NOT LISTED FOR SALE

654 Monroe Ave Cape Charles, VA 23310

Estimated Value: $750,000 - $856,000

3 Beds
1 Bath
600 Sq Ft
$1,362/Sq Ft Est. Value

Sale Details

Date Sold: November 19, 2020

Last sale price $569,000 $948 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $4,859 / mo

Highlights

  • Bayside
  • Central Air
  • Heating Available
  • Double Pane Windows
  • Garage
  • 4-minute walk to Cape Charles Historic District

About This Home

As of July 2023

Garage Studio Apt ONLY - In Town convenient to beach, restaurants, shopping, golf cart friendly area. The Studio apt can be rented furnished or unfurnished. Immediate occupancy, year lease. Utilities Included in rent, no yard upkeep. Trash removal provided. Internet provided. 650+ Credit Score required by Landlord No Smoking/No Pets, off street parking only.

Last Agent to Rent the Property

Beverly McCord

COLDWELL BANKER HARBOUR REALTY Brokerage Phone: 7573313255 Listed on: 06/30/2023

COLDWELL BANKER HARBOUR REALTY

Last Renter's Agent

Beverly McCord

COLDWELL BANKER HARBOUR REALTY Brokerage Phone: 7573313255 Listed on: 06/30/2023

COLDWELL BANKER HARBOUR REALTY

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1910

Lot Details

  • 5,600 Sq Ft Lot
  • Lot Dimensions are 40 x 140

Parking

  • Garage

Home Design

  • Composition Roof

Interior Spaces

  • 1 Full Bathroom
  • 600 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Double Pane Windows
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave

Laundry

  • Dryer
  • Washer

Location

  • Bayside

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater

Community Details

  • Cape Charles Incorp. Subdivision

Listing and Financial Details

  • Property Available on 7/1/23

Home Details

Home Type

Single Family

Year Built

Built in 1910

Lot Details

5,600 Sq Ft Lot

Rental Info

  • Lease Term: 12 mos
  • Available Date: 2023-07-01

Listing Details

  • Property Sub Type: Condominium,Single Family Residence
  • Prop. Type: Residential Lease
  • Lot Size Acres: 0.1286
  • Lot Size: 40 x 140
  • Water Body Name: Chesapeake Bay
  • Subdivision Name: Cape Charles Incorp.
  • Directions: Rt 13 to Stone Rd right on Fig St, House is on corner of Fig and Monroe
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Other-See Remarks
  • New Construction: No
  • Year Built: 1910
  • Kitchen Level: Second
  • RoomBedroom1Level: Second
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Range, Microwave, Refrigerator, Washer, Dryer
  • Full Bathrooms: 1
  • Entry Location: -
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Other
  • Living Area: 600
  • Window Features: Double Pane Windows
  • Dining Room Features: Other
  • Living Room Living Room Level: Second
  • Dining Room Dining Room Level: Second

Exterior Features

  • Lot Features: 0 Acreage (Condo)
  • Waterfront Features: Bayside
  • Waterfront: No
  • Construction Type: Other, Sheetrock
  • Exterior Features: Other
  • Foundation Details: Other
  • Property Condition: 100 yrs +/-
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Parking Features: Other

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: No

Lot Info

  • Lot Size Sq Ft: 5600
  • Farm Land Area Units: Square Feet
  • Zoning Description: Residential

Tax Info

  • Tax Book Number: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2020
Closed on
Oct 23, 2020
Sold by
Nowakowski Thaddeus E and Nowakowski Barbara J
Bought by
Ryan Michael and Wilkins Donna
Seller's Agent
Lynn Watson
CAPE CHARLES REALTY
Buyer's Agent
Beverly McCord
COLDWELL BANKER HARBOUR REALTY
List Price
$615,000
Sold Price
$569,000
Premium/Discount to List
-$46,000
-7.48%
Current Estimated Value
$817,346

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$248,346
Avg. Annual Appreciation
6.85%
Original Mortgage
$510,351
Outstanding Balance
$447,879
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$369,467

Purchase Details

Closed on
Oct 17, 2011
Sold by
Melby Derek A
Bought by
Nowakowski Thaddeus E and Nowakowski Barbara J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 5, 2009
Sold by
Melby Derek A and Melby Nicole C
Bought by
Melby Derek A and Melby Nicole C

Purchase Details

Closed on
Jun 15, 2005
Sold by
Michel Jeffrey H
Bought by
Melby Derek A and Melby Nicole C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$314,260
Interest Rate
5.71%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Ryan Michael $569,000 A&N Title & Settlement
Nowakowski Thaddeus E $250,000 A & N Title & Sett
Melby Derek A -- None Available
Melby Derek A $332,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Ryan Michael $510,351
Previous Owner Nowakowski Thaddeus E $200,000
Previous Owner Melby Derek A $314,260
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/11/2023 07/11/23 Rented $1,000 0.0% --
06/30/2023 06/30/23 For Rent $1,000 0.0% --
11/19/2020 11/19/20 Sold $569,000 -7.5% $374 / Sq Ft View Prior Sale
11/09/2020 11/09/20 Pending -- -- --
06/15/2020 06/15/20 For Sale $615,000 -- $404 / Sq Ft
Source: Eastern Shore Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,996 $850,500 $182,400 $668,100
2024 $5,826 $850,500 $182,400 $668,100
2023 $5,782 $760,800 $167,400 $593,400
2022 $4,426 $582,400 $167,400 $415,000
2021 $2,457 $294,300 $92,400 $201,900
2020 $2,457 $294,300 $92,400 $201,900
2019 $2,239 $269,800 $72,400 $197,400
2018 $2,239 $269,800 $72,400 $197,400
2017 $1,658 $269,800 $72,400 $197,400
2016 $5,222 $199,800 $57,400 $142,400
2015 -- $199,800 $57,400 $142,400
2011 -- $284,700 $158,000 $126,700
Source: Public Records

Agents Affiliated with this Home

  • Beverly McCord

    Landlord's Agent in 2023

    Beverly McCord

    COLDWELL BANKER HARBOUR REALTY

    (757) 777-2900

    13 in this area

    34 Total Sales

    Beverly McCord
    Section Image

  • L

    Seller's Agent in 2020

    Lynn Watson

    CAPE CHARLES REALTY

    Section Image
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Map

Source: Eastern Shore Association of REALTORS®

MLS Number: 57928

APN: 83A3-1-323

Virginia Northampton County Cape Charles 23310

654 Monroe Ave, Cape Charles, VA

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