Isaac Hall
Keller Williams Realty
(541) 229-8452
9 Total Sales
2 in Ringgold
$200K - $280K Price Range
63 Debra Ln Ringgold, GA 30736
Ringgold Area
3
Beds
2
Baths
1,600
Sq Ft
0.34
Acre Lot
Highlights
- Open Floorplan
- Deck
- Wood Flooring
- Ringgold Middle School Rated A-
- Vaulted Ceiling
- Bonus Room
About This Home
As of August 2026This house comes with a REDUCED RATE as low as 5.75% (APR 6.088%) as of 05/13/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment and this is offered with a full price offer. Terms apply, see disclosures for more information. WELCOME HOME! Step into comfort and convenience with this inviting 3 bedroom, 2 bath home offering approx. 1,600 sq ft in the heart of Ringgold! Featuring granite countertops, beautiful hardwood floors throughout, and tile in the bathrooms, this home blends style and function. The versatile lower level flex space is ready to fit your lifestyle--home office, gym, game room or cozy retreat. Outside, enjoy a fully fenced backyard with a spacious deck and fire pit, perfect for entertaining or unwinding under the stars. Sip your morning coffee on the charming covered front porch. Ideally located just minutes to downtown Ringgold, Fort Oglethorpe, Chattanooga, and Dalton--this one checks all the boxes!
Last Agent to Sell the Property
Keller Williams Realty License #TN378800 Listed on: 03/23/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,687
Year Built
- Built in 1992
Lot Details
- 14,810 Sq Ft Lot
- Lot Dimensions are 110x136
- Property fronts a private road
- Wood Fence
- Gentle Sloping Lot
- Private Yard
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Off-Street Parking
Home Design
- Block Foundation
- Shingle Roof
- Wood Siding
- HardiePlank Type
- Synthetic Stucco Exterior
- Stone
Interior Spaces
- 1-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Vinyl Clad Windows
- Dining Room
- Bonus Room
- Pull Down Stairs to Attic
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Free-Standing Electric Oven
- Free-Standing Electric Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Finished Basement
- Partial Basement
- Crawl Space
Outdoor Features
- Deck
- Covered Patio or Porch
- Fire Pit
- Rain Gutters
Schools
- Ringgold Elementary School
- Ringgold Middle School
- Ringgold High School
Utilities
- Dehumidifier
- Central Heating and Cooling System
- Water Heater
- Septic Tank
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 0037c038
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2026
Closed on
Oct 27, 2023
Sold by
Vasquez Hunter
Bought by
Buyer's Agent
Carol Potts
Re/Max Renaissance
List Price
$285,000
Sold Price
$284,000
Premium/Discount to List
-$1,000
-0.35%
Views
27
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.05%
Original Mortgage
$256,681
Outstanding Balance
$249,473
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$34,129
Purchase Details
Listed on
Sep 11, 2026
Closed on
Mar 11, 2021
Sold by
Squires Shane
Bought by
Vasquez Hunter
Seller's Agent
Ginger King
Greater Chattanooga Realty, Keller Williams Realty
List Price
$179,900
Sold Price
$181,000
Premium/Discount to List
$1,100
0.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.68%
Original Mortgage
$175,570
Interest Rate
2.73%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 31, 2015
Closed on
Nov 23, 2015
Sold by
Rader Gregory
Bought by
Squires Shane and Rader Lisa L
Seller's Agent
Michele Hudson
Berkshire Hathaway HomeServices Realty Center
Buyer's Agent
Kelly Carter
Keller Williams Realty
List Price
$134,900
Sold Price
$127,000
Premium/Discount to List
-$7,900
-5.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.91%
Original Mortgage
$124,699
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 16, 1993
Bought by
Rader Gregory H and Rader Wf
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ringgold, GA
-
Isaac Hall
-
Chuck Jones
Chuck Jones
