NOT LISTED FOR SALE

654 Moonlight Pass Union Mills, NC 28167

Union Mills Neighborhood

Estimated Value: $353,000 - $394,000

2 Beds
3 Baths
2,134 Sq Ft
$174/Sq Ft Est. Value

Sale Details

Date Sold: September 5, 2025

Last sale price $357,600 $168 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,194 / mo

26 Days on Market

Highlights

  • Laundry Room
  • Baseboard Heating
  • Cabin
  • Central Heating and Cooling System
  • 1 Car Garage

About This Home

As of September 2025

This cabin is so energy efficient that Duke Energy dropped by to see why! Hand-built in 2013 by the previous owner w/foam insul & best-grade, tight windows. Trees shade all around the house, the exterior is clad in low-maintenance Hardie Board. Sits in gated Hearthstone Ridge - 1.54 ac lot of gently rolling land - much of it fenced! Flagstone steps lead to front porch. Living area is open & inviting. Stainless appl. are included in well-designed kit. w/perfect work triangle. Nice sized primary bedroom w/WIC & en-suite. 2nd bed/bath also on main level. Split floor plan flows well. Pet-friendly laminate floor. Central heat & air, w/supplemental baseboard heat for total control. Basement has easy access from inside or out - features Bonus Room w/full bath. W/D tucked into large utility room for easy access to everything. Juliette balcony (living room) faces view of dense woods toward NNW. Outbuilding has power, w/ additional electrical hookup in place to connect an RV.

Last Agent to Sell the Property

Dan Hoffman

Lake Lure Land Brokerage Email: dan@lakelureland.com License #224698 Listed on: 07/17/2025

Last Buyer's Agent

Sonja Smith

Odean Keever & Associates, Inc. License #133997

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2013

Lot Details

  • 1.54

HOA Fees

  • $36 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Basement Garage

Home Design

  • Cabin

Interior Spaces

  • 2-Story Property
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 3 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Natural lighting in basement

Schools

  • Pinnacle Elementary School
  • R-S Middle School
  • R-S Central High School

Utilities

  • Central Heating and Cooling System
  • Baseboard Heating
  • Septic Tank

Community Details

  • Hearthstone Ridge Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 1648549

Home Details

Home Type

Single Family

Year Built

Built in 2013

Lot Details

1.54 Acres

HOA Fees

$36 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cabin
  • Year Built: 2013
  • Special Assessment Yn: 0
  • Road Surface Type: Gravel, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 167.57
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: dan@lakelureland.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: No
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1232
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Electric Range, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1232
  • Has Basement: Daylight, Finished, Full, Interior Entry, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 902
  • Living Area: 2134
  • Bedroom Main: 2
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Fiber Cement

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Basement, Garage Faces Side

Utilities

  • Heating: Baseboard, Central
  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Cooling: Central Air
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 435
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No

Association/Amenities

  • Association Annual Expense: 435.00

Schools

  • Middle Or Junior School: R-S Middle
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 1648549
  • Additional Parcels: No
  • Zoning Specification: none

MLS Schools

  • Elementary School: Pinnacle
  • High School: R-S Central

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2025
Closed on
Sep 3, 2025
Sold by
Bought by
Seller's Agent
Dan Hoffman
Lake Lure Land
Buyer's Agent
Sonja Smith
Odean Keever & Associates, Inc.
List Price
$369,900
Sold Price
$357,600
Premium/Discount to List
-$12,300
-3.33%
Views
37
Current Estimated Value
$371,521

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,921
Avg. Annual Appreciation
4.60%

Purchase Details

Closed on
Mar 6, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,600
Interest Rate
0.0419%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 30, 2012
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$358,000 None Listed On Document
$182,000 None Available
$15,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $145,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/05/2025 09/05/25 Sold $357,600 -3.3% $168 / Sq Ft
08/12/2025 08/12/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $369,900 -- $173 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,680 $281,100 $50,500 $230,600
2024 $16 $281,100 $50,500 $230,600
2023 $1,341 $281,100 $50,500 $230,600
2022 $1,341 $172,500 $28,400 $144,100
2021 $1,316 $172,500 $28,400 $144,100
2020 $1,316 $172,500 $28,400 $144,100
2019 $1,308 $172,500 $28,400 $144,100
2018 $1,324 $172,329 $35,000 $137,329
2016 $597 $170,800 $35,000 $135,800
2013 -- $20,000 $20,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Dan Hoffman

    Seller's Agent in 2025

    Dan Hoffman

    Lake Lure Land

    (828) 289-6885

    26 in this area

    52 Total Sales

    Dan Hoffman
    Section Image
  • Sonja Smith

    Buyer's Agent in 2025

    Sonja Smith

    Odean Keever & Associates, Inc.

    (828) 748-5359

    7 in this area

    185 Total Sales

    Sonja Smith
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4281948

Canopy MLS

APN: 1648549

North Carolina Rutherford County Union Mills 28167 Union Mills

654 Moonlight Pass, Union Mills, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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