NOT LISTED FOR SALE

637 N Morris Ave Inverness, FL 34453

Inverness Highlands North Area

Estimated Value: $200,360

3 Beds
2 Baths
1,100 Sq Ft
$182/Sq Ft Est. Value

Sale Details

Date Sold: November 18, 2025

Last sale price $204,000 $185 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,206 / mo

13 Days on Market

Highlights

  • No HOA
  • Central Air
  • 1-Story Property
  • 2 Car Attached Garage
  • Carpet

About This Home

As of November 2025

Welcome to your happily-ever-after starter home! This 3-bedroom, 2-bath beauty has all the right updates so you can move in, unpack, and start enjoying life. The big-ticket items are already done for you: new roof (2023), A/C (2021), hot water heater (2021), newer appliances (2023), and fresh exterior paint (2024). Inside you’ll find a bright, open layout with ceiling fans, walk-in closets, and plenty of space to entertain friends or just enjoy a cozy night in. The kitchen flows right into your dining and living areas—perfect for hosting game nights or weekend brunch. Step outside and you’ve got a roomy yard on a 1⁄4-acre lot, ideal for barbecues, pets, or adding your dream garden. With a 2-car garage, low taxes, no HOA, and a quiet neighborhood that’s close to schools, shopping, and all the charm of Inverness, this home is the definition of move-in ready. Whether you’re buying your very first place or looking for a smart, stylish upgrade—this one checks all the boxes. Don’t wait—homes this updated at this price don’t last long!

Last Agent to Sell the Property

James Adams

EXP Realty LLC License #3437742 Listed on: 10/07/2025

EXP Realty LLC

Last Buyer's Agent

Tayler Speckner

Century 21 J.W.Morton R.E. License #3605136

Century 21 J.W.Morton R.E.

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $796

Year Built

  • Built in 1998

Lot Details

  • 10,361 Sq Ft Lot
  • Cleared Lot
  • Property is zoned MDR

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,100 Sq Ft Home
  • 1-Story Property

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Hernando Elementary School
  • Inverness Middle School
  • Citrus High School

Utilities

  • Central Air
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Inverness Highlands North Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$796

Year Built

Built in 1998

Lot Details

10,361 Sq Ft Lot

Parking

2

Listing Details

  • Architectural Style: One Story
  • Carport Y N: No
  • Directions: From SR589, take the exit for SR44 / Gulf to Lake Highway toward Inverness. Head west into Inverness. At the intersection of US41/N Florida Ave, turn right onto US41 / N Florida Ave. Stay on N Florida Ave/US41. Turn left onto N Morris Ave. Continue north on N Morris Ave to reach 637 N Morris Ave.
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.24
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Inverness Highlands North
  • Year Built: 1998
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Oven, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Laminate
  • Living Area: 1100.0

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Paved Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Cleared
  • Pool Features: None
  • Roof: Asphalt, Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Paved
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Inverness Middle

Lot Info

  • Lot Size Sq Ft: 10361.0
  • Zoning: MDR

Tax Info

  • Tax Annual Amount: 796.13
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2025
Closed on
Nov 18, 2025
Sold by
Knight Cynthia L
Bought by
Seller's Agent
James Adams
EXP Realty LLC
Buyer's Agent
Tayler Speckner
Century 21 J.W.Morton R.E.
List Price
$209,000
Sold Price
$204,000
Premium/Discount to List
-$5,000
-2.39%
Views
19
Current Estimated Value
$200,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,640
Avg. Annual Appreciation
-2.12%
Original Mortgage
$142,800
Outstanding Balance
$141,567
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$58,793

Purchase Details

Closed on
Aug 7, 2023
Sold by
Knight Cynthia L
Bought by
Knight Cynthia L and Vickery Christopher Robert

Purchase Details

Listed on
Jun 19, 2020
Closed on
Jul 10, 2020
Sold by
Bruno Nicole M
Bought by
Knight Cynthia L
Seller's Agent
Amy Messer
Meek Real Estate
List Price
$139,000
Sold Price
$139,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.10%

Purchase Details

Listed on
Jul 17, 2015
Closed on
Sep 29, 2015
Sold by
Montgomery Stanley M and Montgomery Janice R
Bought by
Bruno Nicole M
Seller's Agent
James Tacy
Tropic Shores Realty
Buyer's Agent
Bruce Brunk
Keller Williams Realty - Elite Partners II
List Price
$105,900
Sold Price
$90,000
Premium/Discount to List
-$15,900
-15.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.52%
Original Mortgage
$92,544
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 12, 2014
Closed on
Jul 8, 2014
Sold by
Nielson Michael and Nielson Sharon L
Bought by
Montgomery Stanley M and Montgomery Janice F
Seller's Agent
Sandra Hart
ERA American Suncoast Realty
List Price
$95,000
Sold Price
$90,000
Premium/Discount to List
-$5,000
-5.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$65,000
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 15, 2005
Sold by
Samuels Joseph Erick and Samuels Lori
Bought by
Nielson Michael and Nielson Sharon L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,200
Interest Rate
5.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 1, 1998
Bought by
Bruno Nicole M
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Inverness, FL

  • Mary Johnson Real Estate Agent - RE/MAX PREMIER REALTY

    Mary Johnson

    RE/MAX PREMIER REALTY

    (352) 922-3992

    118 Total Sales

    1 in Inverness Highlands North

    $230,000 Price

    Mary Johnson
     Section Image
  • Shannon Polk Real Estate Agent - TROPIC SHORES REALTY

    Shannon Polk

    TROPIC SHORES REALTY

    (352) 697-7938

    69 Total Sales

    2 in Inverness Highlands North

    $205K - $245K Price Range

    Shannon Polk
     Section Image
  • Larry Eudaly Real Estate Agent - TROPIC SHORES REALTY LLC

    Larry Eudaly

    Responds Quickly

    TROPIC SHORES REALTY LLC

    (352) 697-7499

    182 Total Sales

    14 in Inverness Highlands North

    $20K - $325K Price Range

    Larry Eudaly
     Section Image
  • Christine Hogan Real Estate Agent - EPIQUE REALTY INC.

