Listed by Windermere Real Estate JS
$959,000

654 W Main St Monroe, WA 98272

Estimated payment $5,696/month

Total Views 1,771
4 Beds
3 Baths
3,047 Sq Ft
$315 Price per Sq Ft

Highlights

  • RV Access or Parking
  • Fruit Trees
  • Property is near public transit and bus stop
  • 0.46 Acre Lot
  • Deck
  • Territorial View

About This Home

Rare opportunity in one of Monroe’s most cherished neighborhoods! Situated on .46 acres with flexible Multi-Use Neighborhood Zoning, this exceptional property offers live/work, investment, or redevelopment potential allowing 4–7 dwelling units including the existing home. For over 20 years, the property successfully operated as offices for a private company with live-in extern housing, showcasing its versatility and functionality. Thoughtfully updated throughout with maple flooring, remodeled kitchen with granite countertops, renovated bathrooms, updated electrical panel, furnace, hot water tank, roof/gutters, paint, decking, and more. Flexible floor plan easily adapts to residential, group home, bed & breakfast, professional or health care offices, or mixed-use living with open gathering spaces, multiple office or bedroom options, and separate-entry basement ideal for additional workspace or guest quarters. Main floor features inviting wraparound covered porch, living and dining rooms, bedroom, office, kitchen, and family/conference room. Upstairs offers spacious suite with 3/4 bath, walk-in closet, 2 bonus rooms, and private deck overlooking beautiful grounds. Lower level includes additional office/living space, bathroom, bedroom, storage, and mechanical room. 768 ASF garage with plumbing and separate room offers additional flex space. No commercial requirement for Mixed Use Neighborhood Zoning but opportunities for multigenerational living or investment returns!

Listing Agent

Debbie Barger Smith

Windermere Real Estate JS License #44042 Listed on: 05/08/2026

Windermere Real Estate JS

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2520630

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,077

Year Built

  • Built in 1928 | Remodeled

Lot Details

  • 20,038 Sq Ft Lot
  • North Facing Home
  • Level Lot
  • Fruit Trees
  • Garden

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3,047 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Dining Room
  • Territorial Views
  • Home Security System
  • Finished Basement

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level

Parking

  • Detached Garage
  • Driveway
  • Off-Street Parking
  • RV Access or Parking

Utilities

  • Heat Pump System
  • Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Deck
  • Property is near public transit and bus stop

Community Details

  • No Home Owners Association
  • Monroe Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,077

Year Built

Built in 1928 | Remodeled

Lot Details

0.46 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 18 - 2 Stories w/Bsmnt
  • Year Built: 1928
  • Inclusions: Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s)
  • MLS Status: Active
  • Prev Status: Active
  • Unit Levels: Two
  • New Construction: No
  • CalculatedSquareFootage: 3047
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2520630, https://www.workforce-resource.com/dpr/listing/NWMLS/2520630?w=Consumer&agent=72512
  • Special Features: VirtualTour

Interior Features

  • Basement: Finished
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove(s)/Range(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 4
  • Entry Location: Main
  • Fireplace: No
  • Flooring: Hardwood, Vinyl, Carpet
  • Interior Amenities: Dbl Pane/Storm Window, Dining Room, Security System, Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
  • Living Area: 3047
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • BathsFullMain: 0
  • SquareFootageFinished: 3047
  • SquareFootageUnfinished: 0
  • BathsFullLower: 1
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 1
  • BedroomsLower: 1
  • BedroomsUpper: 1
  • AppliancesIncluded: Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Curbs, Paved, Sidewalk
  • View: Yes
  • Waterfront: No
  • Construction Type: Wood
  • Direction Faces: North
  • Exterior Features: Wood
  • Foundation Details: Poured Concrete
  • Property Condition: Updated/Remodeled
  • Structure Type: House
  • BusLineNearby: true

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Detached Garage, Off Street, RV Parking
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Security: Security System
  • Cooling: None
  • Cooling Y N: No
  • Heating: Heat Pump
  • Heating Yn: Yes
  • PowerCompany: PUD # 1 of Snohomish County
  • SewerCompany: City of Monroe
  • WaterCompany: City of Monroe
  • WaterHeaterLocation: Basement-Mechanical Room
  • WaterHeaterType: Gas
  • CableConnected: xfiinity
  • InternetConnected: xfinity

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Monroe

Lot Info

  • Parcel Number: 27060100407200
  • Topography: Level,Partial Slope
  • Land Lease: No
  • Lot Size Acres: 0.46
  • Lot Size Sq Ft: 20038
  • Zoning: Mixed Use Neighborhood
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,High Speed Internet,RV Parking
  • MLSLotSizeSource: Tax Records
  • ZoningJurisdiction: City

Green Features

  • Power Production Type: Electric, Natural Gas

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2026
  • Tax Annual Amount: 6077

Multi Family

  • EnergySource: Electric,Natural Gas

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,966 $776,700 $500,500 $276,200
2025 $5,871 $736,700 $460,500 $276,200
2024 $5,871 $726,700 $450,500 $276,200
2023 $5,209 $699,600 $445,500 $254,100
2022 $4,974 $532,800 $305,300 $227,500
2020 $4,403 $454,500 $250,300 $204,200
2019 $4,562 $464,900 $272,900 $192,000
2018 $4,792 $413,600 $272,900 $140,700
2017 $4,405 $384,700 $262,900 $121,800
2016 $4,601 $369,800 $252,900 $116,900
2015 $4,879 $368,900 $252,900 $116,000
2013 $5,354 $370,300 $252,900 $117,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/08/2026 05/08/26 For Sale $959,000 -- $315 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $338,000 Chicago Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $270,400 Commercial
Source: Public Records

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2520630

Northwest Multiple Listing Service (NWMLS)

APN: 270601-004-072-00

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