$375,000
UNDER CONTRACT

634 Silver Rock Rd Lusby, MD 20657

Estimated payment $2,317/month

Total Views 89,181
3 Beds
3 Baths
1,706 Sq Ft
$220 Price per Sq Ft

Highlights

  • Colonial Architecture
  • Traditional Floor Plan
  • Formal Dining Room
  • Wooded Lot
  • Upgraded Countertops
  • Eat-In Kitchen

About This Home

Price Improved – Best Value in Chesapeake Ranch Estates!
This beautifully maintained 3-bedroom, 2.5-bath home offers open-concept living, new granite countertops, and updated stainless steel appliances in the kitchen — perfect for everyday living and entertaining. Enjoy your morning coffee on the beautiful covered front porch, and unwind in a light-filled living space with a flexible main-level layout. Upstairs features a private primary suite with full bath plus two additional bedrooms and full hall bath. The walk-out unfinished basement offers incredible potential with laundry, rough-in plumbing for a full bath, and space for a future bedroom and living area — perfect for adding instant equity. Now offered at $375,000 – schedule your private showing today! Located in Chesapeake Ranch Estates, you’ll enjoy access to community beaches, lake privileges, a clubhouse, playgrounds, and more. Just minutes from shopping, dining, and commuter routes. Don’t miss your chance to call this well-maintained, move-in-ready home your own!

Listing Agent

Vicki Alvey

(443) 771-8009 mdavis@davispalumbo.com RE/MAX One Brokerage Phone: 4437718009 License #5004569 Listed on: 10/24/2025

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,359

Year Built

  • Built in 1992

Lot Details

  • 15,000 Sq Ft Lot
  • Wooded Lot
  • Backs to Trees or Woods

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Soaking Tub

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Laundry in Basement

Schools

  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Community Details

  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 57
  • Assessor Parcel Number 0501116363

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,359

Year Built

Built in 1992

Lot Details

0.34 Acres

HOA Fees

$49 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 10/25/2025 12:00:00 AM
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Exhaust Fan, Refrigerator, Stove
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Carpet, Upgraded Countertops, Bathroom - Soaking Tub, Kitchen - Island, Kitchen - Eat-In, Primary Bath(s), Formal/Separate Dining Room, Floor Plan - Traditional
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Unfinished, Full, Rear Entrance, Walkout Level
  • Laundry Type: Basement
  • Total Sq Ft: 2542
  • Living Area Sq Ft: 1706
  • Price Per Sq Ft: 219.81
  • Above Grade Finished Sq Ft: 1706
  • Below Grade Sq Ft: 836
  • Total Below Grade Sq Ft: 836
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 585.08
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: 3rd Party
  • School District Source: 3rd Party
  • High School: PATUXENT

Lot Info

  • Lot Features: Backs To Trees, Trees/Wooded
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15000.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3359.00
  • Assessor Parcel Number: 0501116363
  • Tax Lot: 57
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,386 $273,267 $0 $0
2024 $3,105 $247,733 $0 $0
2023 $2,463 $222,200 $55,200 $167,000
2022 $2,222 $213,833 $0 $0
2021 $2,648 $205,467 $0 $0
2020 $2,478 $197,100 $55,200 $141,900
2019 $2,050 $195,433 $0 $0
2018 $2,033 $193,767 $0 $0
2017 $2,417 $192,100 $0 $0
2016 -- $192,100 $0 $0
2015 $2,711 $192,100 $0 $0
2014 $2,711 $200,700 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/26/2025 12/26/25 Price Changed $375,000 -3.6% $220 / Sq Ft
10/24/2025 10/24/25 For Sale $389,000 -- $228 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $110,600 --
Deed $7,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $111,950 No Value Available
Source: Public Records

About the Listing Agent

Vicki Alvey
Vicki Alvey

RE/MAX One

(410) 421-0941

Section Image

Vicki has been a lifelong resident of Southern Maryland and has been working in property management and military housing since 2000. Alongside her husband, she owned an antique store for 7 years, during which they traveled throughout the DMV area to purchase estates and storage lockers.

As a RE/MAX agent based in Southern Maryland, Vicki is fully committed to assisting her clients in finding the home of their dreams. Whether they are in the process of buying or selling a home or simply

View Vicki's Profile

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Source: Bright MLS

MLS Number: MDCA2023744

Bright MLS

APN: 01-116363

Maryland Calvert County Lusby 20657

634 Silver Rock Rd, Lusby, MD

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(410) 421-0941
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