HISTORIC SHOE FACTORY LOFTS, 3 STORY BEAUTY!!! Each floor features GRAND 11-14' ceilings, exposed wood beams, brick & original hardwood floors. 1st floor features porcelain tile. 3rd bedroom (16X13) on main level offers your own private patio and full bathroom, great guest or in law setup. The family room features a movie theater with screen and projector (theater equipment is included). On the 2nd floor you'll find the living room, formal dining room and kitchen with a breakfast bar and recessed lighting. The kitchen features cherry cabinets, granite counters and stainless steel appliances (new refrigerator 2024, dishwasher and garbage disposal new 2022). 3rd floor level has the other 2 bedrooms and 2nd full bath. Master bedroom has walk in closet and spiral staircase leading to the 4th floor walk in closet/storage (12X9) or could be a office, craft room, kid space, etc. Deeded garage and 2 additional assigned parking spaces. Water is included in the monthly hoa. Excellent location minutes from I-90, shopping, Metra and downtown Elgin.
Last Agent to Sell the Property
Baird & Warner Real Estate - Algonquin License #475137923 Listed on: 10/31/2024
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,287
Year Built
- Built in 1891 | Remodeled in 1999
Lot Details
- Lot Dimensions are 16x46
- Additional Parcels
HOA Fees
- $670 Monthly HOA Fees
Parking
- 1 Car Detached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Assigned Parking
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,070 Sq Ft Home
- 3-Story Property
- Built-In Features
- Historic or Period Millwork
- Family Room
- Living Room
- Formal Dining Room
- Storage Room
- Wood Flooring
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Patio
Schools
- Coleman Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 100 Amp Service
- Lake Michigan Water
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include water, parking, insurance, exterior maintenance, lawn care, scavenger, snow removal
- 27 Units
- Sandra Rapacz Association, Phone Number (630) 263-3001
- Shoe Factory Lofts Subdivision
- Property managed by Self Management
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Common Area
- Resident Manager or Management On Site
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 31, 2024
Closed on
Apr 15, 2025
Sold by
Bought by
Seller's Agent
Hilda Jones
Baird & Warner Real Estate - Algonquin
Buyer's Agent
Perla Martinez
Haus & Boden, Ltd.
List Price
$265,000
Sold Price
$255,000
Premium/Discount to List
-$10,000
-3.77%
Views
291
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,478
Avg. Annual Appreciation
7.07%
Original Mortgage
$229,500
Outstanding Balance
$228,209
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$47,269
Purchase Details
Closed on
May 22, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,550
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 15, 2014
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,992
Interest Rate
3.99%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 9, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
5.31%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $255,000 | None Listed On Document | ||
| $209,000 | Chicago Title Company | ||
| $178,500 | Saturn Title Llc | ||
| -- | Ticor Title Insurance Compan |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $229,500 | ||
| Previous Owner | $198,550 | ||
| Previous Owner | $173,992 | ||
| Previous Owner | $140,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/25/2025 04/25/25 | Sold | $255,000 | -3.8% | $123 / Sq Ft |
| 02/01/2025 02/01/25 | Pending | -- | -- | -- |
| 10/31/2024 10/31/24 | For Sale | $265,000 | -- | $128 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,512 | $76,880 | $14,399 | $62,481 |
| 2023 | $5,239 | $69,455 | $13,008 | $56,447 |
| 2022 | $4,971 | $63,331 | $11,861 | $51,470 |
| 2021 | $4,747 | $59,210 | $11,089 | $48,121 |
| 2020 | $4,608 | $56,525 | $10,586 | $45,939 |
| 2019 | $4,468 | $53,844 | $10,084 | $43,760 |
| 2018 | $5,708 | $63,736 | $9,500 | $54,236 |
| 2017 | $5,580 | $60,253 | $8,981 | $51,272 |
| 2016 | $5,322 | $55,899 | $8,332 | $47,567 |
| 2015 | -- | $51,236 | $7,637 | $43,599 |
| 2014 | -- | $50,604 | $7,543 | $43,061 |
| 2013 | -- | $51,939 | $7,742 | $44,197 |
Source: Public Records
Agents Affiliated with this Home
-
Hilda Jones
-
Kim Kern
Seller Co-Listing Agent in 2025
Kim Kern
Baird Warner
(847) 687-1930
1 in this area
60 Total Sales
-
Perla Martinez
Buyer's Agent in 2025
Perla Martinez
Haus & Boden, Ltd.
(224) 409-3507
1 in this area
10 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12201162
APN: 06-12-231-030
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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