RENTED NOV 12, 2025

631 Mill St Half Moon Bay, CA 94019

Estimated Value: $1,098,207 - $1,389,000

4 Beds
1 Bath
980 Sq Ft
$1,306/Sq Ft Est. Value

Highlights

  • View of Hills
  • Open to Family Room
  • Shed
  • Wood Flooring
  • Storage Room
  • 4-minute walk to Mac Dutra Park

About This Home

As of November 2025

Lease in the Heart of Downtown Half Moon Bay 631 Mill Street Now available for lease, this unique mixed-use property offers the rare opportunity to live and/or work in the charming and historic downtown Half Moon Bay just steps from vibrant Main Street and directly across from City Hall. Perfect for entrepreneurs, small businesses, creatives, or those seeking flexible live/work options, 631 Mill Street features both commercial and residential zoning on a prominent corner lot just blocks from world-class beaches, dining, shops, and the Ritz Carlton. Property Highlights: Prime Downtown Location Walkable to restaurants, shopping, and coastal attractions Live/Work Flexibility Ideal setup for office, studio, retail, or residential use Existing 4 Bed / 1 Bath Single-Family Home on a spacious 5,000+ sq ft lot Whether you're looking for a place to live, run your business, or both this property offers incredible flexibility in a high-demand location. Lease options available now inquire for details or to schedule a private tour.

Last Agent to Rent the Property

David Seaton

The Realty Consulting Group License #01458376 Listed on: 10/20/2025

Co-Listed By

Mark Maselli

The Realty Consulting Group License #01776241

Last Renter's Agent

David Seaton

The Realty Consulting Group License #01458376 Listed on: 10/20/2025

Home Details

Home Type

  • Single Family

Year Built

  • 1930

Lot Details

  • 5,001 Sq Ft Lot
  • Grass Covered Lot
  • Back Yard

Parking

  • 5 Parking Spaces

Interior Spaces

  • 980 Sq Ft Home
  • 1-Story Property
  • Storage Room
  • Washer and Dryer
  • Views of Hills

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Electric Oven

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Shed

Utilities

  • Zoned Cooling
  • Wall Furnace

Listing and Financial Details

  • Security Deposit $3,995
  • Property Available on 11/1/25
  • Rent includes gardener
  • 1-Month Min and 18-Month Max Lease Term

Home Details

Home Type

Single Family

Year Built

1930

Lot Details

5,001 Sq Ft Lot

Rental Info

  • Available: 11/01/2025
  • Lease Terms: Credit Report Required
  • Maximum Lease Months: 18
  • Minimum Lease Months: 1
  • Rent Includes: Gardener
  • Security Deposit: 3995

Listing Details

  • Subclass: House For Rent
  • Listing Class: Residential Lease/Rental
  • Structure Sq Ft: 980
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1930

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Dining Room: Eat In Kitchen
  • Kitchen: Oven - Electric, Refrigerator
  • Living Sq Ft: 980
  • Stories: 1
  • Laundry: Washer / Dryer
  • Flooring: Carpet, Hardwood, Laminate
  • Additional Rooms: Storage
  • Full Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • View: Hills
  • Yard/Grounds: Back Yard, Low Maintenance, Storage Shed / Structure

Garage/Parking

  • Parking Spaces: 5
  • Garage Parking Features: Parking Area

Utilities

  • Cooling System: Multi-Zone
  • Heating System: Wall Furnace

Schools

  • High School: 1035

Lot Info

  • Lot Acres: 0.1148
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 5000.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 5000.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 23, 2025
Sold by
Bandini Eddie L
Bought by
Bandini Eddie L
Current Estimated Value
$1,279,552

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$348,875
Outstanding Balance
$348,280
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$931,272

Purchase Details

Closed on
Mar 31, 2003
Sold by
Bandini Lena
Bought by
Bandini Eddie L

Purchase Details

Closed on
Oct 3, 2002
Sold by
Bandini Eddie L
Bought by
Bandini Lena

Purchase Details

Closed on
Jul 18, 2000
Sold by
Bandini Lena Tr
Bought by
Bandi Eddie L

Purchase Details

Closed on
Jul 18, 1997
Sold by
Lena Bandini
Bought by
Marigold Trust and Divecchio Sylvia

Purchase Details

Closed on
Jul 16, 1997
Sold by
Lena Bandini
Bought by
Bandini Lena
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bandini Eddie L -- Orange Coast Title
Bandini Eddie L -- --
Bandini Lena -- --
Bandi Eddie L -- Fidelity National Title Co
Marigold Trust -- --
Bandini Lena -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bandini Eddie L $348,875
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/12/2025 11/12/25 Rented $3,995 0.0% --
11/12/2025 11/12/25 Under Contract -- -- --
10/20/2025 10/20/25 For Rent $3,995 -- --
Source: MLSListings

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,864 $211,278 $116,202 $95,076
2023 $3,864 $203,076 $111,691 $91,385
2022 $3,470 $199,095 $109,501 $89,594
2021 $3,308 $195,192 $107,354 $87,838
2020 $3,200 $193,192 $106,254 $86,938
2019 $3,261 $189,405 $104,171 $85,234
2018 $2,782 $185,692 $102,129 $83,563
2017 $2,994 $182,052 $100,127 $81,925
2016 $2,925 $178,483 $98,164 $80,319
2015 $2,844 $175,803 $96,690 $79,113
2014 $2,624 $172,360 $94,796 $77,564
Source: Public Records

Agents Affiliated with this Home

  • David Seaton

    Landlord's Agent in 2025

    David Seaton

    The Realty Consulting Group

    (650) 722-0840

    1 in this area

    14 Total Sales

    David Seaton
    Section Image

  • M

    Landlord's Co-Listing Agent in 2025

    Mark Maselli

    The Realty Consulting Group

    Section Image
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Map

Source: MLSListings

MLS Number: ML82025318

MLSListings

APN: 056-161-040

California San Mateo County Half Moon Bay 94019

631 Mill St, Half Moon Bay, CA

Not Listed for Sale

Detached

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