Lisa Heenan
New Chapter Real Estate
(708) 726-9611
39 Total Sales
1 in Crete
$200,000 Price
640 2nd St Crete, IL 60417
Crete AreaEstimated Value: $286,000 - $317,561
3
Beds
3
Baths
2,545
Sq Ft
$118/Sq Ft
Est. Value
Highlights
- Second Kitchen
- Wood Flooring
- Corner Lot
- Open Floorplan
- Whirlpool Bathtub
- Heated Enclosed Porch
About This Home
As of April 2026Seller motivated! $5,000 toward buyer closing costs. Charming Vintage Home with Endless Possibilities in Downtown Crete** This beautifully maintained vintage home offers exceptional versatility and character. It can be utilized as a spacious single-family residence, a home with related living, or a two-unit investment property with a separate entrance. The home features **3 bedrooms, 3 full baths**, a ** finished basement with gas starter fireplace**, and sits on a **large corner lot** in the heart of **quiet, downtown Crete**. Original details throughout include **hardwood floors, solid wood doors, 8-inch baseboards, decorative colonnades, vintage hardware**, and a **built-in window seat** in the living room with 2 build in bookcases. The **main-level kitchen** is expansive with ample cabinetry and a charming **butler's pantry**. The **heated, enclosed front porch** offers two additional rooms, ideal for an office, guest room/bedroom room, or den. The **second level** provides a large living area, second kitchen, and private space and a bedroom with french doors-perfect for related living or rental potential. The **basement** includes a full bath, family room with fireplace, laundry/utility room, workshop area, and abundant storage. Conveniently located near **downtown Crete's shops, dining, local businesses, parks, and community events**, this property combines classic architectural details with modern versatility. **Don't miss this unique opportunity-schedule your showing today!
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,865
Year Built
- Built in 1904
Lot Details
- 12,632 Sq Ft Lot
- Lot Dimensions are 100x128
- Corner Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
Home Design
- Bungalow
- Vinyl Siding
Interior Spaces
- 2,545 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Built-In Features
- Bookcases
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Window Treatments
- Window Screens
- Family Room
- Living Room
- Formal Dining Room
- Home Office
- Heated Enclosed Porch
- Unfinished Attic
- Laundry Room
Kitchen
- Second Kitchen
- Butlers Pantry
- Range
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- In-Law or Guest Suite
- Bathroom on Main Level
- 3 Full Bathrooms
- Whirlpool Bathtub
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 20, 2025
Closed on
Apr 9, 2026
Sold by
Bought by
Seller's Agent
Brenda Morgan
RE/MAX 10
Buyer's Agent
Brooke Bosak
Better Homes and Gardens
List Price
$293,500
Sold Price
$288,500
Premium/Discount to List
-$5,000
-1.7%
Views
216
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,640
Avg. Annual Appreciation
13.16%
Original Mortgage
$288,500
Outstanding Balance
$288,002
Interest Rate
6.75%
Mortgage Type
VA
Estimated Equity
$12,138
Purchase Details
Closed on
Nov 28, 2023
Sold by
Bought by
Purchase Details
Closed on
Jul 27, 2021
Sold by
Bought by
Purchase Details
Closed on
May 14, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,731
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 24, 2016
Closed on
Jan 12, 2017
Sold by
Bought by
Seller's Agent
Kimberly Neill
Real Broker, LLC
Buyer's Agent
Roberta Thomas
Coldwell Banker Realty
List Price
$119,000
Sold Price
