640 27th St SW Naples, FL 34117
Rural Estates NeighborhoodEstimated payment $4,478/month
Highlights
- Above Ground Pool
- RV or Boat Parking
- Whole House Reverse Osmosis System
- Big Cypress Elementary School Rated A-
- View of Trees or Woods
- 2.5 Acre Lot
About This Home
Rarely does a property offer a spacious main home and a fully independent mother-in-law suite on 2.5 private acres. This exceptional ranch estate provides the perfect opportunity for multi-generational living, guest accommodations, rental income potential, or a private home office setup.
The centerpiece of the property is the comfortable ranch-style main home, offering spacious living and a welcoming atmosphere. Just steps away, the fully detached 1-bedroom, 1-bathroom mother-in-law suite features its own kitchen, laundry, and private living space, creating a truly separate residence with endless possibilities.
Surrounded by mature, swaying palm trees and fully fenced for privacy, this stunning property is an entertainer's dream. Enjoy an inviting in-ground pool, screened lanai, and two expansive decks designed for gatherings, complete with an outdoor bar and plenty of space to enjoy Florida's beautiful weather year-round.
Additional highlights include a large oversized detached 20' x 20' x 12' garage, multiple storage sheds, and a specialized air-conditioned building with full electrical service—perfect for a workshop, hobby space, fitness room, or home business. For added value and peace of mind, new hurricane shutters were installed in 2024, and a brand-new metal roof was installed in 2025.
With NO HOA restrictions, breathtaking sunsets, and endless room to live, work, and play, this unique property offers the Florida lifestyle you've always dreamed of while providing the flexibility and functionality that are increasingly hard to find.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,892
Year Built
- Built in 1980
Lot Details
- 2.5 Acre Lot
- 165 Ft Wide Lot
- Fenced
Parking
- 2 Car Detached Garage
- Circular Driveway
- RV or Boat Parking
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Metal Roof
- Stucco
Interior Spaces
- Property has 1 Level
- Furnished or left unfurnished upon request
- Ceiling Fan
- Window Treatments
- Family Room
- Den
- Screened Porch
- Storage
- Tile Flooring
- Views of Woods
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Electric Cooktop
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Whole House Reverse Osmosis System
- Reverse Osmosis System
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- In-Law or Guest Suite
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Above Ground Pool
- Screen Enclosure
Outdoor Features
- Deck
- Lanai
Utilities
- Central Heating and Cooling System
- Water Treatment System
- Well
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- Golden Gate Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 36816560009
- Tax Block 93
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,705 | $290,709 | -- | -- |
| 2024 | $2,669 | $282,516 | -- | -- |
| 2023 | $2,669 | $274,287 | -- | -- |
| 2022 | $4,094 | $310,279 | $0 | $0 |
| 2021 | $3,584 | $282,072 | $0 | $0 |
| 2020 | $3,122 | $256,429 | $87,500 | $168,929 |
| 2019 | $3,213 | $262,982 | $111,875 | $151,107 |
| 2018 | $3,365 | $277,182 | $113,500 | $163,682 |
| 2017 | $3,241 | $264,711 | $87,688 | $177,023 |
| 2016 | $1,160 | $122,882 | $0 | $0 |
| 2015 | $1,166 | $122,028 | $0 | $0 |
| 2014 | $1,160 | $71,060 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/19/2026 06/19/26 | For Sale | $789,000 | +37.2% | $535 / Sq Ft | |
| 03/01/2022 03/01/22 | Sold | $575,000 | +4.5% | $390 / Sq Ft | View Prior Sale |
| 01/02/2022 01/02/22 | Pending | -- | -- | -- | |
| 11/10/2021 11/10/21 | For Sale | $550,000 | +56.3% | $373 / Sq Ft | |
| 07/28/2016 07/28/16 | Sold | $352,000 | -4.6% | $148 / Sq Ft | View Prior Sale |
| 05/24/2016 05/24/16 | Pending | -- | -- | -- | |
| 04/07/2016 04/07/16 | For Sale | $369,000 | -- | $155 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $575,000 | Loterstein Mark J | |
| Warranty Deed | $352,000 | None Available | |
| Warranty Deed | $350,000 | Attorney |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $375,000 | New Conventional | |
| Previous Owner | $345,624 | FHA | |
| Previous Owner | $350,000 | Purchase Money Mortgage |
Source: Naples Area Board of REALTORS®
MLS Number: 226023517
APN: 36816560009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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