K
Seller's Agent in 2015
Kersh Ruhl
Coldwell Banker Woodland Schmidt
649 Lake St Saugatuck, MI 49453
Estimated Value: $873,000 - $1,503,532
2
Beds
1
Bath
1,147
Sq Ft
$1,070/Sq Ft
Est. Value
Highlights
- Private Waterfront
- Property fronts a channel
- 1 Car Detached Garage
- Douglas Elementary School Rated A
- Maid or Guest Quarters
- Forced Air Heating System
About This Home
As of March 2015This home is located at 649 Lake St, Saugatuck, MI 49453 since 31 March 2015 and is currently estimated at $1,226,883, approximately $1,069 per square foot. This property was built in 1935. 649 Lake St is a home located in Allegan County with nearby schools including Douglas Elementary School, Saugatuck Middle School, and Saugatuck High School.
Last Agent to Sell the Property
Kersh Ruhl
Coldwell Banker Woodland Schmidt Listed on: 03/31/2015
Home Details
Home Type
- Single Family
Year Built
- Built in 1935
Lot Details
- 15,708 Sq Ft Lot
- Lot Dimensions are 66 x 238
- Property fronts a channel
- Private Waterfront
- 66 Feet of Waterfront
- Shrub
Parking
- 1 Car Detached Garage
Home Design
- Cabin
- Composition Roof
- Wood Siding
Interior Spaces
- 1,147 Sq Ft Home
- 1-Story Property
- Replacement Windows
- Water Views
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Maid or Guest Quarters
- Guest Quarters
- 1 Full Bathroom
Outdoor Features
- Water Access
- Property is near a lake
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- High Speed Internet
- Internet Available
- Phone Available
- Cable TV Available
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 16, 2022
Sold by
Bought by
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$640,000
Outstanding Balance
$625,125
Interest Rate
9.75%
Mortgage Type
New Conventional
Estimated Equity
$601,758
Purchase Details
Listed on
Mar 31, 2015
Closed on
Mar 20, 2015
Sold by
Bought by
Seller's Agent
Kersh Ruhl
Coldwell Banker Woodland Schmidt
Buyer's Agent
Kersh Ruhl
Coldwell Banker Woodland Schmidt
List Price
$500,000
Sold Price
$450,000
Premium/Discount to List
-$50,000
-10%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.31%
Original Mortgage
$594,000
Interest Rate
4.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Oct 17, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.89%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| $450,000 | Lighthouse Title Inc | ||
| $450,000 | Lighthouse Title Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $650,000 | ||
| Closed | $640,000 | ||
| Closed | $546,000 | ||
| Closed | $580,000 | ||
| Closed | $594,000 | ||
| Closed | $359,650 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/31/2015 03/31/15 | For Sale | $500,000 | +11.1% | $436 / Sq Ft |
| 03/26/2015 03/26/15 | Sold | $450,000 | -- | $392 / Sq Ft |
| 01/05/2015 01/05/15 | Pending | -- | -- | -- |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $28,582 | $626,800 | $306,300 | $320,500 |
| 2025 | $27,695 | $621,300 | $250,800 | $370,500 |
| 2024 | -- | $704,200 | $259,100 | $445,100 |
| 2023 | -- | $550,000 | $0 | $0 |
| 2022 | $0 | $619,200 | $231,000 | $388,200 |
| 2020 | $23,383 | $575,000 | $198,000 | $377,000 |
| 2019 | $0 | $568,600 | $198,000 | $370,600 |
| 2018 | $0 | $501,500 | $198,000 | $303,500 |
| 2017 | $0 | $486,000 | $177,100 | $308,900 |
| 2016 | $0 | $228,800 | $177,100 | $51,700 |
| 2015 | -- | $228,800 | $177,100 | $51,700 |
| 2014 | -- | $242,400 | $213,600 | $28,800 |
| 2013 | -- | $206,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
Map
Source: MichRIC
MLS Number: 15013654
APN: 57-515-065-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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