NOT LISTED FOR SALE

640 Willow Rd Lusby, MD 20657

Estimated Value: $574,000 - $715,000

5 Beds
2.5 Baths
3,680 Sq Ft
$184/Sq Ft Est. Value

Sale Details

Date Sold: September 13, 2024

Last sale price $700,000 $190 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $4,103 / mo

11 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Pier
  • View of Trees or Woods
  • 1 Dock Slip
  • Fishing Allowed
  • 1.24 Acre Lot

About This Home

As of September 2024

ST. LEONARD CREEK WATERFRONT! Move-in ready home, perfect for summer enjoyment. NO HOA!! This colonial is in a very private setting with quiet cove vibes, perfect for full time living or part time use. The location will excite boaters and wildlife enthusiasts alike! Regular activity from hummers, heron, eagle, osprey, kingfisher, pileated woodpecker, otter and more become part of your personal nature story! Beautiful 3680 SF colonial has incredible hardwood floors, brick fireplace and big picture windows. A completely updated kitchen in 2024 includes quartz counters and stainless appliances, creek view from the large trough sink. The main level provides a large home office, formal and casual dining, and the ultimate in expansive living areas. The roof was replaced in 2019. Five large bedrooms includes a primary suite with sitting room and balcony, newly remodeled bath. Water views across the cove frame the old growth wooded shoreline of Morgan Hill Farm. This beautifully maintained and spacious colonial home truly caters to the waterfront setting with multi-zoned outdoor living space and a gentle walk to the private pier. The pier includes a covered slip with 6000 LB sling lift + second 1500 lb lift for smaller boats or PWC. Kayaks and SUPs are also welcomed! Shown by appointment only.

Last Agent to Sell the Property

Chris McNelis

(410) 394-0990 chris.mcnelis@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #17858 Listed on: 08/02/2024

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Christina Vaselaros-Stevenson

(301) 855-8600 chrissy.vaselaros@mcnelisgroup.com RE/MAX Realty Group

RE/MAX Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,556

Year Built

  • Built in 1987 | Remodeled in 2024

Lot Details

  • 1.24 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Northeast Facing Home
  • Private Lot
  • Secluded Lot
  • Premium Lot
  • Back Yard

Property Views

  • Woods
  • Creek or Stream
  • Garden

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 3,680 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • Corner Fireplace
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Vinyl Clad Windows
  • Sliding Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Bathroom
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Balcony
  • Exterior Lighting
  • Outbuilding
  • Playground
  • Brick Porch or Patio

Utilities

  • Central Air
  • Heat Pump System
  • Wall Furnace
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 709
  • Assessor Parcel Number 0501152351

Community Details

Overview

  • No Home Owners Association
  • White Sands Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,556

Year Built

Built in 1987 | Remodeled in 2024

Lot Details

1.24 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: 6,000 lb single motor sling lift, 1500 lb small craft llft
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1987
  • Year Renovated: 2024
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven - Single, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Built-Ins, Carpet, Combination Kitchen/Dining, Formal/Separate Dining Room, Primary Bath(s), Recessed Lighting, Bathroom - Tub Shower, Upgraded Countertops, Wood Floors, Breakfast Area, Ceiling Fan(s), Family Room Off Kitchen, Floor Plan - Open
  • Window Features: Vinyl Clad
  • Fireplace Features: Brick, Corner, Mantel(s), Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall, 9'+ Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 3680
  • Living Area Sq Ft: 3680
  • Price Per Sq Ft: 190.19
  • Above Grade Finished Sq Ft: 3680
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Stick Built
  • Exterior Features: Exterior Lighting, Outbuilding(s), Play Area
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Creek/Stream, Water, Trees/Woods, Garden/Lawn
  • Water Access Features: Canoe/Kayak, Private Access, Waterski/Wakeboard, Personal Watercraft (PWC), Fishing Allowed, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: St Leonard Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Wall Unit
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Cable Tv
  • Water Source: Private, Well
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Premium, Private, Rear Yard, Secluded, Stream/Creek
  • Lot Size Acres: 1.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 54010.00
  • Outdoor Living Structures: Balcony, Porch(es), Brick
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5556.00
  • Assessor Parcel Number: 0501152351
  • Tax Lot: 709
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2024
Closed on
Sep 13, 2024
Sold by
Nuckols Jack J
Bought by
Sansone Rodman Dwight and Sansone Margaretina Teresa
Seller's Agent
Chris McNelis
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Christina Vaselaros-Stevenson
RE/MAX Realty Group
List Price
$774,900
Sold Price
$700,000
Premium/Discount to List
-$74,900
-9.67%
Views
60
Current Estimated Value
$676,778

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$23,222
Avg. Annual Appreciation
-2.04%
Original Mortgage
$500,000
Outstanding Balance
$492,452
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$184,326

Purchase Details

Closed on
Mar 17, 2008
Sold by
Monger S Ra N
Bought by
Nuckols Jack J

Purchase Details

Closed on
May 22, 2007
Sold by
Bl and James B
Bought by
Monger Sandra N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$388,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 18, 2007
Sold by
Bl and James B
Bought by
Monger Sandra N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$388,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 31, 1991
Sold by
Simpson John A and Melissa Muse
Bought by
Bland James B and Bland Bridget M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,000
Interest Rate
9.61%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sansone Rodman Dwight $700,000 Lakeside Title
Sansone Rodman Dwight $700,000 Lakeside Title
Nuckols Jack J $545,000 --
Nuckols Jack J $545,000 --
Monger Sandra N $485,000 --
Monger Sandra N $485,000 --
Bland James B $310,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sansone Rodman Dwight $500,000
Closed Sansone Rodman Dwight $500,000
Previous Owner Monger Sandra N $388,000
Previous Owner Monger Sandra N $388,000
Previous Owner Bland James B $186,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/13/2024 09/13/24 Sold $700,000 0.0% $190 / Sq Ft
08/11/2024 08/11/24 Price Changed $699,900 -9.7% $190 / Sq Ft
08/02/2024 08/02/24 For Sale $774,900 -- $211 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,174 $551,633 $0 $0
2024 $5,865 $523,467 $0 $0
2023 $5,360 $495,300 $260,800 $234,500
2022 $5,252 $485,200 $0 $0
2021 $5,060 $475,100 $0 $0
2020 $5,060 $465,000 $260,800 $204,200
2019 $5,056 $462,700 $0 $0
2018 $5,019 $460,400 $0 $0
2017 $5,060 $458,100 $0 $0
2016 -- $458,100 $0 $0
2015 $6,601 $458,100 $0 $0
2014 $6,601 $462,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2017044

Bright MLS

APN: 01-152351

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