    Christine Hogan

    EPIQUE REALTY INC.

    (352) 646-2349

    50 Total Sales

    2 in Inverness Highlands North

    $170,000 Price Range

    Christine Hogan
     Section Image
  • Tammy Marie Diaz Real Estate Agent - BHHS-FLORIDA SHOWCASE PROPERTIES

    Tammy Marie Diaz

    BHHS-FLORIDA SHOWCASE PROPERTIES

    (352) 268-1432

    115 Total Sales

    2 in Inverness Highlands North

    $12K - $250K Price Range

    Tammy Marie Diaz
     Section Image
  • Donna Dorsey Real Estate Agent - Citrus Realty LLC

    Donna Dorsey

    Citrus Realty LLC

    (352) 496-8874

    687 Total Sales

    6 in Inverness Highlands North

    $8K - $15K Price Range

    Donna Dorsey
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$204,000 Milestone Title Services
Knight Cynthia L -- None Listed On Document
Knight Cynthia L $139,000 Citrus Title Ins Agcy Inc
Bruno Nicole M $90,000 American Title Svcs Citrus C
Montgomery Stanley M $90,000 American Title Services Of C
Nielson Michael $109,500 Citrus Land Title
Bruno Nicole M $59,700 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $142,800
Previous Owner Bruno Nicole M $92,544
Previous Owner Montgomery Stanley M $65,000
Previous Owner Nielson Michael $106,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/18/2025 11/18/25 Sold $204,000 -2.4% $185 / Sq Ft
10/20/2025 10/20/25 Pending -- -- --
10/07/2025 10/07/25 For Sale $209,000 +50.4% $190 / Sq Ft
07/16/2020 07/16/20 Sold $139,000 0.0% $126 / Sq Ft View Prior Sale
06/19/2020 06/19/20 For Sale $139,000 +54.4% $126 / Sq Ft
10/08/2015 10/08/15 Sold $90,000 -15.0% $82 / Sq Ft View Prior Sale
09/08/2015 09/08/15 Pending -- -- --
07/17/2015 07/17/15 For Sale $105,900 +17.7% $96 / Sq Ft
07/14/2014 07/14/14 Sold $90,000 -5.3% $82 / Sq Ft View Prior Sale
06/14/2014 06/14/14 Pending -- -- --
04/11/2014 04/11/14 For Sale $95,000 -- $86 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $796 $85,981
2024 $767 $83,558
2023 $767 $81,124 $0 $0
2022 $718 $78,761 $0 $0
2021 $688 $76,467 $0 $0
2020 $602 $101,234 $3,440 $97,794
2019 $601 $91,783 $3,040 $88,743
2018 $581 $81,710 $2,600 $79,110
2017 $585 $68,247 $2,310 $65,937
2016 $596 $66,843 $2,310 $64,533
2015 $589 $64,394 $2,310 $62,084
2014 $529 $53,967 $2,624 $51,343
Source: Public Records

Agents Affiliated with this Home

  • James Adams Real Estate Agent - EXP Realty LLC

    Seller's Agent in 2025

    James Adams

    EXP Realty LLC

    (352) 587-9996

    324 Total Sales

    James Adams
    Section Image
  • Tayler Speckner Real Estate Agent - Century 21 J.W.Morton R.E.

    Buyer's Agent in 2025

    Tayler Speckner

    Century 21 J.W.Morton R.E.

    (352) 566-0918

    16 Total Sales

    Tayler Speckner
    Section Image
  • Amy Messer Real Estate Agent - Meek Real Estate

    Seller's Agent in 2020

    Amy Messer

    Meek Real Estate

    (352) 601-0839

    103 Total Sales

    Amy Messer
    Section Image
  • James Tacy Real Estate Agent - Tropic Shores Realty

    Seller's Agent in 2015

    James Tacy

    Tropic Shores Realty

    (352) 650-0097

    109 Total Sales

    James Tacy
    Section Image
  • Bruce Brunk Real Estate Agent - Keller Williams Realty - Elite Partners II

    Buyer's Agent in 2015

    Bruce Brunk

    Keller Williams Realty - Elite Partners II

    (352) 637-2777

    346 Total Sales

    Bruce Brunk
    Section Image

  • SH

    Seller's Agent in 2014

    Sandra Hart

    ERA American Suncoast Realty

See All Agents

Map

Source: REALTORS® Association of Citrus County

MLS Number: 848878

REALTORS® Association of Citrus County

APN: 19E-19S-02-0040-01280-1200

Florida Citrus County Inverness 34453

637 N Morris Ave, Inverness, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

REALTORS® Association of Citrus County IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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