$104,000
Premium/Discount to List
-$15,000
-12.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.79%
Original Mortgage
$102,116
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 14, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
8.5%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Crete, IL
-
Lisa Heenan
-
Maria Miller
Maria Miller
Better Homes & Gardens Real Estate
(708) 834-7565
297 Total Sales
1 in Crete
$160,000 Price
-
Otis Lazich
Otis Lazich
Capital Investment Realty Group Inc
(630) 895-7685
167 Total Sales
1 in Crete
$188,000 Price
-
Tamika Bishop
Tamika Bishop
Coldwell Banker Realty
(224) 479-1963
62 Total Sales
1 in Crete
$264,900 Price
-
Jennifer Upshaw
Jennifer Upshaw
L. Upshaw Realty
(224) 287-9910
52 Total Sales
1 in Crete
$129,900 Price
-
Elizabeth Botello
Elizabeth Botello
eXp Realty
(708) 340-6997
183 Total Sales
1 in Crete
$230,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $288,500 | First American Title | ||
| -- | None Listed On Document | ||
| -- | None Available | ||
| -- | National Title Solutions Inc | ||
| $104,000 | Fidelity National Title | ||
| $127,500 | Stewart Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $288,500 | ||
| Closed | $129,731 | ||
| Previous Owner | $102,116 | ||
| Previous Owner | $78,100 | ||
| Previous Owner | $44,200 | ||
| Previous Owner | $50,000 | ||
| Previous Owner | $60,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/09/2026 04/09/26 | Sold | $288,500 | 0.0% | $113 / Sq Ft | |
| 02/04/2026 02/04/26 | Pending | -- | -- | -- | |
| 12/18/2025 12/18/25 | Price Changed | $288,500 | -1.7% | $113 / Sq Ft | |
| 10/20/2025 10/20/25 | For Sale | $293,500 | +182.2% | $115 / Sq Ft | |
| 01/31/2017 01/31/17 | Sold | $104,000 | 0.0% | -- | View Prior Sale |
| 01/21/2017 01/21/17 | Off Market | $104,000 | -- | -- | |
| 12/01/2016 12/01/16 | Pending | -- | -- | -- | |
| 11/09/2016 11/09/16 | Price Changed | $107,900 | -4.4% | -- | |
| 09/30/2016 09/30/16 | Price Changed | $112,900 | -3.5% | -- | |
| 09/08/2016 09/08/16 | Price Changed | $117,000 | -1.7% | -- | |
| 08/22/2016 08/22/16 | For Sale | $119,000 | 0.0% | -- | |
| 08/16/2016 08/16/16 | Pending | -- | -- | -- | |
| 07/26/2016 07/26/16 | Price Changed | $119,000 | -4.0% | -- | |
| 04/24/2016 04/24/16 | For Sale | $124,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,150 | $102,040 | $17,672 | $84,368 |
| 2023 | $5,126 | $52,570 | $15,780 | $36,790 |
| 2022 | $5,126 | $46,720 | $14,024 | $32,696 |
| 2021 | $4,481 | $42,776 | $12,840 | $29,936 |
| 2020 | $4,315 | $40,090 | $12,034 | $28,056 |
| 2019 | $3,496 | $37,678 | $11,310 | $26,368 |
| 2018 | $3,421 | $36,867 | $11,067 | $25,800 |
| 2017 | $3,146 | $33,963 | $10,195 | $23,768 |
| 2016 | $3,118 | $33,744 | $10,129 | $23,615 |
| 2015 | $3,055 | $32,841 | $9,858 | $22,983 |
| 2014 | $3,055 | $33,173 | $9,958 | $23,215 |
| 2013 | $3,055 | $34,762 | $10,435 | $24,327 |
Source: Public Records
Agents Affiliated with this Home
-
Brenda Morgan
Seller's Agent in 2026
Brenda Morgan
RE/MAX 10
(708) 922-1055
37 Total Sales
-
Brooke Bosak
Buyer's Agent in 2026
Brooke Bosak
Better Homes and Gardens
(219) 730-9386
69 Total Sales
-
Kimberly Neill
Seller's Agent in 2017
Kimberly Neill
Real Broker, LLC
(708) 878-9215
134 Total Sales
-
Roberta Thomas
R
Buyer's Agent in 2017
Roberta Thomas
Coldwell Banker Realty
(708) 460-4900
24 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12499225
APN: 23-15-08-410-017
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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