NOT LISTED FOR SALE

654 Harbor Villa Ct Clermont, FL 34711

Clermont Area

Estimated Value: $258,000 - $277,724

2 Beds
2 Baths
1,124 Sq Ft
$235/Sq Ft Est. Value

Sale Details

Date Sold: March 11, 2026

Last sale price $260,000 $231 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,950 / mo

120 Days on Market

Highlights

  • Open Floorplan
  • Contemporary Architecture
  • Sun or Florida Room
  • Clubhouse
  • Main Floor Primary Bedroom
  • Mature Landscaping

About This Home

As of March 2026

One or more photo(s) has been virtually staged. Welcome to Tower Grove—a serene, well-kept community in the heart of Clermont. This beautifully updated 2-bed, 2-bath home blends modern finishes with low-maintenance living: brand-new luxury vinyl plank flooring throughout, fresh interior paint, stylish new bath vanities, and a bright, open layout that flows from the living room to the dining area. The kitchen features a convenient bar-height counter behind the sink—perfect for quick meals and the enclosed porch / Florida room, accessed through the French doors provides additional space for relaxing or entertaining guests. HOA handles the roof and exterior paint, and residents also enjoy a sparkling community pool - ideal for soaking up the Florida sunshine. Location is the star. Just minutes from Historic Downtown Clermont, you’re close to cafés, restaurants, breweries, boutiques, and the weekly farmers market. Waterfront Park beckons with sandy lakefront, playgrounds, picnic areas, and direct access to the South Lake Trail for miles of biking and jogging. Boaters will love the nearby public boat ramp with easy entry to the Clermont Chain of Lakes for cruising, fishing, skiing, or sunset tours. Whether you’re seeking a comfortable full-time residence or a seasonal retreat, this move-in-ready home delivers convenience, style, and an unbeatable downtown-by-the-lake lifestyle—plus low upkeep thanks to HOA-covered exterior items. Schedule your private showing and discover why Tower Grove is one of Clermont’s best-kept secrets. *Some of the included pictures has been virtually staged*

Last Agent to Sell the Property

Steve Silcock

RE/MAX HERITAGE Brokerage Phone: 863-424-2309 License #3107545 Listed on: 10/14/2025

RE/MAX HERITAGE

Co-Listed By

Anne Silcock

RE/MAX HERITAGE Brokerage Phone: 863-424-2309 License #3119470

Last Buyer's Agent

Jose Serrano

VS INTERNATIONAL PROPERTIES License #3280326

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,601

Year Built

  • Built in 2001

Lot Details

  • 6,253 Sq Ft Lot
  • Street terminates at a dead end
  • Southwest Facing Home
  • Mature Landscaping

HOA Fees

  • $204 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,124 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • French Doors
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Private Water Closet
  • Shower

Outdoor Features

  • Enclosed Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, maintenance structure, ground maintenance
  • Southwest Prop Man't / Jenna Mazzo Association, Phone Number (407) 848-7859
  • Visit Association Website
  • Built by BANYAN
  • Clermont Tower Grove Sub Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed
  • 4 Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,601

Year Built

Built in 2001

Lot Details

6,253 Sq Ft Lot

HOA Fees

$204 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Maintenance Structure, Maintenance Grounds, Other
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Townhouse
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 1124
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 1696
  • Lot Size Sq Ft: 6253
  • Status: Sold
  • Co List Office Mls Id: MFR10339
  • Co List Office Phone: 863-424-2309
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 157.56
  • Escrow City: WINTER GARDEN
  • Escrow State: FL
  • Escrow Street Name: S. MAIN STREET, SUITE 110
  • Minimum Lease: No Minimum
  • Number Of Pets: 4
  • RATIO Current Price By Calculate: 231.32
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 863-424-2309
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Yn: No
  • Additional Rooms: Florida Room
  • Living Area Meters: 104.42

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: French Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Side Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0580E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Pool
  • Association Fee: 204
  • Association Fee Frequency: Monthly
  • Association Name: Southwest Prop Man't / Jenna Mazzo
  • Phone: 407 848 7859
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: SEE HOA RULES AND REGULATIONS
  • Association Fee Requirement: Required
  • Association Email: jenna@swpmcfl.com
  • Association URL: www.southwest.cincebaxis.com

Fee Information

  • Total Annual Fees: 2448.00
  • Total Monthly Fees: 204.00
  • Monthly HOA Amount: 204.00

Lot Info

  • Zoning: R-3
  • Parcel Number: 19-22-26-1390-000-01100
  • Additional Parcels: No
  • Lot Features: Sidewalk, Street Dead-End, Paved
  • Property Attached Yn: Yes
  • Flood Zone Code: X

Building Info

  • Builder Name: BANYAN

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3601
  • Tax Block: 000
  • Tax Book Number: 43/33-34
  • Tax Lot: 11

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 14, 2025
Closed on
Mar 10, 2026
Sold by
Bought by
Seller's Agent
Steve Silcock
RE/MAX HERITAGE
Buyer's Agent
Jose Serrano
VS INTERNATIONAL PROPERTIES
List Price
$279,000
Sold Price
$260,000
Premium/Discount to List
-$19,000
-6.81%
Views
197
Current Estimated Value
$263,681

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,681
Avg. Annual Appreciation
3.17%
Original Mortgage
$182,000
Outstanding Balance
$181,464
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$82,217

Purchase Details

Closed on
Apr 25, 2024
Sold by
Bought by

Purchase Details

Closed on
Jul 1, 2003
Sold by
Bought by

Purchase Details

Closed on
Jan 31, 2001
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$260,000 Magnolia Title & Escrow
$100 None Listed On Document
$113,000 --
$105,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $182,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/11/2026 03/11/26 Sold $260,000 -1.5% $231 / Sq Ft
02/11/2026 02/11/26 Pending -- -- --
01/23/2026 01/23/26 Price Changed $264,000 -5.4% $235 / Sq Ft
11/03/2025 11/03/25 For Sale $279,000 0.0% $248 / Sq Ft
10/23/2025 10/23/25 Pending -- -- --
10/14/2025 10/14/25 For Sale $279,000 -- $248 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,602 $233,043 $78,750 $154,293
2025 $3,428 $232,596 $78,750 $153,846
2024 $3,428 $232,596 $78,750 $153,846
2023 $3,428 $228,103 $78,750 $149,353
2022 $3,041 $193,103 $43,750 $149,353
2021 $2,623 $162,963 $0 $0
2020 $2,377 $144,213 $0 $0
2019 $2,245 $128,048 $0 $0
2018 $2,084 $128,048 $0 $0
2017 $1,929 $119,569 $0 $0
2016 $1,752 $103,444 $0 $0
2015 $1,641 $93,667 $0 $0
2014 $1,405 $76,723 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5136537

Stellar MLS

APN: 19-22-26-1390-000-01100

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