NOT LISTED FOR SALE

631 Pearl St Ottawa, IL 61350

Estimated Value: $514,989 - $600,000

4 Beds
3 Baths
4,001 Sq Ft
$136/Sq Ft Est. Value

Sale Details

Date Sold: May 2, 2025

Last sale price $525,000 $131 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $4,302 / mo

30 Days on Market

Highlights

  • Home fronts a pond
  • Mature Trees
  • Property is near park
  • Landscaped Professionally
  • Deck
  • Recreation Room

About This Home

As of May 2025

Nestled in the heart of Starved Rock Country, this exceptional 4-bedroom, 3-bathroom home in Ottawa's Historic East Side seamlessly blends timeless craftsmanship with modern convenience. Situated on two fully fenced city lots with a remote-controlled electric gate, this property offers an unparalleled combination of space, privacy, and elegance. From the moment you step into the grand foyer, you are greeted by breathtaking woodwork, intricate millwork, and custom built-ins that showcase the home's rich history. A working elevator provides effortless access between the two floors, complementing the dramatic staircase. The formal sitting room boasts soaring ceilings and exquisite wood accents, while the cozy family room features a charming bay seating area, a wet bar, and an adjacent sunroom with views of the beautifully landscaped yard. A butler's pantry off the family room leads to a full bathroom, adding extra convenience. The formal dining room, complete with coffered ceilings and a wood-burning fireplace, enhances the home's timeless appeal. The fully updated eat-in kitchen is a chef's dream, featuring a Viking range, refrigerator, and direct access to the back deck, creating the perfect indoor-outdoor entertaining space. Upstairs, the spacious primary suite offers two large closets, an en-suite bathroom with soaking tub, and a private sunroom overlooking the property. Three additional bedrooms, a shared full bathroom, and a conveniently located second-floor laundry room complete this level. A hidden staircase in the third bedroom leads to a third-floor bonus room with skylights, ideal for a recreation space or studio. Outside, the meticulously maintained yard features walkways leading to a gazebo, koi pond, and the historic Fiske Fountain from Washington Park. The detached, finished garage offers additional space for entertaining and includes a Tesla charger. Thoughtful updates throughout the home include a new roof, siding, HVAC, refinished hardwood floors, remodeled bathrooms, and fresh paint, all while preserving its exquisite historic details. Located just minutes from downtown Ottawa's dining, shopping, and scenic parks, this one-of-a-kind property presents a rare opportunity to own a piece of history with all the modern comforts. Schedule your private tour today!

Last Agent to Sell the Property

George Shanley

Coldwell Banker Real Estate Group License #475092481 Listed on: 02/11/2025

Coldwell Banker Real Estate Group

Last Buyer's Agent

Tammy Barry

Homesmart Realty Group IL License #475168055

Homesmart Realty Group IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,730

Year Built

  • Built in 1900 | Remodeled in 2020

Lot Details

  • 14,427 Sq Ft Lot
  • Lot Dimensions are 120x120
  • Home fronts a pond
  • Fenced
  • Landscaped Professionally
  • Mature Trees

Parking

  • 2.5 Car Detached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Off-Street Parking
  • Parking Included in Price
  • Unassigned Parking

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Asphalt Roof
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 4,001 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Wet Bar
  • Built-In Features
  • Historic or Period Millwork
  • Coffered Ceiling
  • Cathedral Ceiling
  • Skylights
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room
  • Sitting Room
  • Living Room
  • Dining Room with Fireplace
  • Formal Dining Room
  • Recreation Room
  • Heated Sun or Florida Room
  • Sun or Florida Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Gazebo
  • Porch

Location

  • Property is near park

Schools

  • Jefferson Elementary: K-4Th Grad
  • Ottawa Township High School

Utilities

  • Forced Air Heating and Cooling System
  • Two Heating Systems
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,730

Year Built

Built in 1900 | Remodeled in 2020

Lot Details

0.33 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 3 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Victorian
  • New Construction: No
  • Property Sub-Type: 3 Stories
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2020
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2020

