NOT LISTED FOR SALE

Estimated Value: $147,000 - $181,854

4 Beds
2.5 Baths
1,896 Sq Ft
$83/Sq Ft Est. Value

Sale Details

Date Sold: March 2, 2026

Last sale price $148,000 $78 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $945 / mo

139 Days on Market

Highlights

  • Deck
  • No HOA
  • 2 Car Detached Garage
  • Wood Flooring
  • Neighborhood Views
  • Laundry Room

About This Home

As of March 2026

Welcome to 643 McKinley St in Gary, a beautifully maintained home full of charm. With 3 bedrooms, 2.5 bathrooms, and nearly 1,900 sq ft of living space, this property blends historic character. Step inside to an inviting main floor filled with natural sunlight, a cozy fireplace, and a kitchen with a built-in nook perfect for casual meals. Upstairs, you'll find spacious bedrooms, a walk-in shower/tub combo, a convenient laundry room, and an attic bonus room with a closet that can be used as a 4th bedroom, office, or playroom. The finished basement features a full bathroom with a bar and ample family room space for gatherings. Relax on the sunporch, entertain on the back deck, or enjoy the privacy of the fenced-in yard. A 2-car detached garage provides plenty of parking and storage and enjoy a sprinkler system in both the front and back yards. This home is close to many attractions (Rail Cats Stadium, HardRock Casino), highway access, and a 10-minute drive from the Indiana University Northwest Campus. Property being sold-as-is.

Last Agent to Sell the Property

Dierdra Shittu

@properties/Christie's Intl RE License #RB22001329 Listed on: 09/11/2025

@properties/Christie's Intl RE

Last Buyer's Agent

Lisa Nemcek

Key Realty Indiana, LLC License #RB17001878

Key Realty Indiana, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,669

Year Built

  • Built in 1927

Lot Details

  • 6,229 Sq Ft Lot
  • Chain Link Fence

Parking

  • 2 Car Detached Garage

Home Design

  • Brick Foundation

Interior Spaces

  • 2-Story Property
  • Living Room with Fireplace
  • Dining Room
  • Neighborhood Views
  • Basement

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Deck

Utilities

  • Central Heating and Cooling System
  • Well

Community Details

  • No Home Owners Association
  • Gary Land Companys 04 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 450805412006000004

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,669

Year Built

Built in 1927

Lot Details

6,229 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1927
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Laundry Room, Upper Level
  • ResoLotFeatures: Back Yard, Sprinklers In Rear, Sprinklers In Front, Front Yard
  • Reso View: Neighborhood
  • Co List Office Mls Id: NRA2041
  • Subdivision Name: Gary Land Companys 04
  • Above Grade Finished Sq Ft: 948
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • AuctionYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer
  • Basement: Finished
  • Flooring: Carpet, Tile, Hardwood
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 948
  • Fireplace Features: Living Room
  • Fireplaces: 1

Exterior Features

  • Exterior Features: Private Yard
  • Fencing: Chain Link
  • Acres: 0.143
  • Waterfront: No
  • Construction Type: Brick
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Detached, Concrete, Alley Access

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Water Source: Public, Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 6229
  • Additional Parcels: No
  • Parcel #: 450805412006000004

Tax Info

  • Year: 2024
  • Tax Annual Amount: 2669.34

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2025
Closed on
Feb 27, 2026
Sold by
Bought by
Seller's Agent
Dierdra Shittu
@properties/Christie's Intl RE
Buyer's Agent
Lisa Nemcek
Key Realty Indiana, LLC
List Price
$165,000
Sold Price
$148,000
Premium/Discount to List
-$17,000
-10.3%
Views
158
Current Estimated Value
$156,464

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,464
Avg. Annual Appreciation
26.08%
Original Mortgage
$143,560
Outstanding Balance
$143,560
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$12,904

Purchase Details

Closed on
Jul 1, 2025
Sold by
Bought by
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Chicago Title Insurance Compan
-- None Listed On Document
-- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $143,560
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/02/2026 03/02/26 Sold $148,000 -10.3% $78 / Sq Ft
01/28/2026 01/28/26 Pending -- -- --
01/12/2026 01/12/26 For Sale $165,000 +11.5% $87 / Sq Ft
12/17/2025 12/17/25 Off Market $148,000 -- --
11/26/2025 11/26/25 Pending -- -- --
11/20/2025 11/20/25 Price Changed $165,000 -7.8% $87 / Sq Ft
10/18/2025 10/18/25 Price Changed $179,000 -5.7% $94 / Sq Ft
10/01/2025 10/01/25 Price Changed $189,900 -2.6% $100 / Sq Ft
09/11/2025 09/11/25 For Sale $194,900 -- $103 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,164 $148,800 $7,600 $141,200
2024 $8,420 $100,100 $7,600 $92,500
2023 $1,104 $95,500 $7,900 $87,600
2022 $1,132 $96,200 $5,000 $91,200
2021 $1,033 $88,900 $5,000 $83,900
2020 $1,020 $88,000 $5,000 $83,000
2019 $894 $83,400 $5,000 $78,400
2018 $869 $78,600 $4,700 $73,900
2017 $892 $80,000 $4,700 $75,300
2016 $925 $83,600 $4,700 $78,900
2014 $972 $88,600 $5,900 $82,700
2013 $928 $86,800 $5,900 $80,900
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 827565

Northwest Indiana Association of REALTORS®

APN: 45-08-05-412-006.000-004

Your Personal Tour Guide

Ask me questions while you tour the home.