NOT LISTED FOR SALE

64 Lake Terrace Ridgeway, VA 24148

Estimated Value: $179,728 - $216,000

3 Beds
2 Baths
1,325 Sq Ft
$146/Sq Ft Est. Value

Sale Details

Date Sold: December 2, 2025

Last sale price $195,000 $147 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,122 / mo

33 Days on Market

Highlights

  • Main Floor Bedroom
  • Double Pane Windows
  • Central Air
  • No HOA
  • Ceramic Tile Flooring
  • Heat Pump System

About This Home

As of December 2025

Welcome home to 64 Lake Terrace! This beautifully updated home offers comfort, charm, and modern upgrades throughout. Over the past five years, the home has received numerous improvements, including a new roof, heat pump, water heater, and flooring. Step inside to a warm and inviting living room, currently used as a dining area, that flows seamlessly into a cozy den - perfect for relaxing or entertaining. The kitchen features stainless steel appliances and plenty of space for a breakfast table or casual dining. The main level includes 3 bedrooms and 2 full bathrooms. The large walkout basement offers excellent storage space or the potential to be finished for additional living area. Don't miss your chance to make this lovely home yours - schedule your private showing today! Some photos may be digitally enhanced. Information taken from tax assessment and/or seller. Buyer/Buyer Agent to verify.

Last Agent to Sell the Property

Jesse Soots

Sarver Properties Brokerage Email: 2766477667, Richard@sarverproperties.com License #0225266479 Listed on: 10/28/2025

Last Buyer's Agent

Angie Garcia

The Spencer Group R.E. & Auction

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1974

Lot Details

  • 22,390 Sq Ft Lot

Home Design

  • Brick Exterior Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,325 Sq Ft Home
  • Double Pane Windows
  • Washer and Dryer Hookup

Kitchen

  • Single Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Block Basement Construction

Parking

  • Gravel Driveway
  • Open Parking

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Lakewood Forest Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1974

Lot Details

0.51 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Subdivision Name: Lakewood Forest
  • Carport Y N: No
  • Garage Yn: No
  • Year Built: 1974
  • Attribution Contact: 2766477667, Richard@sarverproperties.com
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, As Is, Dishwasher, Microwave, Electric Range, Refrigerator, Single Oven
  • Other Equipment: No Farm Equipment
  • Has Basement: Block, Unfinished, Walk-Out Access
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None, Electric
  • Fireplace: No
  • Flooring: Carpet, Ceramic Tile, Vinyl
  • Interior Amenities: 1st Floor Bedroom
  • Living Area: 1325
  • Window Features: Double Pane Windows

Exterior Features

  • Waterfront Features: No Surface Water
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: None, Gravel Drive

Utilities

  • Laundry Features: Dryer Hookup, Washer Hookup
  • Cooling: Central-Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Utilities On
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 22389.84

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2025
Closed on
Dec 2, 2025
Sold by
Knight Mallory A and Elgin Christopher W
Bought by
Rivers Atlanta Nicole and Dalton Eyan C
Seller's Agent
Jesse Soots
Sarver Properties
Buyer's Agent
Angie Garcia
The Spencer Group R.E. & Auction
List Price
$189,900
Sold Price
$195,000
Premium/Discount to List
$5,100
2.69%
Views
15
Current Estimated Value
$200,615

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,615
Avg. Annual Appreciation
-1.37%
Original Mortgage
$191,468
Outstanding Balance
$191,099
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$2,583

Purchase Details

Listed on
Nov 19, 2022
Closed on
Jan 20, 2023
Sold by
Price Tiffany A and Price Courtney
Bought by
Elgin Christopher W and Knight Mallory A
Seller's Agent
Tiffany Waller
Commonwealth LLC-REALTORS
Buyer's Agent
Penny Elliott
The Spencer Group R.E. & Auction
List Price
$169,900
Sold Price
$164,500
Premium/Discount to List
-$5,400
-3.18%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.11%
Original Mortgage
$166,616
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 10, 2021
Closed on
Nov 9, 2021
Sold by
Hsbc Bank Usa Na
Bought by
Price Tiffany A and Price Courtney
Seller's Agent
Tiffany Waller
Commonwealth LLC-REALTORS
Buyer's Agent
Tiffany Waller
Commonwealth LLC-REALTORS
Sold Price
$53,025

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
158.93%
Original Mortgage
$42,400
Interest Rate
3.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 11, 2021
Sold by
Equity Trustees Llc
Bought by
Hsbc Bank Usa Na and Renaissance Home Equity Loan Trust 2006-
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Rivers Atlanta Nicole $195,000 Investors Title Insurance
Elgin Christopher W $164,500 Commonwealth Land Title
Price Tiffany A $53,025 None Available
Hsbc Bank Usa Na $39,282 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Rivers Atlanta Nicole $191,468
Previous Owner Elgin Christopher W $166,616
Previous Owner Price Tiffany A $42,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/02/2025 12/02/25 Sold $195,000 +2.7% $147 / Sq Ft
12/01/2025 12/01/25 Pending -- -- --
10/28/2025 10/28/25 For Sale $189,900 +11.8% $143 / Sq Ft
01/21/2023 01/21/23 Off Market $169,900 -- --
01/20/2023 01/20/23 Sold $164,500 -3.2% $102 / Sq Ft View Prior Sale
01/13/2023 01/13/23 Pending -- -- --
11/19/2022 11/19/22 For Sale $169,900 +220.4% $105 / Sq Ft
11/10/2021 11/10/21 Sold $53,025 -- $40 / Sq Ft View Prior Sale
Source: Martinsville, Henry & Patrick Counties Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $407 $73,400 $9,500 $63,900
2024 $407 $73,400 $9,500 $63,900
2023 $407 $73,400 $9,500 $63,900
2022 $407 $73,400 $9,500 $63,900
2021 $407 $73,400 $9,500 $63,900
2020 $407 $73,400 $9,500 $63,900
2019 $407 $73,400 $9,500 $63,900
2018 $40,737 $73,400 $9,500 $63,900
2017 $40,737 $73,400 $9,500 $63,900
2016 $36,698 $75,200 $9,500 $65,700
2015 $36,698 $75,200 $9,500 $65,700
2014 $36,698 $75,200 $9,500 $65,700
Source: Public Records

Agents Affiliated with this Home

  • Jesse Soots

    Seller's Agent in 2025

    Jesse Soots

    Sarver Properties

    (276) 734-1854

    25 Total Sales

    Jesse Soots
    Section Image

  • A

    Buyer's Agent in 2025

    Angie Garcia

    The Spencer Group R.E. & Auction

    Section Image

  • T

    Seller's Agent in 2023

    Tiffany Waller

    Commonwealth LLC-REALTORS

    (276) 647-7772

    133 Total Sales

    Tiffany Waller
    Section Image

  • P

    Buyer's Agent in 2023

    Penny Elliott

    The Spencer Group R.E. & Auction

    Section Image
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Map

Source: Martinsville, Henry & Patrick Counties Association of REALTORS®

MLS Number: 145494

APN: 126765000

Virginia Henry County Ridgeway 24148

64 Lake Terrace, Ridgeway, VA

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