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Unfinished, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Wet Bar, Elevator, 1st Floor Full Bath, Built-in Features, Coffered Ceiling(s), Historic/Period Mlwk, Separate Dining Room, Pantry
  • LivingArea: 4001
  • Other Equipment: Radon Mitigation System
  • Room Type: Sitting Room, Sun Room, Foyer, Pantry, Heated Sun Room, Recreation Room
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 4001
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Dining Room
  • Square Footage Comments: All information deemed highly reliable but not guaranteed, buyer to verify all information.
  • Total Sq Ft: 5942
  • Attic: Finished,Interior Stair
  • Flooring: Hardwood
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Lighting
  • Fencing: Fenced
  • Foundation Details: Stone
  • Lot Features: Landscaped, Mature Trees
  • OtherStructures: Gazebo
  • Patio And Porch Features: Deck, Patio, Porch
  • Roof: Asphalt
  • Waterfront Features: Pond
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Detached, Unassigned, Off Street, Driveway, Owned, Garage
  • ParkingTotal: 10.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air, Sep Heating Systems - 2+
  • Laundry Features: Upper Level, In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Jefferson Elementary: K-4th Grad
  • High School: Ottawa Township High School
  • Junior High/Middle School #2: Shepherd Middle School
  • Elementary School #2: Central Elementary: 5th and 6th Grade

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.3312
  • Lot Dimensions: 120X120
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 14730.4
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 11, 2025
Closed on
Apr 25, 2025
Sold by
Wideman James
Bought by
Rios James De Los and Derios Elisa De
Seller's Agent
George Shanley
Coldwell Banker Real Estate Group
Buyer's Agent
Tammy Barry
Homesmart Realty Group IL
List Price
$542,500
Sold Price
$525,000
Premium/Discount to List
-$17,500
-3.23%
Views
103
Current Estimated Value
$545,997

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,997
Avg. Annual Appreciation
3.92%
Original Mortgage
$250,000
Outstanding Balance
$247,295
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$298,702

Purchase Details

Listed on
Jun 26, 2020
Closed on
Feb 9, 2021
Sold by
Barta Michael P and Barta Nancy L
Bought by
Wideman James
Seller's Agent
George Shanley
Coldwell Banker Real Estate Group
Buyer's Agent
Gentry Nordstrom
TCG Realty
List Price
$395,000
Sold Price
$375,000
Premium/Discount to List
-$20,000
-5.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.32%
Original Mortgage
$337,500
Interest Rate
2.65%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Rios James De Los $525,000 None Available
Wideman James $375,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Rios James De Los $250,000
Previous Owner Wideman James $337,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/02/2025 05/02/25 Sold $525,000 -3.2% $131 / Sq Ft
03/13/2025 03/13/25 Pending -- -- --
02/11/2025 02/11/25 For Sale $542,500 +44.7% $136 / Sq Ft
02/17/2021 02/17/21 Sold $375,000 -1.2% $94 / Sq Ft View Prior Sale
12/18/2020 12/18/20 Pending -- -- --
11/16/2020 11/16/20 Price Changed $379,500 -1.3% $95 / Sq Ft
08/04/2020 08/04/20 Price Changed $384,500 -2.7% $97 / Sq Ft
06/26/2020 06/26/20 For Sale $395,000 -- $99 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,165 $179,849 $12,449 $167,400
2024 $16,165 $162,965 $11,280 $151,685
2023 $14,730 $145,856 $10,096 $135,760
2022 $13,493 $132,380 $14,884 $117,496
2021 $12,158 $124,079 $13,951 $110,128
2020 $11,431 $117,868 $13,253 $104,615
2019 $11,691 $116,666 $13,118 $103,548
2018 $5,103 $57,172 $12,803 $44,369
2017 $4,891 $55,421 $12,411 $43,010
2016 $5,199 $53,045 $11,879 $41,166
2015 $5,450 $55,493 $14,693 $40,800
2012 -- $60,665 $16,062 $44,603
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12288236

Midwest Real Estate Data (MRED)

APN: 21-12-143004

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