$285,000
$30K PRICE DROP

Estimated payment $1,694/month

Total Views 10,446
3 Beds
2 Baths
1,600 Sq Ft
$178 Price per Sq Ft

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Bonus Room
  • Deck
  • Wood Flooring
  • Granite Countertops

About This Home

This house comes with a REDUCED RATE as low as 5.75% (APR 6.088%) as of 05/13/2026 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment and this is offered with a full price offer. Terms apply, see disclosures for more information. WELCOME HOME! Step into comfort and convenience with this inviting 3 bedroom, 2 bath home offering approx. 1,600 sq ft in the heart of Ringgold! Featuring granite countertops, beautiful hardwood floors throughout, and tile in the bathrooms, this home blends style and function. The versatile lower level flex space is ready to fit your lifestyle--home office, gym, game room or cozy retreat. Outside, enjoy a fully fenced backyard with a spacious deck and fire pit, perfect for entertaining or unwinding under the stars. Sip your morning coffee on the charming covered front porch. Ideally located just minutes to downtown Ringgold, Fort Oglethorpe, Chattanooga, and Dalton--this one checks all the boxes!

Listing Agent

Angela Fauscett

Keller Williams Realty License #378800 Listed on: 03/23/2026

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,687

Year Built

  • Built in 1992

Lot Details

  • 14,810 Sq Ft Lot
  • Lot Dimensions are 110x136
  • Property fronts a private road
  • Wood Fence
  • Gentle Sloping Lot
  • Private Yard

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Block Foundation
  • Shingle Roof
  • Wood Siding
  • HardiePlank Type
  • Synthetic Stucco Exterior
  • Stone

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Vinyl Clad Windows
  • Dining Room
  • Bonus Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Oven
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Finished Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Rain Gutters

Schools

  • Ringgold Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Dehumidifier
  • Central Heating and Cooling System
  • Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0037c038

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,687

Year Built

Built in 1992

Lot Details

0.34 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.34
  • Lot Size: 110X136
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt, Gravel
  • Subdivision Name: None
  • Directions: From Battlefield Parkway take Smitherman road. Then a right onto Clara Drive. Left onto Debra Lane and the destination will be on your left. Sign in place
  • Above Grade Finished Sq Ft: 1200.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 1600.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • Year Built: 1992
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 0037c038
  • Location Tax and Legal Elementary School: Ringgold Elementary
  • Location Tax and Legal Middle Or Junior School2: Ringgold Middle
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 1687.28
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1200.0
  • General Property Information Below Grade Finished Area: 400.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.34
  • General Property Information Lot Size Square Feet2: 14810.4
  • General Property Information Lot Size Dimensions: 110X136
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: This house comes with a REDUCED RATE as low as 5.75% (APR 6.088%) as of 05/13/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment and this is offered with a full price offer. Terms apply, see disclosures for more information. WELCOME HOME! Step into comfort and convenience with this inviting 3 bedroom, 2 bath home offering approx. 1,600 sq ft in the heart of Ringgold! Featuring granite countertops, beautiful hardwood floors throughout, and tile in the bathrooms, this home blends style and function. The versatile lower level flex space is ready to fit your lifestyle--home office, gym, game room or cozy retreat. Outside, enjoy a fully fenced backyard with a spacious deck and fire pit, perfect for entertaining or unwinding under the stars. Sip your morning coffee on the charming covered front porch. Ideally located just minutes to downtown Ringgold, Fort Oglethorpe, Chattanooga, and Dalton--this one checks all the boxes!
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Basement
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 1
  • Fencing Privacy: Yes
  • Fencing Wood4: Yes
  • Architectural Style Ranch: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Other Equipment:Dehumidifier: Yes
  • Levels:One and One Half: Yes
  • Appliances Water Heater2: Yes
  • Structure Type:House: Yes
  • Road Frontage Type:Private Road: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Road Surface Type Gravel2: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Water Heater, Refrigerator, Microwave, Free-Standing Electric Range, Free-Standing Electric Oven, Dishwasher
  • Other Equipment: Dehumidifier
  • Has Basement: Crawl Space, Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 400.0
  • Fireplace Features: Fire Pit
  • Fireplace: No
  • Flooring: Hardwood, Tile, Other
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, En Suite, Granite Counters, Open Floorplan, Tub/shower Combo, Vaulted Ceiling(s)
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Community Features:None4: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Free-Standing Electric Oven: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Fireplace Features:Fire Pit2: Yes

Exterior Features

  • Fencing: Fenced, Privacy, Wood
  • Lot Features: Gentle Sloping
  • View: No
  • Waterfront: No
  • Disclosures: Other
  • Home Warranty: No
  • Construction Type: HardiPlank Type, Stone, Synthetic Stucco, Other
  • Exterior Features: Fire Pit, Private Yard, Rain Gutters
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Gentle Sloping: Yes
  • Patio And Porch Features:Covered: Yes
  • Construction Materials:Stone: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Construction Materials:Synthetic Stucco: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Phone Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Ringgold Elementary
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 14810.4
  • Additional Parcels: No
  • Parcel #: 0037c038

Tax Info

  • Tax Annual Amount: 1687.28

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,687 $88,865 $8,302 $80,563
2024 $1,831 $85,874 $8,302 $77,572
2023 $1,535 $68,573 $8,302 $60,271
2022 $1,177 $52,553 $8,302 $44,251
2021 $1,058 $52,553 $8,302 $44,251
2020 $1,012 $43,714 $5,083 $38,631
2019 $976 $43,714 $5,083 $38,631
2018 $1,080 $43,714 $5,083 $38,631
2017 $1,022 $43,353 $5,083 $38,270
2016 $1,035 $39,829 $5,083 $34,746
2015 -- $38,282 $5,083 $33,199
2014 -- $38,282 $5,083 $33,199
2013 -- $38,282 $5,083 $33,199
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/04/2026 06/04/26 Price Changed $285,000 -5.0% $178 / Sq Ft
05/13/2026 05/13/26 Price Changed $299,900 -1.3% $187 / Sq Ft
04/17/2026 04/17/26 Price Changed $304,000 -1.3% $190 / Sq Ft
04/03/2026 04/03/26 Price Changed $308,000 -2.2% $193 / Sq Ft
03/23/2026 03/23/26 For Sale $315,000 +10.9% $197 / Sq Ft
10/27/2023 10/27/23 Sold $284,000 -0.4% $178 / Sq Ft View Prior Sale
09/18/2023 09/18/23 Pending -- -- --
09/14/2023 09/14/23 For Sale $285,000 +57.5% $178 / Sq Ft
03/11/2021 03/11/21 Sold $181,000 +0.6% $120 / Sq Ft View Prior Sale
02/07/2021 02/07/21 Pending -- -- --
02/05/2021 02/05/21 For Sale $179,900 +41.7% $120 / Sq Ft
11/23/2015 11/23/15 Sold $127,000 -5.9% $84 / Sq Ft View Prior Sale
10/20/2015 10/20/15 Pending -- -- --
07/31/2015 07/31/15 For Sale $134,900 -- $90 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $284,000 --
Warranty Deed $181,000 --
Warranty Deed $127,000 --
Deed $63,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $256,681 New Conventional
Previous Owner $175,570 New Conventional
Previous Owner $116,779 FHA
Previous Owner $123,713 FHA
Previous Owner $124,699 FHA
Previous Owner $84,000 New Conventional
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1530939

Greater Chattanooga REALTORS®

APN: 0037C-038

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