RE/MAX R. E. Professionals
(423) 602-2932
155 Total Sales
2 in Ringgold
$210,000 Price Range
-
Nate Durham
Nate Durham
Zach Taylor Chattanooga
(423) 589-1347
72 Total Sales
1 in Ringgold
$115,000 Price
-
Grace Frank
Grace Frank
Zach Taylor Chattanooga
(706) 841-9230
173 Total Sales
6 in Ringgold
$95K - $316K Price Range
-
Jannis Sams
Jannis Sams
Crye-Leike REALTORS - Cleveland
(423) 805-1254
301 Total Sales
1 in Ringgold
$245,500 Price
-
Marie King
Marie King
Responds QuicklyKeller Williams Realty
(423) 401-9412
139 Total Sales
2 in Ringgold
$252K - $265K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $284,000 | -- | |
| Warranty Deed | $181,000 | -- | |
| Warranty Deed | $127,000 | -- | |
| Deed | $63,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $256,681 | New Conventional | |
| Previous Owner | $175,570 | New Conventional | |
| Previous Owner | $116,779 | FHA | |
| Previous Owner | $123,713 | FHA | |
| Previous Owner | $124,699 | FHA | |
| Previous Owner | $84,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/28/2026 08/28/26 | Sold | $279,000 | -0.3% | $174 / Sq Ft | |
| 08/08/2026 08/08/26 | Pending | -- | -- | -- | |
| 07/24/2026 07/24/26 | Price Changed | $279,900 | -1.8% | $175 / Sq Ft | |
| 06/04/2026 06/04/26 | Price Changed | $285,000 | -5.0% | $178 / Sq Ft | |
| 05/13/2026 05/13/26 | Price Changed | $299,900 | -1.3% | $187 / Sq Ft | |
| 04/17/2026 04/17/26 | Price Changed | $304,000 | -1.3% | $190 / Sq Ft | |
| 04/03/2026 04/03/26 | Price Changed | $308,000 | -2.2% | $193 / Sq Ft | |
| 03/23/2026 03/23/26 | For Sale | $315,000 | +10.9% | $197 / Sq Ft | |
| 10/27/2023 10/27/23 | Sold | $284,000 | -0.4% | $178 / Sq Ft | View Prior Sale |
| 09/18/2023 09/18/23 | Pending | -- | -- | -- | |
| 09/14/2023 09/14/23 | For Sale | $285,000 | +57.5% | $178 / Sq Ft | |
| 03/11/2021 03/11/21 | Sold | $181,000 | +0.6% | $120 / Sq Ft | View Prior Sale |
| 02/07/2021 02/07/21 | Pending | -- | -- | -- | |
| 02/05/2021 02/05/21 | For Sale | $179,900 | +41.7% | $120 / Sq Ft | |
| 11/23/2015 11/23/15 | Sold | $127,000 | -5.9% | $84 / Sq Ft | View Prior Sale |
| 10/20/2015 10/20/15 | Pending | -- | -- | -- | |
| 07/31/2015 07/31/15 | For Sale | $134,900 | -- | $90 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,687 | $88,865 | $8,302 | $80,563 |
| 2024 | $1,831 | $85,874 | $8,302 | $77,572 |
| 2023 | $1,535 | $68,573 | $8,302 | $60,271 |
| 2022 | $1,177 | $52,553 | $8,302 | $44,251 |
| 2021 | $1,058 | $52,553 | $8,302 | $44,251 |
| 2020 | $1,012 | $43,714 | $5,083 | $38,631 |
| 2019 | $976 | $43,714 | $5,083 | $38,631 |
| 2018 | $1,080 | $43,714 | $5,083 | $38,631 |
| 2017 | $1,022 | $43,353 | $5,083 | $38,270 |
| 2016 | $1,035 | $39,829 | $5,083 | $34,746 |
| 2015 | -- | $38,282 | $5,083 | $33,199 |
| 2014 | -- | $38,282 | $5,083 | $33,199 |
| 2013 | -- | $38,282 | $5,083 | $33,199 |
Source: Public Records
Agents Affiliated with this Home
-
Angela Fauscett
AF
Seller's Agent in 2026
Angela Fauscett
Keller Williams Realty
(706) 264-8245
18 Total Sales
-
Ginger King
Seller's Agent in 2026
Ginger King
Greater Chattanooga Realty, Keller Williams Realty
(423) 800-8014
133 Total Sales
-
Jake Kellerhals
Buyer's Agent in 2026
Jake Kellerhals
Keller Williams Realty
(423) 664-1900
1,638 Total Sales
-
Carol Potts
Buyer's Agent in 2026
Carol Potts
Re/Max Renaissance
(423) 385-5171
114 Total Sales
-
MH
Seller's Agent in 2015
Michele Hudson
Berkshire Hathaway HomeServices Realty Center
-
Kelly Carter
KC
Buyer's Agent in 2015
Kelly Carter
Keller Williams Realty
(423) 883-9454
68 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1530939
APN: 0037C-038
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Ten-X does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited
Copyright© 2026 by Chattanooga Association of REALTORS®
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.
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