NOT LISTED FOR SALE

654 Saddlebred Ln Locust, NC 28097

Locust Area

Estimated Value: $356,000 - $388,000

4 Beds
2 Baths
1,776 Sq Ft
$206/Sq Ft Est. Value

Sale Details

Date Sold: June 30, 2025

Last sale price $369,900 $208 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,309 / mo

30 Days on Market

Highlights

  • Pool
  • Clubhouse
  • Ranch Style House
  • Open Floorplan
  • Wooded Lot
  • Recreation Facilities

About This Home

As of June 2025

Discover this one-of-a-kind Cali model in Locust! This beautiful one-story, four-bedroom, two-bath home has been meticulously maintained by its original owner. The open floor plan features a gorgeous kitchen with stainless steel appliances, granite countertops, and an expansive island. The large primary suite offers a luxurious bath and a spacious walk-in closet. Enjoy the newly fenced private backyard, perfect for relaxing or entertaining. Community amenities include an outdoor pool, playground, and walking trails, plus a vibrant calendar of events like concerts, outdoor movies, and a popular farmers market. Locust offers a welcoming atmosphere with activities for all ages, blending small-town charm with modern convenience. With its ideal location, thoughtful upgrades, and move-in ready condition, this home won’t last long. Schedule your tour today!

Last Agent to Sell the Property

Jay White

Keller Williams Ballantyne Area Brokerage Email: jay@jaywhitegroup.com License #246190 Listed on: 05/02/2025

Keller Williams Ballantyne Area

Co-Listed By

Rachel Adams

Keller Williams Ballantyne Area Brokerage Email: jay@jaywhitegroup.com License #322560

Last Buyer's Agent

Ashley Parker

NorthGroup Real Estate LLC License #314222

NorthGroup Real Estate LLC

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2022

Lot Details

  • Partially Fenced Property
  • Level Lot
  • Wooded Lot
  • Property is zoned OPS

HOA Fees

  • $73 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Entry on the 1st floor
  • Slab Foundation
  • Vinyl Siding
  • Stone Veneer

Interior Spaces

  • Open Floorplan
  • Insulated Windows
  • Window Screens
  • Sliding Doors
  • Family Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Walk-In Pantry
  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Home Security

  • Home Security System
  • Storm Doors
  • Fire and Smoke Detector

Pool

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • ENERGY STAR/CFL/LED Lights
  • Covered Patio or Porch

Listing and Financial Details

  • Assessor Parcel Number 5574-02-99-2262

Community Details

Overview

  • Cusick Association, Phone Number (704) 251-0631
  • Built by D.R. Horton
  • Crossroads Subdivision, Cali Floorplan

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 2022

Lot Details

10,454 Sq Ft Lot

HOA Fees

$73 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 2022
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 208.28
  • Geocode Confidence: High
  • Attribution Contact: jay@jaywhitegroup.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Entry Level: 1
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Attic Stairs Pulldown, Cable Prewire, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1776
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 548
  • Sq Ft Unheated Total: 548
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Light Fixtures, Exhaust Fan, Microwave, Plumbed For Ice Maker
  • Above Grade Finished Sq Ft: 1776
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Screen Door(s), Sliding Doors, Storm Door(s)
  • Fireplace Features: Family Room
  • Living Area: 1776
  • Window Features: Insulated Window(s)
  • Bedroom Main: 4

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Fenced, Partial
  • Pool Features: Outdoor Pool
  • Construction Type: Cedar Shake, Stone Veneer, Vinyl
  • Patio And Porch Features: Covered, Patio, Rear Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front

Utilities

  • Heating: ENERGY STAR Qualified Equipment, Forced Air
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, ENERGY STAR Qualified Equipment
  • Utilities: Cable Available, Cable Connected, Electricity Connected
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Outdoor Pool, Picnic Area, Playground, Recreation Area, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 871
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association Name: Cusick
  • Phone: 704-251-0631
  • Association Email: info@cusickcompany.com

