Seller's Agent in 2026
Taylor McCoy
Virtual Properties Realty.com
(706) 247-5477
25 Total Sales
637 Cardigan Dr Hoschton, GA 30548
Hoschton Area
4
Beds
3
Baths
2,388
Sq Ft
0.33
Acre Lot
Highlights
- Open-Concept Dining Room
- Craftsman Architecture
- Cathedral Ceiling
- West Jackson Middle School Rated A-
- Family Room with Fireplace
- Wood Flooring
About This Home
As of July 2026Finally, a home in Charlotte Estates that checks all the boxes. Situated on a quiet cul-de-sac, this 4-bedroom, 3-bath ranch offers functional, easy living with the space and flexibility buyers are looking for. The main level features an open-concept design with a seamless flow between the kitchen, dining, and living areas, ideal for both everyday living and entertaining. The primary suite is on the main level, with two additional bedrooms for family, guests, or a home office. Upstairs, you’ll find a separate bonus suite with a full bath above the 3-car garage, perfect for extended family, a private workspace, or additional living space. You have a level lot here and a nice covered back patio with a fireplace and a fully fenced backyard, creating a great setup for relaxing evenings, gardening, and hosting friends and family. Located just minutes from Jackson County schools, Traditions Golf Course, shopping, dining, and easy access to I-85, this home offers both comfort and convenience in one of Hoschton’s most desirable communities.
Last Agent to Sell the Property
Virtual Properties Realty.com Brokerage Phone: 706-247-5477 License #408752 Listed on: 04/28/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,446
Year Built
- Built in 2020
Lot Details
- 14,375 Sq Ft Lot
- Property fronts a county road
- Cul-De-Sac
- Back Yard Fenced
- Level Lot
- Garden
HOA Fees
- $33 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway Level
- Secured Garage or Parking
Home Design
- Craftsman Architecture
- Brick Exterior Construction
- Slab Foundation
- Composition Roof
- HardiePlank Type
Interior Spaces
- 2,388 Sq Ft Home
- Crown Molding
- Cathedral Ceiling
- Factory Built Fireplace
- Gas Log Fireplace
- Brick Fireplace
- Double Pane Windows
- ENERGY STAR Qualified Windows
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Open-Concept Dining Room
- Neighborhood Views
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Primary Bedroom on Main
- 3 Full Bathrooms
- Double Vanity
- Low Flow Plumbing Fixtures
- Bathtub With Separate Shower Stall
Laundry
- Laundry Room
- Laundry on main level
- 220 Volts In Laundry
Accessible Home Design
- Accessible Bedroom
- Accessible Entrance
Outdoor Features
- Covered Patio or Porch
- Outdoor Fireplace
Location
- Property is near schools and shops
Schools
- Heroes Elementary School
- Legacy Knoll Middle School
- Jackson County High School
Utilities
- Forced Air Zoned Heating and Cooling System
- 110 Volts
- Electric Water Heater
- Phone Available
- Cable TV Available
Community Details
- $2,000 Initiation Fee
- Charlotte Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 104D 055
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 9, 2024
Sold by
Rivas Stephanie
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,650
Outstanding Balance
$64,573
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$414,171
Purchase Details
Listed on
Mar 24, 2020
Closed on
Jul 3, 2020
Sold by
Mb Endeavors Llc
Bought by
Rivas Stephanie and Rivas Alex X
Seller's Agent
Stephanie Simmons
Tristar Realty Services
Buyer's Agent
Colleen Stellwagen
Southern Grandeur Real Estate Group, Inc.
List Price
$292,900
Sold Price
$292,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%
Original Mortgage
$287,594
Interest Rate
3.1%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 27, 2018
Sold by
Blake Communities Vp1 Ga L
Bought by
Mb Endeavors Llc
Purchase Details
Closed on
Apr 2, 2015
Sold by
Southern Community Investm
Bought by
Sun Atlanta Investments Llc
Purchase Details
Closed on
May 13, 2010
Sold by
State Bank And Trust Company
Bought by
Southern Community Investment Fund I Lp
Purchase Details
Closed on
Mar 5, 2010
Sold by
Security Bank Of Gwinnett Coun
Bought by
State Bank And Trust Company
Purchase Details
Closed on
Feb 5, 2008
Sold by
Not Provided
Bought by
Southern Community Investment
Purchase Details
Closed on
May 6, 2005
Sold by
Jbm Investments Llc
Bought by
Gator Development Llc
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $292,900 | -- | |
| Limited Warranty Deed | $913,000 | -- | |
| Warranty Deed | -- | -- | |
| Deed | $8,700 | -- | |
| Deed | -- | -- | |
| Deed | $39,323 | -- | |
| Deed | $2,580,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $67,650 | New Conventional | |
| Previous Owner | $287,594 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/10/2026 07/10/26 | Sold | $475,000 | -2.1% | $199 / Sq Ft | |
| 05/10/2026 05/10/26 | Pending | -- | -- | -- | |
| 04/28/2026 04/28/26 | For Sale | $485,000 | +65.6% | $203 / Sq Ft | |
| 07/03/2020 07/03/20 | Sold | $292,900 | 0.0% | -- | View Prior Sale |
| 03/27/2020 03/27/20 | Pending | -- | -- | -- | |
| 03/24/2020 03/24/20 | For Sale | $292,900 | -- | -- |
Source: First Multiple Listing Service (FMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,446 | $169,120 | $20,800 | $148,320 |
| 2024 | $4,446 | $169,120 | $20,800 | $148,320 |
| 2023 | $4,416 | $151,160 | $20,800 | $130,360 |
| 2022 | $3,583 | $122,280 | $20,800 | $101,480 |
| 2021 | $3,457 | $122,280 | $20,800 | $101,480 |
| 2020 | $746 | $20,800 | $20,800 | $0 |
| 2019 | $600 | $16,000 | $16,000 | $0 |
| 2018 | $212 | $4,000 | $4,000 | $0 |
| 2017 | $213 | $4,000 | $4,000 | $0 |
| 2016 | $695 | $4,000 | $4,000 | $0 |
| 2015 | $213 | $4,000 | $4,000 | $0 |
| 2014 | $214 | $4,000 | $4,000 | $0 |
| 2013 | -- | $3,483 | $3,483 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Taylor McCoy
-
Sunny Seo
Buyer's Agent in 2026
Sunny Seo
Sunny Home Realty
(678) 755-4486
87 Total Sales
-
Stephanie Simmons
SS
Seller's Agent in 2020
Stephanie Simmons
Tristar Realty Services
(770) 256-4652
63 Total Sales
-
Colleen Stellwagen
Buyer's Agent in 2020
Colleen Stellwagen
Southern Grandeur Real Estate Group, Inc.
(404) 754-3188
91 Total Sales
Map
Source: First Multiple Listing Service (FMLS)
MLS Number: 7759640
APN: 104D-055
Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please visit www.fmls.com/dmca to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc.
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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