NOT LISTED FOR SALE

640 Summerfield Place Flat Rock, NC 28731

Flat Rock Area

Estimated Value: $564,520

4 Beds
3 Baths
2,282 Sq Ft
$247/Sq Ft Est. Value

Sale Details

Date Sold: April 2, 2026

Last sale price $550,000 $241 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,620 / mo

55 Days on Market

Highlights

  • Fitness Center
  • Open Floorplan
  • Pond
  • Pool
  • Clubhouse
  • Arts and Crafts Architecture

About This Home

As of April 2026

Sophistication meets serenity in this impeccably maintained Flat Rock retreat, where intentional design creates an atmosphere of effortless elegance. The open-concept heart of the home features a gourmet granite kitchen and a light-filled living room anchored by a warm fireplace. A coveted main-level primary suite offers a private, luxurious escape, while the versatile floor plan adapts to your needs for guests or a home office. Situated in a premier community featuring a clubhouse, pool, and fitness center, this home offers the best of WNC living with easy access to Hendersonville’s finest dining and shopping.

Last Agent to Sell the Property

Ali Thomas

Howard Hanna Beverly-Hanks Brokerage Email: ali.thomas@howardhannatate.com License #222429 Listed on: 01/08/2026

Howard Hanna Beverly-Hanks

Last Buyer's Agent

Ali Thomas

Howard Hanna Beverly-Hanks Brokerage Email: ali.thomas@howardhannatate.com License #222429 Listed on: 01/08/2026

Howard Hanna Beverly-Hanks
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2020

Lot Details

  • 3,049 Sq Ft Lot
  • Back Yard Fenced
  • Level Lot
  • Property is zoned F1, F-1

HOA Fees

  • $285 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Arts and Crafts Architecture
  • Slab Foundation
  • Architectural Shingle Roof
  • Stone Veneer

Interior Spaces

  • 1.5-Story Property
  • Open Floorplan
  • Entrance Foyer
  • Family Room with Fireplace
  • Screened Porch
  • Home Security System
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Pool

Outdoor Features

  • Pond

Schools

  • Upward Elementary School
  • Flat Rock Middle School
  • East Henderson High School

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 9588-72-0905

Community Details

Overview

  • Ipm Theresa Byrnes Association
  • Orchards Of Flat Rock Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Fitness Center

Home Details

Home Type

Single Family

Year Built

Built in 2020

Lot Details

3,049 Sq Ft Lot

HOA Fees

$285 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Arts and Crafts
  • Year Built: 2020
  • Restrictions: Architectural Review
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 241.02
  • Geocode Confidence: High
  • Attribution Contact: ali.thomas@howardhannatate.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Breakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1670
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 439
  • Sq Ft Unheated Total: 439
  • Sq Ft Upper: 612
  • Appliances: Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 2282
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Family Room
  • Living Area: 2282
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Pool Features: Outdoor Pool
  • Pool Private: Yes
  • Exclusions: Mirrorshanging throughout house but not the bathroom mirrors.
  • Construction Type: Fiber Cement, Stone Veneer
  • Patio And Porch Features: Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: Public Sewer
  • Laundry Features: Inside, Laundry Room
  • Security: Security System
  • Cooling: Central Air
  • Utilities: Cable Available, Natural Gas, Underground Power Lines, Underground Utilities
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Pond, Sidewalks, Other
  • Association Fee: 285
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: IPM - Theresa Byrnes
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 3420.00

Schools

  • Middle Or Junior School: Flat Rock
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level
  • Lot Size Units: Acres
  • Parcel Number: 9588-72-0905
  • Zoning: F-1
  • Lot Size Acres: 0.07
  • Additional Parcels: No
  • Zoning Specification: F1

MLS Schools

  • Elementary School: Upward
  • High School: East Henderson

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2026
Closed on
Mar 30, 2026
Sold by
Bought by
Seller's Agent
Ali Thomas
Howard Hanna Beverly-Hanks
Buyer's Agent
Ali Thomas
Howard Hanna Beverly-Hanks
List Price
$565,000
Sold Price
$550,000
Premium/Discount to List
-$15,000
-2.65%
Views
38
Current Estimated Value
$564,520

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,520
Avg. Annual Appreciation
7.97%

Purchase Details

Closed on
Oct 22, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,125
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Flat Rock, NC

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$550,000 None Listed On Document
$342,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $59,000
Previous Owner $291,125
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/02/2026 04/02/26 Sold $550,000 -2.7% $241 / Sq Ft
01/08/2026 01/08/26 For Sale $565,000 -- $248 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,783 $496,100 $50,000 $446,100
2025 $2,783 $496,100 $50,000 $446,100
2024 $28 $496,100 $50,000 $446,100
2023 $2,783 $496,100 $50,000 $446,100
2022 $2,436 $352,500 $50,000 $302,500
2021 $2,436 $50,000 $50,000 $0
2020 $346 $50,000 $0 $0
Source: Public Records

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Map

Source: Canopy MLS

MLS Number: 4334222

Canopy MLS

APN: 9588720905

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