Association/Amenities

  • Association Annual Expense: 871.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 5574-02-99-2262
  • Land Included Yn: 1
  • Zoning Specification: OPS

Building Info

  • Builder Name: D.R. Horton

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jun 30, 2025
Sold by
Bought by
Seller's Agent
Jay White
Keller Williams Ballantyne Area
Buyer's Agent
Ashley Parker
NorthGroup Real Estate LLC
List Price
$375,000
Sold Price
$369,900
Premium/Discount to List
-$5,100
-1.36%
Views
69
Current Estimated Value
$365,320

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,580
Avg. Annual Appreciation
-1.08%
Original Mortgage
$358,803
Outstanding Balance
$355,023
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$10,297

Purchase Details

Closed on
Sep 22, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$390,201
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 21, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$390,201
Interest Rate
4.75%
Mortgage Type
FHA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Locust, NC

  • Wendell Rummage Real Estate Agent - Lantern Realty & Development, LLC

    Wendell Rummage

    Lantern Realty & Development, LLC

    (980) 268-2246

    101 Total Sales

    2 in Locust

    $428K - $586K Price Range

    Wendell Rummage
     Section Image
  • Rodney Green Real Estate Agent - Coldwell Banker- CK Select

    Rodney Green

    Coldwell Banker- CK Select

    (980) 255-5281

    98 Total Sales

    5 in Locust

    $330K - $452K Price Range

    Rodney Green
     Section Image
  • Nick Cabaniss Real Estate Agent - Carolina Realty & Investing Group LLC

    Nick Cabaniss

    Carolina Realty & Investing Group LLC

    (980) 580-8276

    169 Total Sales

    1 in Locust

    $450,497 Price

    Nick Cabaniss
     Section Image
  • Bill Burns Real Estate Agent - Keller Williams South Park

    Bill Burns

    Keller Williams South Park

    (919) 849-3746

    61 Total Sales

    1 in Locust

    $400,990 Price

    Bill Burns
     Section Image
  • Michelle Meachum Real Estate Agent - Lantern Realty & Development, LLC

    Michelle Meachum

    Lantern Realty & Development, LLC

    (980) 758-8974

    29 Total Sales

    4 in Locust

    $240K - $364K Price Range

    Michelle Meachum
     Section Image
  • Tony Karak Real Estate Agent - Better Homes and Garden Real Estate Paracle

    Tony Karak

    Better Homes and Garden Real Estate Paracle

    (980) 809-4706

    430 Total Sales

    1 in Locust

    $396,700 Price

    Tony Karak
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$370,000 None Listed On Document
$355,000 --
$456,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $358,803
Previous Owner $390,201
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/30/2025 06/30/25 Sold $369,900 0.0% $208 / Sq Ft
06/02/2025 06/02/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $369,900 -1.4% $208 / Sq Ft
05/02/2025 05/02/25 For Sale $375,000 -- $211 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,789 $303,174 $65,000 $238,174
2024 $2,661 $244,120 $55,000 $189,120
2023 $2,781 $244,120 $55,000 $189,120
2022 $2,614 $230,881 $55,000 $175,881
Source: Public Records

Agents Affiliated with this Home

  • Jay White Real Estate Agent - Keller Williams Ballantyne Area

    Seller's Agent in 2025

    Jay White

    Keller Williams Ballantyne Area

    (704) 654-0733

    441 Total Sales

    Jay White
    Section Image

  • RA

    Seller Co-Listing Agent in 2025

    Rachel Adams

    Keller Williams Ballantyne Area

    (704) 995-5550

    36 Total Sales

    Rachel Adams
    Section Image

  • AP

    Buyer's Agent in 2025

    Ashley Parker

    NorthGroup Real Estate LLC

    (704) 650-0478

    14 Total Sales

    Ashley Parker
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4199610

Canopy MLS

APN: 5574-02-99-2262

North Carolina Stanly County Locust 28097

654 Saddlebred Ln, Locust, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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