640 Main St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $479,255
4
Beds
4
Baths
2,550
Sq Ft
$188/Sq Ft
Est. Value
About This Home
This home is located at 640 Main St, Covington, KY 41011 and is currently estimated at $479,255, approximately $187 per square foot. 640 Main St is a home located in Kenton County with nearby schools including Holmes High School, Holy Trinity School, and Holy Family Catholic School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 26, 2025
Sold by
Amerasia Cafe & Bar Llc
Bought by
Tn1 Management Llc
Current Estimated Value
Purchase Details
Closed on
Jun 7, 2023
Sold by
Bean Haus Bakery & Cafe
Bought by
Amerasia Cafe & Bar Llc
Purchase Details
Closed on
Nov 27, 2019
Sold by
The Wireless Stone Inc
Bought by
Bhb Properties Llc and Bean Haus Bakery & Cafe
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
3.6%
Purchase Details
Closed on
Oct 11, 2000
Sold by
Ehrman Edward S
Bought by
Wireless Store Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
7.96%
Mortgage Type
Commercial
Purchase Details
Closed on
Dec 31, 1997
Sold by
Ellis Oliver P
Bought by
Ehrman Edward S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,040
Interest Rate
7.2%
Mortgage Type
Commercial
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Tn1 Management Llc | -- | Kentucky Land Title | |
| Tn1 Management Llc | -- | Kentucky Land Title | |
| Amerasia Cafe & Bar Llc | $390,000 | Springdale Title | |
| Amerasia Cafe & Bar Llc | $390,000 | Springdale Title | |
| Bhb Properties Llc | $300,000 | Kentucky Land Title Agency | |
| Wireless Store Inc | $118,000 | -- | |
| Ehrman Edward S | $102,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Bhb Properties Llc | $240,000 | |
| Previous Owner | Wireless Store Inc | $96,000 | |
| Previous Owner | Ehrman Edward S | $104,040 |
Source: Public Records
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,168 | $390,000 | $40,000 | $350,000 |
| 2024 | $5,129 | $390,000 | $40,000 | $350,000 |
| 2023 | $3,996 | $300,000 | $40,000 | $260,000 |
| 2022 | $4,184 | $300,000 | $40,000 | $260,000 |
| 2021 | $4,785 | $300,000 | $24,000 | $276,000 |
| 2020 | $4,762 | $300,000 | $24,000 | $276,000 |
| 2019 | $2,406 | $139,000 | $24,000 | $115,000 |
| 2018 | $2,571 | $139,000 | $24,000 | $115,000 |
| 2017 | $2,354 | $123,000 | $15,000 | $108,000 |
| 2015 | $2,504 | $123,000 | $15,000 | $108,000 |
| 2014 | $2,370 | $123,000 | $15,000 | $108,000 |
Source: Public Records
Map
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