Sheila Strutz
Village Realty, Inc.
(855) 658-1173
49 Total Sales
1 in South Elgin
$465,000 Price
645 E State St South Elgin, IL 60177
South Elgin AreaEstimated Value: $341,703 - $392,000
3
Beds
2.5
Baths
1,368
Sq Ft
$272/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Formal Dining Room
- Patio
- Quartz Countertops
- 2 Car Attached Garage
- Living Room
About This Home
As of April 2026Multiple Offer Received Highest and Best due by 3/22 at 9:00 AM. Charming & updated South Elgin Gem! This meticulously maintained, one-owner home offers a seamless blend of classic comfort and modern style. From the moment you arrive, the pride of ownership is evident in every detail of this move-in-ready residence. Situated on a large, fenced lot with a brick paver patio and professional landscaping, the interior features a spacious living room with wood floors and a stylish kitchen boasting 42" white custom cabinets, quartz countertops, and subway tile. The upstairs primary suite includes a versatile sitting area alongside two additional bedrooms and an updated bath with porcelain tile. A fully finished basement provides a large family/rec room, full bath, and ample storage. Exceptionally cared for, this home is truly turnkey and ready for its next chapter.
Last Agent to Sell the Property
@properties Christie's International Real Estate License #475123237 Listed on: 03/19/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,302
Year Built
- Built in 1992
Lot Details
- Lot Dimensions are 112x90
- Fenced
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,368 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Formal Dining Room
Kitchen
- Range
- Microwave
- Dishwasher
- Quartz Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
Schools
- Clinton Elementary School
- Kenyon Woods Middle School
- South Elgin High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Water Softener is Owned
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 19, 2026
Closed on
Apr 5, 2026
Sold by
Louis Jones and Sue Kathleen
Bought by
Seller's Agent
Cindy Schmalz
@properties Christie's International Real Estate
Buyer's Agent
Bohdan Zhukotanskyy
KOMAR
List Price
$339,000
Sold Price
$372,000
Premium/Discount to List
$33,000
9.73%
Views
99
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,883
Avg. Annual Appreciation
-0.40%
Original Mortgage
$297,600
Outstanding Balance
$296,769
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$74,657
Home Values in the Area
Average Home Value in this Area
Agents Specializing in South Elgin, IL
-
Sheila Strutz
-
Dave Goddard
Dave Goddard
Garry Real Estate
(585) 514-5663
103 Total Sales
2 in South Elgin
$265K - $570K Price Range
-
Avi Sonar
Avi Sonar
Responds QuicklyStarting Point Realty, Inc.
(708) 401-9151
42 Total Sales
2 in South Elgin
$341K - $376K Price Range
-
Roberto Morales-Corona
Roberto Morales-Corona
Responds QuicklyColdwell Banker Realty
(224) 427-6956
65 Total Sales
1 in South Elgin
$375,000 Price
-
Michael Stangel
Michael Stangel
@properties Christie's International Real Estate
(224) 529-3109
104 Total Sales
1 in South Elgin
$364,500 Price
-
Rosa Castaneda
Rosa Castaneda
Responds QuicklyeXp Realty
(224) 570-2932
21 Total Sales
1 in South Elgin
$265,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $372,000 | Proper Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $297,600 | ||
| Previous Owner | Jones Robert Louis | $125,500 | |
| Previous Owner | Jones Robert Louisl | $113,600 | |
| Previous Owner | Jones Robert Louis | $119,950 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/16/2026 04/16/26 | Sold | $372,000 | +9.7% | $272 / Sq Ft |
| 03/22/2026 03/22/26 | Pending | -- | -- | -- |
| 03/19/2026 03/19/26 | For Sale | $339,000 | -- | $248 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,467 | $103,428 | $19,393 | $84,035 |
| 2024 | $6,467 | $95,264 | $17,862 | $77,402 |
| 2023 | $6,549 | $86,064 | $16,137 | $69,927 |
| 2022 | $6,237 | $78,475 | $14,714 | $63,761 |
| 2021 | $5,867 | $73,369 | $13,757 | $59,612 |
| 2020 | $5,686 | $70,042 | $13,133 | $56,909 |
| 2019 | $5,471 | $66,719 | $12,510 | $54,209 |
| 2018 | $5,358 | $62,853 | $11,785 | $51,068 |
| 2017 | $5,086 | $59,419 | $11,141 | $48,278 |
| 2016 | $4,836 | $55,125 | $10,336 | $44,789 |
| 2015 | -- | $50,527 | $9,474 | $41,053 |
| 2014 | -- | $49,903 | $9,357 | $40,546 |
| 2013 | -- | $51,220 | $9,604 | $41,616 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Schmalz
Seller's Agent in 2026
Cindy Schmalz
@ Properties
(630) 386-0866
111 Total Sales
-
Bohdan Zhukotanskyy
Buyer's Agent in 2026
Bohdan Zhukotanskyy
KOMAR
(312) 576-0530
90 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12594188
APN: 06-35-280-031
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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